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HDFC Personal Loan Balance Transfer

HDFC Bank offers Personal Loan Balance Transfer facility to personal loan borrowers of other banks and NBFCs to shift their existing personal loan to HDFC Bank at lower interest rates. The HDFC Personal Loan Balance Transfer interest rates start from 9.99% p.a.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

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Step 5: Compare offers and apply for the best-suited loan

HDFC Bank Personal Loan Balance Transfer Highlights

Interest rates 9.99 – 12.5 %
Loan amount Up to Rs 25 Lakh
Repayment tenure Up to 5 years
Processing fee Rs 3499 – Rs 6500

HDFC Bank Personal Loan Balance Transfer Interest Rates

HDFC Bank Personal Loan Interest Rates offered to balance transfer applicants start from 9.99% p.a. However, it is only applicable for individuals whose net home take is more than Rs 50,000. The final HDFC Bank Personal Loan Balance Transfer interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the loan applicant.

HDFC Bank Personal Loan Balance Transfer Eligibility Criteria

HDFC Bank Personal Loan Balance Transfer facility is offered only to the existing personal loan borrowers of other banks and NBFCs. The bank may consider other factors such as age, liabilities, assets owned and credit score for HDFC Bank personal loan balance transfer just as it does for it Personal Loans. Along with this, the bank may also consider the occupation profile, employer’s profile, etc of its personal loan applicants, as used by many lenders for evaluating the personal loan eligibility of their applicants.

HDFC Bank Personal Loan Balance Transfer Documents Required

HDFC Bank has not mentioned the documentation for Personal Loan Balance Transfer. However, the bank asks for some documents for its regular personal loans, which are mentioned below:

  • ID Proof (Aadhaar card/driving license/voter ID/passport)
  • Address Proof (Aadhaar card/driving license/voter ID/passport)
  • Bank statement for past 3 months (updated passbook for last 6 months)
  • Latest salary slips/latest salary certificate with Form 16

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HDFC Bank Personal Loan Balance Transfer Fees and Charges

HDFC Bank’s processing fee for Personal Loan Balance Transfer starts from Rs 6500 + GST.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

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I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Loan Approved in on day

I confused between HDFC & Axis personal loans, but Paisabazaar showed me all the offers side by side. I apply in 10 minutes and got approval the next day!

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Rahul MehtaSep 23, 2025

Personal loan mila yahaan se

Mujhko personal loan mila yahaan se bina koi dikkat hue. Maine toh online apply kiya aur 3 lakh ka loan mila 2 saal ke liye.

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Pankaj SinhaSep 22, 2025
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