HDFC Personal Loan Balance Transfer

HDFC Bank offers Personal Loan Balance Transfer facility to personal loan borrowers of other banks and NBFCs to shift their...

HDFC Bank offers Personal Loan Balance Transfer facility to personal loan borrowers of other banks and NBFCs to shift their existing personal loan to HDFC Bank at lower interest rates. The HDFC Personal Loan Balance Transfer interest rates start from 9.99% p.a.

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

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HDFC Bank Personal Loan Balance Transfer Highlights

HDFC Bank Personal Loan Balance Transfer Interest Rates

HDFC Bank Personal Loan Balance Transfer Eligibility Criteria

HDFC Bank Personal Loan Balance Transfer Documents Required

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

HDFC Bank Personal Loan Balance Transfer Highlights

Interest rates	9.99 – 12.5 %
Loan amount	Up to Rs 25 Lakh
Repayment tenure	Up to 5 years
Processing fee	Rs 3499 – Rs 6500

HDFC Bank Personal Loan Balance Transfer Interest Rates

HDFC Bank Personal Loan Interest Rates offered to balance transfer applicants start from 9.99% p.a. However, it is only applicable for individuals whose net home take is more than Rs 50,000. The final HDFC Bank Personal Loan Balance Transfer interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the loan applicant.

HDFC Bank Personal Loan Balance Transfer Eligibility Criteria

HDFC Bank Personal Loan Balance Transfer facility is offered only to the existing personal loan borrowers of other banks and NBFCs. The bank may consider other factors such as age, liabilities, assets owned and credit score for HDFC Bank personal loan balance transfer just as it does for it Personal Loans. Along with this, the bank may also consider the occupation profile, employer’s profile, etc of its personal loan applicants, as used by many lenders for evaluating the personal loan eligibility of their applicants.

HDFC Bank Personal Loan Balance Transfer Documents Required

HDFC Bank has not mentioned the documentation for Personal Loan Balance Transfer. However, the bank asks for some documents for its regular personal loans, which are mentioned below:

ID Proof (Aadhaar card/driving license/voter ID/passport)
Address Proof (Aadhaar card/driving license/voter ID/passport)
Bank statement for past 3 months (updated passbook for last 6 months)
Latest salary slips/latest salary certificate with Form 16

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HDFC Bank Personal Loan Balance Transfer Fees and Charges

HDFC Bank’s processing fee for Personal Loan Balance Transfer starts from Rs 6500 + GST.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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