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Clix Capital Personal Loan

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Wide Choice

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Quick Disbursal

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SmartMatch

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Digital Process

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4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Clix Capital Personal Loan - Interest Rate & Features

  • Interest Rate: 14.99% – 24.99% p.a.
  • Loan amount: Minimum of Rs. 1 lakh and maximum up to Rs. 25 lakh
  • Collateral-free Loans: No collateral or security is required
  • Repayment tenure: From 12 months up to 48 months
  • Minimum Monthly Salary: Rs. 30,000

Processing Fees & Charges

The following are some key charges and fees associated with a personal loan disbursed by Clix Capital*

Processing Fees Up to 10% of loan sanctioned
Foreclosure Charges 5% of Principal foreclosed (post 6-month lock-in)
PDD / PDC/ ECS/NACH bounce – per presentation Rs. 300 per instance
Stamping Charges As per specific rates defined by regulators
Payment Instrument Swap Charges Rs. 500 per instance
Issue of Duplicate No Objection Certificate Rs. 500 per instance
Post Disbursal Loan Cancellation Charges Rs. 2,000

*GST will be additionally added to the mentioned fees and charges.

Eligibility Criteria for Clix Capital Personal Loan

The following section discusses the key eligibility criteria for personal loan requirements you need to meet to avail a Clix Capital personal loan:

For Travel Loan

  • Minimum and Maximum Age: 25 – 58 Years
  • Net Monthly Income: For a salaried employee who is employed in the current company for 6 months and has a total professional experience of at least 12 months
  • Monthly Net Income: Minimum Rs. 30,000

For Education, Wedding, Medical Emergency & Home Renovation

  • Age: Minimum 25 years and under 58 years
  • Salaried employee who’s employed in the current company for 6 months and has a total professional experience of at least 12 months
  • Monthly Net Income: Minimum Rs. 25,000

Apart from the above, Clix Capital may require applicants to meet additional eligibility criteria at its discretion.

Documents Required for Personal Loan Application

The following is a list of documents you must submit to avail a personal loan from Clix Capital:

  • Completed application form with Passport sizes photographs
  • Identity proof: PAN Card, Aadhaar Card or Government ID (if Govt. employee)
  • Address proof: Aadhaar Card or certified copy of Voter ID Card, Passport or Driver’s License
  • Income Proof: Most recent salary slip or latest Form 16

Note: Clix Capital may ask for additional documents at the time of loan application at its discretion.

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Customer Care

The customer care department at Clix can be contacted by phone, email or through the website:

  • By Phone: You can call 0124-4545965 or 0124-3817400/ 1800-200-9898  between 9:30 AM to 6:30 PM Monday – Saturday. It is advisable to keep your loan reference number handy for verification
  • By Mail: You can send an email at hello@clix.capital with details of your query (Please mention your loan account number and contact number in the subject line).
  • Online Chat bot: You can also get your queries answered by the ‘Maya’ – CLIX Virtual Assistant on the Clix website (www.clix.capital)

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Clix Capital Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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FAQs

No, there is no need of collateral or guarantor to avail a personal loan from Clix Capital.

No, to apply for Clix Capital personal loan your minimum income should be Rs. 25,000 per month.

No, Clix Capital personal loan is only available to salaried applicants.

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What our customers say

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025

Multiple offers in Minutes

Paisabazaar helped me compare multiple loan offers in minutes, and I got the best rate without any paperwork.

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Ankita BajajDec 3, 2025

Transparent Process and Multiple Options

Transparent process with detailed breakdown of EMIs and charges. Felt confident choosing a lender after comparing multiple offers.

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Akaash SinghDec 3, 2025

Custom Loans to Suit your Needs

Paisabazaar showed offers tailored to my salary and credit profile. I got the loan I needed without long processing delays.

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Asha NegiDec 3, 2025

Itna Badhiya Rate and Service Hai!

Apke yaha itna acha interest rate mil gya market mei sabse kum and service toh aur bhi achi h. thank you.

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Mohit SinghDec 2, 2025
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers