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DBS Bank Personal Loan

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Quick Loan Approval

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Faster Loan Disbursal

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Minimal Documentation Required

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End-to-end Digital Process

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4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About DBS Bank Personal Loan

  • DBS Bank offers instant personal loans for loan amount of up to Rs 15 lakh.
  • The bank offers 3 days look-up period, you can cancel within 3 days if needed.
  • You can apply through DBS digibank app or online banking.
  • The process is completely transparent and you can track your loan application via the DBS digibank app.
  • The lender offers quick loan approval and disbursal with minimal documentation.

DBS Bank Personal Loan Highlights

Interest Rate 10.99% to 30% p.a.
Loan Amount  Up to Rs 15 lakh
Tenure 1 – 5 years
Minimum Monthly Salary Rs 25,000 per month
Processing Fee  Up to 3% + GST

DBS Bank Personal Loan Interest Rate

DBS Bank personal loan interest rate range from 10.99% to 30% p.a. The final rate of interest offered to an applicant would depend on the his/her credit profile and will be displayed during the application journey.

DBS Bank Personal Loan Fees and Charges

Processing Fee Up to 3% of the loan amount + GST ( Not refundable)
Foreclosure/Prepayment charges, if applicable Foreclosure is allowed only after the completion of 6 months from date of loan disbursement.
Loan Tenure Foreclosure Charges + GST as applicable
7-12 months 4.50%
13-24 months 4.50%
25-36 months 2.50%
>36 months 2.00%
Loan Cancellation Charges Loan cancellation is allowed only during the free look period of 3 days from the date of loan disbursal of the loan. The loan  cancellation is not allowed after the completion of free look period. No additional charges are levied for loan cancellation.
Dishonour of Standing Instruction Rs. 600/- per instance + GST
Penal Charges 3% p.a. on the overdue EMI will be charged for the defaulted period and the same is payable on EMI due date.Overdue EMI = Principal + Interest

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Eligibility Criteria for DBS Bank Personal Loan

  • he applicant should be an Indian Citizen
  • The applicant should be age between 21 and 60 years
  • The applicant can be a salaried professional or a self-employed individual
  • The minimum monthly income of the applicant should be Rs 25,000 or above

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Dbs Bank Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

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Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

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Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025
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