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KSFE Personal Loan

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Highest Approval Chances

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Easy Loan Application Process

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End-to-End Expert Assistance

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Minimal Documentation Requirement

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About KSFE Personal Loan

  • KSFE personal loans are offered at competitive interest rates to meet immediate personal financial needs.
  • Applicants can apply for a personal loan through Paisabazaar using a hassle-free digital and paperless process and also get end-to-end expert assistance.
  • Applicant’s loan approval depends on his/her repayment capacity and creditworthiness.
  • KSFE personal loans require minimal paperwork and offers flexible repayment options
  • These personal loans also come with zero foreclosure penalty and offer flexible end usage.

KSFE Personal Loan Highlights

Interest Rate
  • For personal loan: 11.50% p.a. (for secured loans) and 11.90% p.a. (for unsecured loans)
  • For consumer loan (simple interest rates): 12% p.a. (for regular customers) and 14% p.a. (for defaulted accounts)
Loan Amount
  • For personal loan: Up to Rs 30 lakh
  • For consumer loan: Up to Rs 30 lakh
Loan Tenure
  • For personal loan: 1 to 6 years
  • For consumer loan: Up to 3 years (for electronic items) and 1 to 5 years (for other items)
Processing Fees 0.1%

KSFE Personal Loan Interest Rates

KSFE Personal Loan Interest Rates starts from 11.50% p.a. The personal loan interest rates offered by the lender for its different loan schemes are mentioned below:

Particulars Interest Rates (p.a.)
For personal loan 11.50% p.a. (for secured loans) and 11.90% p.a. (for unsecured loans)
For consumer loan (simple interest rates) 12% p.a. (for regular customers) and 14% p.a. (for defaulted accounts)

Fees and Charges for KSFE personal Loan

The personal loan processing fees and other charges for availing KSFE Personal Loans are as follows:

Particulars Rates
Processing Fees 0.1%
Premature closure charges Nil
Default penal interest rate 18% p.a. on EMI

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Types of KSFE Personal Loan

KSFE Personal Loan

  • Purpose: KSFE Personal Loan enables its existing customers of KSFE (with a good repayment track record of minimum 1 year) to procure funds for personal or business related uses (except for speculative purposes). The lender provides both secured and unsecured personal loans along with offering the top-up facility on their existing loan after 1 year.
  • Interest Rate:50% p.a. (for secured loans) and 11.90% p.a. (for unsecured loans)
  • Loan Amount: Up to Rs 30 lakh
  • Loan Tenure: 1 to 6 years

KSFE Consumer Loan

  • Purpose: KSFE Consumer Loan enables loan applicants to procure funds for purchasing household equipment, consumer durables, etc. Loan applicants can also use the loan proceeds to buy two and four wheeler vehicles.
  • Interest Rate: 12% p.a. (for regular customers) and 14% p.a. (for defaulted accounts)
  • Loan Amount: Up to Rs 30 lakh
  • Loan Tenure: Up to 3 years (for electronic items) and 1 to 5 years (for other items)
  • Security: The security for KSFE Consumer Loan would be the same as that for a chit fund.

KSFE Personal Loan Eligibility Criteria

The personal loan eligibility criteria set for loan applicants availing KSFE Personal Loans are as follows:

  • Existing customers of KSFE
  • Good repayment track record of minimum 1 year

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Ksfe Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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APR vs Interest Rate in Personal Loans: What’s the Difference?

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Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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