| Interest rates | 9.99 – 12.5 % |
| Loan amount | Up to Rs 25 Lakh |
| Repayment tenure | Up to 5 years |
| Processing fee | Rs 3499 – Rs 6500 |
HDFC Personal Loan Balance Transfer
Wide Choice
Quick Disbursal
SmartMatch
Digital Process
Wide Choice
Quick Disbursal
SmartMatch
Digital Process
4.5/5
15.5L Reviews
5cr+Satisfied Customers
65+Lending Partners
800+Cities across India
Apply Personal Loan Online
4.5/5
15.5L Reviews
5cr+Satisfied Customers
65+Lending Partners
800+Cities across India
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HDFC Bank Personal Loan Balance Transfer Highlights
HDFC Bank Personal Loan Balance Transfer Interest Rates
HDFC Bank Personal Loan Interest Rates offered to balance transfer applicants start from 9.99% p.a. However, it is only applicable for individuals whose net home take is more than Rs 50,000. The final HDFC Bank Personal Loan Balance Transfer interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the loan applicant.
HDFC Bank Personal Loan Balance Transfer Eligibility Criteria
HDFC Bank Personal Loan Balance Transfer facility is offered only to the existing personal loan borrowers of other banks and NBFCs. The bank may consider other factors such as age, liabilities, assets owned and credit score for HDFC Bank personal loan balance transfer just as it does for it Personal Loans. Along with this, the bank may also consider the occupation profile, employer’s profile, etc of its personal loan applicants, as used by many lenders for evaluating the personal loan eligibility of their applicants.
HDFC Bank Personal Loan Balance Transfer Documents Required
HDFC Bank has not mentioned the documentation for Personal Loan Balance Transfer. However, the bank asks for some documents for its regular personal loans, which are mentioned below:
- ID Proof (Aadhaar card/driving license/voter ID/passport)
- Address Proof (Aadhaar card/driving license/voter ID/passport)
- Bank statement for past 3 months (updated passbook for last 6 months)
- Latest salary slips/latest salary certificate with Form 16
Avail Personal Loan for
All Your Needs
HDFC Bank Personal Loan Balance Transfer Fees and Charges
HDFC Bank’s processing fee for Personal Loan Balance Transfer starts from Rs 6500 + GST.
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
HDFC BANK
Axis Bank
Kotak Mahindra Bank
ICICI Bank
Federal Bank
IDFC First Bank
Indusind Bank
RBL Bank
Tata CapitalAvail Personal Loan for
All Your Needs
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What our customers say
Apne higher education ke liye loan liya tha
Puja DanuJan 22, 2026
Sabse jada helpful log the yaha
Anuradha GuptaJan 21, 2026
Meri shaddi thi
Sadia KhatunJan 15, 2026
Travel ke liye personal loan liya tha
Tarini RoyJan 14, 2026
Easy personal loan available
Ruchika TiwariJan 14, 2026
Medical Emergency thi, loan jaldi mil gya
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Compare karke sahi rate mila
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Personal loan fatfat mai mil gaya
Riya MehraJan 5, 2026
Loan from Paisabazaar was actually paperless
Tanmay BorkatakiDec 12, 2025
Best place for a small loan
Aridaman Singh ParhichaDec 11, 2025
Written By
Vandana Punj
Reviewed By
Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
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