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Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) is a placement-linked Skill Training Initiative of the Ministry of Rural Development (MoRD) that is initiated by the Government of India. This Yojana was formed under MoRD which works to transform rural youth into the economically independent sections of society. DDU-GKY is considered a part of the National Rural Livelihood Mission (NRLM) which focuses on adding diversity to the incomes of rural poor families. It also caters to the career and employment objectives of rural youth in India.
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This yojana mainly works for the youth belonging to poor families and are aged between 15 -35 years. DDU-GKY supports Government’s social and economic programs, such as Smart Cities and Start-Up India, Make in India, Digital India, and Stand-Up India campaigns. Its partners are supported through capacity building, strategies for retention, investment, technology support for training purposes, and linkages to international placement.
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Note: DDU-GKY insists on mandatory coverage of socially disadvantaged groups (SC/ST 50%, Minority 15%, Women 33%) and 3% for Persons with Different Abilities (PwDs) through reservations/ earmarked funds in every project.
| Bank/NBFCs | Interest Rate |
| Axis Bank | 10.75% p.a. onwards |
| Flexiloans | 1% per month onwards |
| HDB Financial Services Ltd. | 8% - 26% p.a. |
| HDFC Bank | 10.75% - 25% p.a. |
| IDFC First Bank | 10.50% p.a. onwards |
| Indifi | 1.50% per month onwards |
| Kotak Mahindra Bank | 16% - 26% p.a. |
| Lendingkart | 12% - 27% p.a. |
| Mcapital | 2% per month onwards |
| NeoGrowth Finance | 15% - 40% p.a. |
| Tata Capital | 12% p.a. onwards |
| UGRO Capital | 9% - 36% p.a. |
| Bajaj Finserv | 10% to 26% |
Firstly, the applicants need to get enrolled with his/her Gram Panchayat or Gram Rozgar Sewak, further, they will get recommendations regarding nearby training centers.
Secondly, the applicants need to find and contact a nearby training center.
Thirdly, applicants need to find a trade that he/she wants to learn and the contact information of the training centre teaching that trade.
Lastly, applicants can register by visiting the official website of Kaushal Panjee or by clicking here and further clicking on candidate registration.
Under this section, there are three categories that can be accessed by the applicants for various purposes, such as Fresh/New Registrations, Incomplete registration forms, and registered candidates.
By selecting Fresh/New Registration and clicking on the below tab ‘Next’ a new page will open that will require all related information.
Applicants are required to fill in all the information which should be correct as per their knowledge and click on ‘Save and Proceed’. In this way the applicant can register under DDU-GKY.
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| State Skill Development Missions | |
| States | SRLMs (State Rural Livelihood Missions) |
| Andhra Pradesh | EGMM |
| Assam | ASRLM |
| Bihar | Bihar Rural Livelihoods Promotion Society |
| Chhattisgarh | Chhattisgarh State Rural Livelihoods Mission |
| Gujarat | Gujarat Livelihood Promotion Company (GLPC) |
| Haryana | HSRLM |
| Jammu and Kashmir | Himayat Mission Management Unit, Jammu & Kashmir State Rural Livelihoods Mission (JKSRLM) |
| Jharkhand | Jharkhand State Livelihood Promotion Society (JSLPS) |
| Kerala | Kudumbashree |
| Madhya Pradesh | MP State Rural Livelihood Mission |
| Maharashtra | Maharashtra State Rural Livelihoods Mission |
| Odisha | Odisha Rural Development and Marketing Society (ORMAS) |
| Punjab | Punjab Skill Development Mission |
| Rajasthan | RSLDC |
| Tamil Nadu | Tamilnadu Corporation for Development of Women Ltd. |
| Telangana | EGMM |
| Tripura | Tripura Rural Livelihoods Mission Society |
| Uttar Pradesh | Uttar Pradesh Skill Development Mission (UPSDM) |
| Uttrakhand | USRLM |
| West Bengal | Paschim Banga Society for Skill Development (PBSSD) |
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Apart from the above, the reserved category would need to furnish any of the following proofs:
DDU-GKY helps people in getting employment by organizing skilled-training programs which further assist people in making a better livelihood and enhancing the scope of career development. The skilled training programs learned by people are not only meant to gain employment but also broaden business opportunities. Trained people can initiate a start-up business considering their skill set and knowledge. To make it more easy and simple, the Government of India has launched various schemes in tie-ups with banks and NBFCs in which they provide funding support to customers. The loan amount offered ranges from Rs. 50,000 to Rs. 10 lakh depending on business requirements and the interest rate is low with flexible repayment options in form of affordable EMIs.
| Target (Till March 2023) | Trained | Placed | Assessed | Certified |
| 26,79,763 | 12,69,442 | 7,60,365 | 9,28,880 | 7,46, 896 |
Source: http://ddugky.gov.in/ (Data provided as on 10 Oct 2022)
Under DDU-GKY, its training partners are required to place at least 75% of the successful candidates in jobs. The placed candidates are supposed to get Rs. 6000, as their monthly salary. This shall be the total salary in which the accommodation, meals and transport cost shall be included.
To become a partner, an applicant should have a positive net worth in at least two of the last three financial years. Its annual turnover should be at least 25% of the size of the proposed project cost.
Rural Skills Division,
Ministry of Rural Development,
7th Floor, NDCC-II Building,
Jai Singh Road, New Delhi-110001
Office Time: 9:30 A.M. – 5:30 P.M.
[Monday to Friday Except Gazetted Holiday]
Q. What is DDU-GKY?
Ans. DDU-GKY is a placement-linked skill training initiative by the Ministry of Rural Development, Government of India (MoRD), primarily focussed at rural poor youth of age between 15 and 35 years to create income opportunities for poor families and support rural youth in realizing their career aspirations.
Q. How much does DDU-GKY help?
Ans. DDU-GKY can help you in getting trained on various courses and helping you in getting jobs related to the courses. The scheme offers training programs in over 82 sectors covering approximately 450 types of jobs or trades.
Q. Which sectors are involved?
Ans. There are approximately 82 sectors involved in training programs by partners.
Q. Are the classes full time or part time?
Ans. The classes organized are of various types, such as six day week classes, weekend classes and part time classes, as per the training projects.
Q. Is there a training fee?
Ans. No training fee and no registration charges. This yojana subsidizes 100% of the cost of skill training of candidates at its approved training centres.
Q. What would be the duration of the training?
Ans. The duration of the training programs varies from course to course and are offered in 3-month, 6-month, 9-month and 12-month training courses. The duration of these month batches are 576 hours, 1152 hours, 1728 hours and 2304 hours, respectively.