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DBS Bank Personal Loan

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Quick Loan Approval

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Faster Loan Disbursal

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Minimal Documentation Required

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End-to-end Digital Process

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DBS Bank Personal Loan

  • DBS Bank offers instant personal loans for loan amount of up to Rs 15 lakh.
  • The bank offers 3 days look-up period, you can cancel within 3 days if needed.
  • You can apply through DBS digibank app or online banking.
  • The process is completely transparent and you can track your loan application via the DBS digibank app.
  • The lender offers quick loan approval and disbursal with minimal documentation.

DBS Bank Personal Loan Highlights

Interest Rate 10.99% to 30% p.a.
Loan Amount  Up to Rs 15 lakh
Tenure 1 – 5 years
Minimum Monthly Salary Rs 25,000 per month
Processing Fee  Up to 3% + GST

DBS Bank Personal Loan Interest Rate

DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.

DBS Bank Personal Loan Fees and Charges

Processing Fee Up to 3% of the loan amount + GST ( Not refundable)
Foreclosure/Prepayment charges, if applicable Foreclosure is allowed only after the completion of 6 months from date of loan disbursement.
Loan Tenure Foreclosure Charges + GST as applicable
7-12 months 4.50%
13-24 months 4.50%
25-36 months 2.50%
>36 months 2.00%
Loan Cancellation Charges Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan  cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation.
Dishonour of Standing Instruction Rs. 600/- per instance + GST
Penal Charges 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.Overdue EMI = Principal + Interest

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Eligibility Criteria for DBS Bank Personal Loan

  • he applicant should be an Indian Citizen
  • The applicant should be age between 21 and 60 years
  • The applicant can be a salaried professional or a self-employed individual
  • The minimum monthly income of the applicant should be Rs 25,000 or above

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

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What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025
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