- Interest Rate: 13.71% p.a.
- Loan Amount: Up to Rs 5 lakh
- Loan Tenure: Up to 5 years
- Processing Fees: Up to 2% of loan amount (Min. Rs 2,500 & Max. Rs 8,500)
Karnataka Bank Personal Loan
Karnataka Bank Personal Loan is available at 13.71% p.a. for loan amounts of up to Rs 5 lakh and tenures of up to 5 years. Government as well as private sector employees are eligible to apply for the loan and can avail it through digital process at their own convenience.

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2839 Reviews
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800+Cities across India
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Valid till 15th September '25Valid till 15th September '25*T&C Apply
Check Personal Loan Offers Online
Customer Rating
4.2/5
2839 Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits

Wide Choice
Curated offers from 30+ lenders

Quick Disbursal
Money in your account instantly

SmartMatch
Offers ranked according to eligibility

Digital Process
Hassle-free & paperless

Personal Loan EMI Calculator
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Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹40L
Rate of Interest9.99% - 17.15%
Tenure upto1-5 Years
Processing Fee1% - 1.5%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest10.5% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
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How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Karnataka Bank Personal Loan
Karnataka Bank Personal Loan Interest Rates
Karnataka Bank Personal Loan interest rate for salaried applicants (for both private & government employees) is 13.71% p.a. While the bank has not disclosed differentiated personal loan interest rates on the basis of parameters like the applicant’s credit score, employer’s profile, EMI/NMI ratio, employer’s profile, etc., most banks and NBFCs look into these parameters when setting interest rates for their personal loan schemes. Therefore, before applying for a personal loan, individuals (especially those with good credit profile) should compare offers from as many lenders as possible.
Karnataka Bank Personal Loan Processing Fees and Other Charges
Processing Charges |
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Types of Karnataka Bank Personal Loan
KBL Xpress Cash Loan
Eligibility for Karnataka Bank Personal Loan
Customers planning to apply for Karnataka Bank Personal Loan must meet its eligibility criteria given as below:
While evaluating your personal loan eligibility, the bank may also look into your credit score, minimum income and repayment capacity.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Karnataka Bank Lenders
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