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Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

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About Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) is a placement-linked Skill Training Initiative of the Ministry of Rural Development (MoRD) that is initiated by the Government of India. This Yojana was formed under MoRD which works to transform rural youth into the economically independent sections of society. DDU-GKY is considered a part of the National Rural Livelihood Mission (NRLM) which focuses on adding diversity to the incomes of rural poor families. It also caters to the career and employment objectives of rural youth in India.

This yojana mainly works for the youth belonging to poor families and are aged between 15 -35 years. DDU-GKY supports Government’s social and economic programs, such as Smart Cities and Start-Up India, Make in India, Digital India, and Stand-Up India campaigns. Its partners are supported through capacity building, strategies for retention, investment, technology support for training purposes, and linkages to international placement.

Read Also: What is Mudra scheme? What is the process and eligibility criteria to avail this loan?

Eligibility Criteria

  • Rural youth from poor families in the age group of 15 to 35 years
  • Ownership of/ inclusion in BPL Cards
  • Ownership of/ inclusion in BPL PDS Cards (In some states its called Antyodaya Anna Yojana)
  • Ownership of/ inclusion in RSBY Card (Rashtriya Swasthya Bima Yojana)
  • Family members of SHG members of a registered SHG in the village
  • Family members of paid workers under the MGNREGS with a minimum of 15 days of work in the last 12 months

Note: DDU-GKY insists on mandatory coverage of socially disadvantaged groups (SC/ST 50%, Minority 15%, Women 33%) and 3% for Persons with Different Abilities (PwDs) through reservations/ earmarked funds in every project.

Eligibility to be a Training Partner with DDU-GKY

  • Any registered organization that should not be a sole proprietorship or partnership firms are eligible to become training partners
  • Limited Liability Partnerships (LLPs) are eligible to become training partners
  • Registered partners of National Skill Development Corporation (NSDC) are also eligible

DDU-GKY Features & Benefits

  • DDU-GKY works with skill partners, regulating organizations, educations institutions, and private and public organizations to ensure positive change for rural youth and their families
  • Offers dedicated training hours for basic computers, spoken English and soft skills in residential and non-residential campuses with adequate technology matching the industry standards
  • Efforts to place at least 70% of project target trainees with a minimum monthly salary of Rs. 6000
  • Maintains minimum training on soft skills for at least 160 hours
  • Organizes work readiness training program to ensure that candidates start performing, as soon as they join any organization
  • Trainee’s benefits include free uniform, course material, and even lodging and boarding in case of the residential program
  • Post-placement salary top-ups every month for 2-6 months depending on the location of placement
  • Provides a Tablet PC per candidate at training centers
  • Manages computer labs and provides e-learning at training centers
  • Geo-Tagged Time Stamped Biometric Attendance Record system to be used as a monitoring tool

Comparison of Business Loan Interest Rates offered by Top Banks/NBFCs

Bank/NBFCs Interest Rate
Axis Bank 10.75% p.a. onwards
Flexiloans 1% per month onwards
HDB Financial Services Ltd. 8% - 26% p.a.
HDFC Bank 10.75% - 25% p.a.
IDFC First Bank 10.50% p.a. onwards
Indifi 1.50% per month onwards
Kotak Mahindra Bank 16% - 26% p.a.
Lendingkart 12% - 27% p.a.
Mcapital 2% per month onwards
NeoGrowth Finance 15% - 40% p.a.
Tata Capital 12% p.a. onwards
UGRO Capital 9% - 36% p.a.
Bajaj Finserv 10% to 26%

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Steps to Register under DDU-GKY

Firstly, the applicants need to get enrolled with his/her Gram Panchayat or Gram Rozgar Sewak, further, they will get recommendations regarding nearby training centers.

Secondly, the applicants need to find and contact a nearby training center.

Thirdly, applicants need to find a trade that he/she wants to learn and the contact information of the training centre teaching that trade.

Lastly, applicants can register by visiting the official website of Kaushal Panjee or by clicking here and further clicking on candidate registration.

Under this section, there are three categories that can be accessed by the applicants for various purposes, such as Fresh/New Registrations, Incomplete registration forms, and registered candidates.

By selecting Fresh/New Registration and clicking on the below tab ‘Next’ a new page will open that will require all related information.

Applicants are required to fill in all the information which should be correct as per their knowledge and click on ‘Save and Proceed’. In this way the applicant can register under DDU-GKY.

