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DBS Bank Personal Loan

DBS Bank has partnered with Paisabazaar to offer personal loan through fully digital process. The lender offers personal loan through Paisabazaar at interest rate starting from 10.99% p.a. onwards. The loan amount can go up to Rs 15 lakh while the repayment tenure for DBS Bank Personal Loan can range from 1 years to 5 years.
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Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Minimal Documentation Required

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End-to-end Digital Process

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DBS Bank Personal Loan

  • DBS Bank offers instant personal loans for loan amount of up to Rs 15 lakh.
  • The bank offers 3 days look-up period, you can cancel within 3 days if needed.
  • You can apply through DBS digibank app or online banking.
  • The process is completely transparent and you can track your loan application via the DBS digibank app.
  • The lender offers quick loan approval and disbursal with minimal documentation.

DBS Bank Personal Loan Highlights

Interest Rate 10.99% to 30% p.a.
Loan Amount  Up to Rs 15 lakh
Tenure 1 – 5 years
Minimum Monthly Salary Rs 25,000 per month
Processing Fee  Up to 3% + GST

DBS Bank Personal Loan Interest Rate

DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.

DBS Bank Personal Loan Fees and Charges

Processing Fee Up to 3% of the loan amount + GST ( Not refundable)
Foreclosure/Prepayment charges, if applicable Foreclosure is allowed only after the completion of 6 months from date of loan disbursement.
Loan Tenure Foreclosure Charges + GST as applicable
7-12 months 4.50%
13-24 months 4.50%
25-36 months 2.50%
>36 months 2.00%
Loan Cancellation Charges Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan  cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation.
Dishonour of Standing Instruction Rs. 600/- per instance + GST
Penal Charges 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.Overdue EMI = Principal + Interest

Avail Personal Loan for
All Your Needs

Eligibility Criteria for DBS Bank Personal Loan

  • he applicant should be an Indian Citizen
  • The applicant should be age between 21 and 60 years
  • The applicant can be a salaried professional or a self-employed individual
  • The minimum monthly income of the applicant should be Rs 25,000 or above

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

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