IDBI Bank Personal Loan Documents Required

Name: IDBI Bank Personal Loan Documents Required
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Wide Choice

Quick Disbursal

SmartMatch

Digital Process

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Get up to ₹1,000*

Voucher on disbursal

Valid till 30^th November '25

Valid till 30^th November '25*T&C Apply

Apply Personal Loan Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

IDBI Bank Personal Loan Documents Required

The following documents are required for any individual to avail a personal loan from IDBI Bank:

Completely filled out personal loan application form
Government issued identity proof
Address proof acceptable by IDBI Bank

For Salaried Applicants

Latest Salary Slip
Form No.16

For Self-Employed Applicants

Certificate of incorporation / registration
Profit and Loss Statement / Acknowledged IT return
Last 6 month’s bank statement

Important Aspects

Some tips that could help you increase your chances of approval of a personal loan from IDBI Bank:

High Credit Score: A high credit score (usually 750 and above) can increase the chances of approval of your personal loan as it indicates higher credit-worthiness and better repayment capacity.
Stable Job and Employment History: Having a steady job and a stable history of employment indicates personal and financial stability as well as sufficient cash flow to repay the loan and this increases the chance of approval of your personal loan application.
Knowledge of the Eligibility Criteria: Knowing and meeting all of the personal loan eligibility criteria helps you secure a personal loan with greater ease
Avoid Multiple Simultaneous Loan Enquiries/Applications: Making multiple loan enquiries/applications with several lenders at the same time shows you to be “credit-hungry”. It also increases the number of hard enquiries made on your credit report which adversely affects your credit score and thus, decreases your chances of approval of your personal loan.
Low Credit Utilization Ratio: Credit Utilization Ratio is the ratio of the amount of credit availed to the available credit limit across all loan and credit card accounts. Try and maintain a low credit utilization ratio (30% or lower) as it indicates higher credit-worthiness and thus, helps secure additional credit more easily.

Avail Personal Loan For
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Idbi Bank Lenders

Avail Personal Loan For
All Your Needs

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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency & need funds instantly I applied for loan at Paisabazaar & see I have a pre approved offers & apply to it & amount disbursed in 48 hours thanks to paisabazaar teams

Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn't know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

Vivaan ShahSep 24, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

IDBI Bank Personal Loan Documents Required

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

IDBI Bank Personal Loan Documents Required

Important Aspects

How Can I Apply for a Personal Loan Online?

Idbi Bank Articles

What our customers say

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