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Dhani Personal Loan

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Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Completely Online Process

Curated offers from 30+ lenders

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Quick and Hassle-free

Money in your account instantly

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Loan is Disbursed Instantly

Offers ranked according to eligibility

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Personal Financing Made Easier

Hassle-free & paperless

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Dhani Personal Loan

  • Dhani personal loans are designed to meet various personal requirements of applicants, such as wedding, travel, medical emergency, etc.
  • The loan application and processing is completely online.
  • The process is quick and hassle-free.
  • The loan amount is disbursed directly into the bank account instantly.
  • The applicants can avail a maximum loan amount of up to Rs. 15 lakh depending on the repayment capacity and EMI/NMI ratio of the applicant.

Dhani Loans and Services Personal Loan Interest Rates

The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards. While Indiabulls has not disclosed the factors determining the personal loan interest rates offered to its personal loan applicant, lenders usually factor in the age, credit score, monthly income, employer’s profile, job profile, loan repayment history, etc. of their personal loan applicants while setting their personal loan interest rates.

Dhani Personal Loan Processing Fees and Charges

Particulars Fees
Processing Fees 3% onwards
Foreclosure/pre-payment charges >6 months: 5%
Bounce Charges For salaried: Rs 400 per bounce
For self-employed: Rs 750 per bounce
Late payment penalty 3% per month
Stamp duty charges As per laws applicable
Duplicate NOC Rs 500 per request
Repayment mandate/instrument swapping charges Rs 500 per request
Loan cancellation charges Rs 3,000
Loan re-booking charges Rs 1,500
Statement of account charges Rs 500
Duplicate repayment schedule Rs 500

Eligibility Criteria for Dhani Personal Loan

Indiabulls offer personal loans to salaried and self-employed individuals. While the NBFC has not clearly stated the minimum cut-offs for credit score and monthly income, Indiabulls like most lenders is likely to factor in the credit score, employer’s profile, EMI/NMI ratio, monthly income, etc. of a personal loan applicant while evaluating their personal loan eligibility.

Avail Personal Loan for
All Your Needs

Documents Required for Loan Application

The following are the key documents required to apply for a Dhani personal loan:

  • PAN card details
  • Address proof (Voter ID card, Ration card, utility bills, etc.)
  • Bank credentials

Why Apply for a Personal Loan at Paisabazaar?

The following are a few key advantages of applying for a personal loan at Paisabazaar:

  • Check Multiple Offers from Top Lenders: You can compare offers from 40+ lenders on a single platform. This not only saves time and effort but also helps you in making the right decision conveniently and quickly
  • Compare & Choose: With Paisabazaar.com you can compare personal loan interest rates and other key features including processing fees,  foreclosure charges, disbursal offered by different lenders and choose the most suitable option for yourself
  • Document Pickup: In case physical documentation is required at any step, with Paisabazaar.com you can get your documents picked up right from your doorstep without any extra charges at a mutually agreed date and time
  • Chances of Approval & Personalized Loan Offers: Paisabazaar.com, lets you check personal loan offers from several lenders listed as per your Chances of Approval based on your credit score and other eligibility factors. This unique feature lets you select the loan offer that has the highest chances of approval.
  • Pre-Approved Offers: If you have a good credit history, you can get personalized pre-approved personal loan offers from different lenders. These pre-approved loan offers also come with minimal or zero processing fees and documentation, low interest rates, etc.
  • Completely Online Process: The Paisabazaar website is a digital platform that lets you carry out the entire loan process - from loan application to the approval of your personal loan completely online.
  • End-to-end Assistance: The Paisabazaar team offers complete guidance and assistance right from the time you start looking for a personal loan offer till you get the loan amount disbursed to your bank account. Our team works with you and lenders in the background to offer you a seamless experience.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

Dhani Loans and Services offer instant sanction, and disbursal of the personal loan into the bank account of the applicant in a matter of minutes. The loan processing is completely online and requires minimal documentation. The NBFC also offers pre-approved personal loans to select customers qualifying its income and other eligibility requirements.

Yes, you can make prepayments on the personal loan availed from Dhani Loans and Services. No prepayment charges are levied on loan amounts below Rs 20,000. Pre-payments can be made only after 6 months from the date of loan disbursal subject to prepayment charges of 5%.

Dhani Loans and Services offers personal loans at fixed rates only.

Dhani Loans and Services has not stated the cut-off credit score for personal loan applicants. However, credit scores of 750 and above usually increases the chances of availing personal loans at lower interest rates.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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