- Interest Rate: 14.99% – 24.99% p.a.
- Loan amount: Minimum of Rs. 1 lakh and maximum up to Rs. 25 lakh
- Collateral-free Loans: No collateral or security is required
- Repayment tenure: From 12 months up to 48 months
- Minimum Monthly Salary: Rs. 30,000
Clix Capital Personal Loan
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65+Lending Partners
₹65k Cr+Loans Disbursed
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Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
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Digital Process
Hassle-free & paperless

Calculate Your Personal Loan EMI
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5K1Cr
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Principal Amount₹0
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Filters
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate11% onwards
Processing FeesUpto 3%
Max. Loan Amount₹5 Lakh
Processing Time3 - 5 Days
Interest Rate11% onwards
Processing FeesUpto 3%
Max. Loan Amount₹5 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Clix Capital Personal Loan - Interest Rate & Features
Processing Fees & Charges
The following are some key charges and fees associated with a personal loan disbursed by Clix Capital*
| Processing Fees | Up to 10% of loan sanctioned |
| Foreclosure Charges | 5% of Principal foreclosed (post 6-month lock-in) |
| PDD / PDC/ ECS/NACH bounce – per presentation | Rs. 300 per instance |
| Stamping Charges | As per specific rates defined by regulators |
| Payment Instrument Swap Charges | Rs. 500 per instance |
| Issue of Duplicate No Objection Certificate | Rs. 500 per instance |
| Post Disbursal Loan Cancellation Charges | Rs. 2,000 |
*GST will be additionally added to the mentioned fees and charges.
Eligibility Criteria for Clix Capital Personal Loan
The following section discusses the key eligibility criteria for personal loan requirements you need to meet to avail a Clix Capital personal loan:
For Travel Loan
For Education, Wedding, Medical Emergency & Home Renovation
Apart from the above, Clix Capital may require applicants to meet additional eligibility criteria at its discretion.
Documents Required for Personal Loan Application
The following is a list of documents you must submit to avail a personal loan from Clix Capital:
Note: Clix Capital may ask for additional documents at the time of loan application at its discretion.
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
Customer Care
The customer care department at Clix can be contacted by phone, email or through the website:
- By Phone: You can call 0124-4545965 or 0124-3817400/ 1800-200-9898 between 9:30 AM to 6:30 PM Monday – Saturday. It is advisable to keep your loan reference number handy for verification
- By Mail: You can send an email at hello@clix.capital with details of your query (Please mention your loan account number and contact number in the subject line).
- Online Chat bot: You can also get your queries answered by the ‘Maya’ – CLIX Virtual Assistant on the Clix website (www.clix.capital)
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Avail Personal Loan for
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FAQs
Do I need to pledge any collateral to avail a personal loan from Clix Capital?
No, there is no need of collateral or guarantor to avail a personal loan from Clix Capital.
I am earning Rs. 18,000 per month. Can I apply for Clix Capital Personal Loan?
No, to apply for Clix Capital personal loan your minimum income should be Rs. 25,000 per month.
I am a self-employed individual. Can I avail a personal loan from Clix Capital?
No, Clix Capital personal loan is only available to salaried applicants.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*









