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SWIPE SMART is our monthly credit card newsletter designed for consumers who want to make informed, value-driven card choices. Each edition breaks down complex credit card features, benefits and trends into clear, practical insights – helping readers understand where real value lies and how to maximise it based on their spending habits.
This special YEAR-END EDITION looks back at everything that shaped the credit card space in 2025. From the most popular new launches and major policy changes to evolving reward structures and co-branded trends, we bring together the defining moments of the year. We also introduce the Swipe Smart Awards – annual initiative to recognise the credit cards that delivered standout value across categories like travel, dining, fuel and more.