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HSBC India Personal Loan

The Hongkong and Shanghai Banking Corporation Limited, India (HSBC India) offers personal loan @ 10.15% p.a. onwards for loan amounts of up to Rs 15 lakh and for tenures of up to 5 years. It also offers loan amounts of up to Rs 30 lakh to select HSBC customers. Existing personal loan borrowers from other banks and NBFCs can avail HSBC Personal Loan to transfer their existing personal loan to HSBC India.

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2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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SmartMatch

Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

HSBC India Personal Loan Highlights

Interest rates 10.15%-16.00% p.a.
Loan Amount Up to Rs 15 lakh
For Select Customers- Up to Rs 30 Lakh
Tenure 6 months-5 years
Processing Fees Up to 2% of loan amount
Minimum Net Annual Income For Corporate Employee Programme- Rs 4 LakhFor Other Customers- Rs 5 Lakh

HSBC India Personal Loan Interest Rates

Minimum Interest 10.15% p.a.
Maximum Interest 16.00% p.a.

HSBC India Personal Loan Fees and Charges

Processing Fee Up to 2% of the loan amount.
Full/Partial Prepayment charges Within 1 year – 5%
Within 2 years – 4%
Within 3 years – 3%
After 3 years – 2%

Eligibility Criteria for HSBC India Personal Loan

  • Profession: Customers working in preferred corporates and existing HSBC customers
  • Nationality: Resident Indian
  • Age: For Salaried: 21-60 years
    For self-employed: 21-65 years
  • Minimum Net Annual Income: For Corporate Employee Programme- Rs 4 lakh
    For Other Customers- Rs 5 lakh

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Documents Required for Personal Loan Application

ID Proof:

  • Voter ID
  • Passport
  • Aadhaar Card
  • Ration Card
  • Driving License
  • PAN Card
  • Defence ID Card
  • Government Employee ID Card
  • National Rural Employment Guarantee Act (NREGA) job card

Address Proof:

  • Society outgoing bill from registered societies only
  • Property tax bill
  • Gas bill
  • Driving License
  • Voter ID
  • Ration Card
  • Rent/lease agreement registered with State Government or similar registration authority
  • Domicile certificate with address issued by Municipal Corporation

Age Proof:

  • Birth Certificate
  • School Leaving Certificate
  • Passport
  • Driving License
  • PAN Card

Financial Documents:

For Salaried Individuals

  • Bank Statement with salary credit for last 3 months
  • Latest salary slip with statutory deductions
  • Form 16 (employer’s declaration with details of income and deductions, signed by the company’s authorized signatory)

For Self-Employed Individuals

  • Acknowledged ITR for last 2 years (mandatory)
  • Audited/certified P&L account and balance sheet
  • Bank Statement for primary account for past 6 months

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Hsbc Bank Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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All Your Needs

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What our customers say

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025

Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025
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