Also Read: Startup India Registration – Steps to Register your Startup

State Skill Development Missions

State Skill Development Missions
States SRLMs (State Rural Livelihood Missions)
Andhra Pradesh EGMM
Assam ASRLM
Bihar Bihar Rural Livelihoods Promotion Society
Chhattisgarh Chhattisgarh State Rural Livelihoods Mission
Gujarat Gujarat Livelihood Promotion Company (GLPC)
Haryana HSRLM
Jammu and Kashmir Himayat Mission Management Unit, Jammu & Kashmir State Rural Livelihoods Mission (JKSRLM)
Jharkhand Jharkhand State Livelihood Promotion Society (JSLPS)
Kerala Kudumbashree
Madhya Pradesh MP State Rural Livelihood Mission
Maharashtra Maharashtra State Rural Livelihoods Mission
Odisha Odisha Rural Development and Marketing Society (ORMAS)
Punjab Punjab Skill Development Mission
Rajasthan RSLDC
Tamil Nadu Tamilnadu Corporation for Development of Women Ltd.
Telangana EGMM
Tripura Tripura Rural Livelihoods Mission Society
Uttar Pradesh Uttar Pradesh Skill Development Mission (UPSDM)
Uttrakhand USRLM
West Bengal Paschim Banga Society for Skill Development (PBSSD)

Also Read: What is the Stand up India Scheme?

Documents Required

  • Birth Certificate of the applicant
  • BPL Card of self or your household (where your name is also mentioned)
  • MGNREGA worker card of any member of your household, with a minimum of 15 days of completed work in the last 12 months
  • NRLM-Self Help Group identification or certificate for any member of your household
  • RashtriyaSwasthyaBimaYojana (RSBY) card of your household
  • BPL PDS card of your household
  • Antyodaya Anna Yojana (AAY) card of your household

Apart from the above, the reserved category would need to furnish any of the following proofs:

  • SC/ST Certificate issued by competent authority
  • Disability Certificate issued by competent authority
  • Self-certification by the candidate for his/her status as minority community

DDU-GKY helps people in getting employment by organizing skilled-training programs which further assist people in making a better livelihood and enhancing the scope of career development. The skilled training programs learned by people are not only meant to gain employment but also broaden business opportunities. Trained people can initiate a start-up business considering their skill set and knowledge. To make it more easy and simple, the Government of India has launched various schemes in tie-ups with banks and NBFCs in which they provide funding support to customers. The loan amount offered ranges from Rs. 50,000 to Rs. 10 lakh depending on business requirements and the interest rate is low with flexible repayment options in form of affordable EMIs.

DDU-GKY - Details

Target (Till March 2023) Trained Placed Assessed Certified
26,79,763 12,69,442 7,60,365 9,28,880 7,46, 896

Source: http://ddugky.gov.in/ (Data provided as on 10 Oct 2022)

Placement under DDU-GKY

Under DDU-GKY, its training partners are required to place at least 75% of the successful candidates in jobs. The placed candidates are supposed to get Rs. 6000, as their monthly salary. This shall be the total salary in which the accommodation, meals and transport cost shall be included.

Project Funding of DDU-GKY

To become a partner, an applicant should have a positive net worth in at least two of the last three financial years. Its annual turnover should be at least 25% of the size of the proposed project cost.

Contact Us

Office Address:

Rural Skills Division,
Ministry of Rural Development,
7th Floor, NDCC-II Building,
Jai Singh Road, New Delhi-110001

Office Time: 9:30 A.M. - 5:30 P.M.
[Monday to Friday Except Gazetted Holiday]

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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FAQs

DDU-GKY is a placement-linked skill training initiative by the Ministry of Rural Development, Government of India (MoRD), primarily focussed at rural poor youth of age between 15 and 35 years to create income opportunities for poor families and support rural youth in realizing their career aspirations.

DDU-GKY can help you in getting trained on various courses and helping you in getting jobs related to the courses. The scheme offers training programs in over 82 sectors covering approximately 450 types of jobs or trades.

There are approximately 82 sectors involved in training programs by partners.

The classes organized are of various types, such as six day week classes, weekend classes and part time classes, as per the training projects.

No training fee and no registration charges. This yojana subsidizes 100% of the cost of skill training of candidates at its approved training centres.

The duration of the training programs varies from course to course and are offered in 3-month, 6-month, 9-month and 12-month training courses. The duration of these month batches are 576 hours, 1152 hours, 1728 hours and 2304 hours, respectively.

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