Clix Capital Personal Loan

Clix Capital is one of the leading online lenders that offer instant personal loans starting from 1 lakh and up...

Clix Capital is one of the leading online lenders that offer instant personal loans starting from 1 lakh and up to Rs. 25 lakh to salaried individuals. These collateral-free personal loans can be availed for various personal purposes, such as weddings, travel, medical emergencies, debt consolidation and home renovation/expansion. Further discussed are the loan details along with interest rate, features, eligibility criteria, and much more.

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₹65k Cr+Loans Disbursed

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Valid till 31^st March '26 *T&C Apply

Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

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Google Play Store

4.5_/5

15.5L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Wide Choice

Curated offers from 30+ lenders

Quick Disbursal

Money in your account instantly

SmartMatch

Offers ranked according to eligibility

Digital Process

Hassle-free & paperless

Calculate Your Personal Loan EMI

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Enter Loan Amount

₹

50K50L

Rate of Interest (Yearly %)

8%30%

Loan Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

ICICI Bank

100% Digital Process*Quick Disbursal

Max Loan Amt.Upto ₹25L

Rate of Interest11% - 13%

Tenure upto1-5 Years

Processing FeeUpto 2%

Axis Bank

Low Processing fee

Max Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Why Choose Paisabazaar?

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Pre-approved Offers with Instant Disbursals

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Clix Capital Personal Loan - Interest Rate & Features

Interest Rate: 14.99% – 24.99% p.a.
Loan amount: Minimum of Rs. 1 lakh and maximum up to Rs. 25 lakh
Collateral-free Loans: No collateral or security is required
Repayment tenure: From 12 months up to 48 months
Minimum Monthly Salary: Rs. 30,000

Processing Fees & Charges

The following are some key charges and fees associated with a personal loan disbursed by Clix Capital*

Processing Fees	Up to 10% of loan sanctioned
Foreclosure Charges	5% of Principal foreclosed (post 6-month lock-in)
PDD / PDC/ ECS/NACH bounce – per presentation	Rs. 300 per instance
Stamping Charges	As per specific rates defined by regulators
Payment Instrument Swap Charges	Rs. 500 per instance
Issue of Duplicate No Objection Certificate	Rs. 500 per instance
Post Disbursal Loan Cancellation Charges	Rs. 2,000

*GST will be additionally added to the mentioned fees and charges.

Eligibility Criteria for Clix Capital Personal Loan

The following section discusses the key eligibility criteria for personal loan requirements you need to meet to avail a Clix Capital personal loan:

For Travel Loan

Minimum and Maximum Age: 25 – 58 Years
Net Monthly Income: For a salaried employee who is employed in the current company for 6 months and has a total professional experience of at least 12 months
Monthly Net Income: Minimum Rs. 30,000

For Education, Wedding, Medical Emergency & Home Renovation

Age: Minimum 25 years and under 58 years
Salaried employee who’s employed in the current company for 6 months and has a total professional experience of at least 12 months
Monthly Net Income: Minimum Rs. 25,000

Apart from the above, Clix Capital may require applicants to meet additional eligibility criteria at its discretion.

Documents Required for Personal Loan Application

The following is a list of documents you must submit to avail a personal loan from Clix Capital:

Completed application form with Passport sizes photographs
Identity proof: PAN Card, Aadhaar Card or Government ID (if Govt. employee)
Address proof: Aadhaar Card or certified copy of Voter ID Card, Passport or Driver’s License
Income Proof: Most recent salary slip or latest Form 16

Note: Clix Capital may ask for additional documents at the time of loan application at its discretion.

Avail Personal Loan for
All Your Needs

Customer Care

The customer care department at Clix can be contacted by phone, email or through the website:

By Phone: You can call 0124-4545965 or 0124-3817400/ 1800-200-9898 between 9:30 AM to 6:30 PM Monday – Saturday. It is advisable to keep your loan reference number handy for verification
By Mail: You can send an email at hello@clix.capital with details of your query (Please mention your loan account number and contact number in the subject line).
Online Chat bot: You can also get your queries answered by the ‘Maya’ – CLIX Virtual Assistant on the Clix website (www.clix.capital)

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan for
All Your Needs

FAQs

No, there is no need of collateral or guarantor to avail a personal loan from Clix Capital.

No, to apply for Clix Capital personal loan your minimum income should be Rs. 25,000 per month.

No, Clix Capital personal loan is only available to salaried applicants.

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

Abhishek ThakuraJan 14, 2026

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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