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How to Check Karnataka Bank Personal Loan Status?

Karnataka Bank offers three personal loan schemes to fulfill various personal and professional needs of an individual and these schemes are Salary Loan, Insta Loan and Ravi Kiran Loan (Solar Energy). You can apply for Karnataka Bank Personal Loan both online and offline along with minimum documentation and can repay the loan maximum by 60 months as per your convenience.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Check Status of Karnataka Bank Personal Loan?

Online Process:

  • Fill in the required details like tracking number, mobile number, security code
  • Get to view the personal loan status

Offline Process:

  • You can visit the nearest branch of the bank to fill an application form
  • You can contact the customer care at 1800-425-1444 or 080-220-215-07/08/09

How to Apply for Karnataka Bank Personal Loan?

Online Process:

If you wish to apply for Karnataka Bank Personal Loan from the comfort of your home or office, apply through Paisababazaar.com, which is India’s no. 1 financial platform. To apply for the loan, follow the below mentioned steps:

  • Click here and fill a form
  • Compare personal loan options from various banks and NBFCs
  • Click on ‘Proceed’ to check your eligibility and view best offers
  • Select the desired bank or call the customer care of Paisabazaar for assistance
  • After selecting the bank, fill another form to process your loan application
  • Upload all the necessary documents or schedule documents pickup from your home or office
  • After your documents are verified, bank’s executive will give you a verification call
  • The amount will get disbursed to your account within 3-5 working days if the loan gets approved

Offline Process:

  • You can visit the nearest branch of the bank to fill an application form
  • You can contact the customer care at 1800-425-1444 or 080-220-215-07/08/09

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All Your Needs

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Karnataka Bank Lenders

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FAQs

The interest rate and processing fee of Karnataka Bank Personal Loan vary according to scheme: Salaried loan- Interest rate Starting from 13.15%, Insta Cash- Interest rate Starting from 11.60%, Ravi Kiran Loan (Solar Energy)- Interest rate Starting from 11.85%. Processing fee- 0.50% of the advance subject to a minimum of Rs. 250.

You can send an email at info@ktkbank.com.

Any individual who is at least 18 years, joint borrowers or partnership firms or Hindu undivided family business are eligible for this loan

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Last updated: 12 September, 2025

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Vandana Punj
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Shamik Ghosh

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