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HDB Personal Loan Documents Required

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

HDB Financial Services Personal Loan Documents Required

For Salaried Individuals:

  • Proof of Identity: Voter ID Card/Passport/License/PAN Card/Aadhar Card
  • Proof of Address: Driving License/Ration Card/Voter ID/Utility Bill (maximum 3 months old)
  • Proof of Date of Birth: PAN Card/Driving License/Birth Certificate
  • Bank statements: 6 months bank passbook, latest 3 months bank statements
  • Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter

For Self-Employed Professionals:

  • Proof of Identity: Voter ID Card/Passport/License/PAN Card/Aadhar Card
  • Proof of Address: Driving License/Ration Card/Voter ID/Utility Bill (maximum 3 months old)
  • Proof of Date of Birth: PAN Card/Driving License/Birth Certificate
  • Bank statements: 6 months bank passbook, latest 3 months bank statements
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA

For Self- Employed Individuals:

  • Proof of Identity: Voter ID Card/Passport/License/PAN Card/Aadhar Card
  • Proof of Address: Driving License/Ration Card/Voter ID/Utility Bill (maximum 3 months old)
  • Proof of Date of Birth: PAN Card/Driving License/Birth Certificate
  • Bank statements: 6 months bank passbook, latest 3 months bank statements
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution)

For Self-Employed (Pvt Cos and Partnership Firms):

  • Proof of Identity: Voter ID Card/Passport/License/PAN Card/Aadhar Card
  • Proof of Address: Driving License/Ration Card/Voter ID/Utility Bill (maximum 3 months old)
  • Proof of Date of Birth: PAN Card/Driving License/Birth Certificate
  • Bank statements: 6 months bank passbook, latest 3 months bank statements
  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA
  • Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration
  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original)

Eligibility Criteria

Salaried individuals (including CAs, doctors, employees of selected public and private limited companies, government sector employees including public sector undertaking)

  1. The person must be 21-60 years old (65 for government employees)
  2. The applicant must have a monthly income of Rs. 20,000 and above for Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune. Besides, it is Rs. 15,000 everywhere else.
  3. He must have a total of 1 or more years of working experience.

Self-employed professionals (self-employed Chartered Accountants, Doctors,  Architects and Company Secretaries)

  1. The person must be 22-65 years old
  2. He must have 3 years minimum experience in the business
  3. The applicant must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune. Apart from this, Rs. 75,000 at other places.

Self-employed individuals (Partners & Directors in the Business of Manufacturing, Sole proprietors, , Trading or Services)

  1. He should be 22-65 years old
  2. A minimum of 4 years in business with 2 years in the current business is required
  3. The person must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune, and 75,000 everywhere else

Self-employed in private companies and partnership firms (Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services)

  1. He should be 22-65 years old
  2. A minimum of 4 years in business with 2 years in the current business is required
  3. The person must have Rs. 1,00,000 as annual income in Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai and Pune, and 75,000 everywhere else
  4. He must have a business making a profit for the previous 2 years

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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Vandana Punj
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Shamik Ghosh

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