| Purpose | For the purchase of consumer durable products |
| Interest rate | 12.20% p.a. |
| Loan amount | Up to Rs 1.5 lakh |
| Repayment tenure | Up to 5 years |
| Processing fee | 1% of the loan amount, Minimum Rs 500 + applicable charges |
| Margin | 25% |
| Security | Hypothecation of Consumer Durables |
| Guarantor | One Guarantor acceptable to the bank |
| Deduction Limit | 60% of Gross Pay |
| Insurance | Not compulsory |
Note: Interest rate as of 23 June 2025.











