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IDFC First Personal Loan Status

IDFC First Bank personal loans feature flexible end-use and can be used for personal expenses such as marriage, vacation, renovating the home, purchasing a consumer durable product, debt consolidation and a lot more. With instant loan amounts up to Rs. 10 lakh, IDFC personal loans are offered at an interest rate of 9.99% p.a. onwards. The tenure to repay the personal loan is up to 5 year and can be decided by an individual as per his/her repayment ability. It is also easy to check your IDFC First Bank personal loan status both online as well as offline and the following are the details.
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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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15.5L Reviews

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₹65k Cr+Loans Disbursed
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

How to Track IDFC First Bank Personal Loan Application Status Online?

  • Go to the “Track Your Loan Status” tab at the bottom of the home page of the IDFC First Bank website.
  • Select the loan type from the drop down and enter your registered mobile number.
  • Click on ‘Get OTP’ to fill in the code to know the status of your IDFC First Bank personal loan application.

How to Track IDFC First Bank Personal Loan Application Status Offline?

The following are your available options to check the status of your personal loan application with IDFC First Bank offline:

  • You can call on the customer care helpline number 1800-10888
  • You can send an email with your details to care@idfcfirstbank.com.
  • You can visit the nearest branch of the bank in-person to check your personal loan application status.

How to Register Online for IDFC First Bank Personal Loan Account?

  • Go to the online banking portal of IDFC First Bank.
  • Enter your Customer ID, your county, your mobile number (as per bank records).
  • Click on ‘Next’ to move to the Step-2 and fill out other details to complete registration.

How to check IDFC First Bank Personal Loan Status Online after Disbursal?

Through internet banking: You can login to the internet banking by 2 ways:

1. By using mobile number:

  • Enter your mobile number.
  • Enter your date of birth.
  • Click on ‘Login’.

2. Using customer ID:

  • Enter your customer ID.
  • Enter your password.
  • Click on ‘login’.

Once logged in, you can check the current status of your already disbursed personal loan including outstanding principal amount, EMI payment details, due EMI details and more.

Through mobile app: You can download and register on the IDFC First Bank mobile app. Once you are registered, you can log into your online banking account using your phone to check the status of your personal loan after disbursal.

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

FAQs

Yes, you can use the IDFC First mobile app to check the status of your personal loan.

No charges are involved in case you use the mobile app to check the status of your IDFC First Bank personal loan.

Yes, you can by visiting the nearest IDFC First Bank branch or by contacting the bank’s customer care. Do note that there may be charges involved in case you wish to avail a physical copy of your personal loan statement.

You can track the status of your personal loan application using the application number and your registered mobile number.

You can track the status of your IDFC First Bank personal loan application by sending an email with your details to care@idfcfirstbank.com

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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