Abhyudaya Bank Personal Loan

Name: Abhyudaya Bank Personal Loan
Brand: Paisabazaar
Rating: 4.2 (2839 reviews)

Easy Online Loan Process

End-to-End Expert Assistance

Minimum Paperwork Requirement

Hassle-Free Processing

Easy Online Loan Process

End-to-End Expert Assistance

Minimum Paperwork Requirement

Hassle-Free Processing

Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Apply Personal Loan Online

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Customer Rating

4.2_/5

2839 Reviews

51M+Satisfied Customers

65+Lending Partners

800+Cities across India

Find Best Personal Loan Offers

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About Abhyudaya Bank Personal Loan

Abhyudaya Bank personal loans are offered at affordable rates to meet different planned and unplanned needs.
Minimum documentation is required to avail a personal loan from Abhyudaya Bank which helps minimize the overall processing time.
The repayment of these personal loans can be made over a flexible tenure ranging up to 84 months.
Consumers are not required to provide any collateral/security to avail a personal loan from Abhyudaya Bank.
There are no hidden fees or charges on Abhyudaya Bank personal loans.

Abhyudaya Bank Personal Loan – Features and Benefits

Loan amount: You can avail a personal loan upto Rs. 5 lakh from Abhyudaya Bank
Flexible repayment: Abhyudaya Bank offers complete flexibility when it comes to repaying the personal loan amount. You can repay the amount maximum by 84 months
Minimal documentation: Abhyudaya Bank Personal Loan can be availed just by submitting a few documents
Quick disbursal: Once your all documents are verified and get approved, the loan amount will be disbursed to your account within a few days

Abhyudaya Bank Personal Loan Interest Rates

The interest rate offered by Abhyudaya Bank on a personal loan starts from 13% p.a. The interest rate varies from person to person and is influenced by an individual’s credit score, age, repayment history, employer, etc

Abhyudaya Bank Personal Loan Eligibility Criteria

You should be a salaried professional/self- employed individual/professional
Your minimum take home salary/income after EMI should be as below:

Loan Amount	Salary per month
Up to Rs. 1 lakh	Rs. 7,000
Above Rs. 1 lakh and upto Rs. 2 lakh	Rs. 8,000
Above Rs. 2 lakh and upto Rs. 5 lakh	Rs. 9,000

Avail Personal Loan For
All Your Needs

Documents Required for Abhyudaya Bank Personal Loan

Latest photograph
Photo Identity Proof: Aadhaar Card, Voter ID Card, Driving License
Pan Card Copy
Residence Proof of the Applicant And Guarantors: Utility Bill, Passport, Voter ID Card

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Abhyudaya Co Operative Bank Lenders

Avail Personal Loan For
All Your Needs

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View All Articles

What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

SunnyDec 3, 2025

View All Testimonials

Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

Abhyudaya Bank Personal Loan

Find Best Personal Loan Offers

How Can I Apply for a Personal Loan Online?

About Abhyudaya Bank Personal Loan

Abhyudaya Bank Personal Loan – Features and Benefits

Abhyudaya Bank Personal Loan Interest Rates

Abhyudaya Bank Personal Loan Eligibility Criteria

Documents Required for Abhyudaya Bank Personal Loan

How Can I Apply for a Personal Loan Online?

Personal Loan Articles

What our customers say

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