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Standard Chartered Bank Business Loan

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HDFC Bank
Max Loan Amt.Upto 75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto 50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto 75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Standard Chartered Bank Business Installment Loan

Category Value
Maximum Loan Amount Up to Rs. 75 lakh
Interest Rate 17.25% p.a. onwards
Repayment Tenure Maximum up to 48 months
Collateral/Security Not required

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges

Comparison of Business Loan offered by Standard Chartered vs other Banks/NBFCs

Bank/NBFCs Interest Rate
Axis Bank 10.75% p.a. onwards
Flexiloans 1% per month onwards
HDB Financial Services Ltd. 8% - 26% p.a.
HDFC Bank 10.75% - 25% p.a.
IDFC First Bank 10.50% p.a. onwards
Indifi 1.50% per month onwards
Kotak Mahindra Bank 16% - 26% p.a.
Lendingkart 12% - 27% p.a.
Mcapital 2% per month onwards
NeoGrowth Finance 15% - 40% p.a.
Tata Capital 12% p.a. onwards
UGRO Capital 9% - 36% p.a.
Bajaj Finserv 10% to 26%

Standard Chartered Bank Business Loan – Interest Rate & Processing Fees

The rate of interest and processing fees associated with Standard Chartered Bank business loan are:

Category Fees & Charges
Interest Rate 17.25% p.a. onwards
Processing Fees 2% of the amount disbursed
Prepayment Penalty 5% of outstanding Principal
Penal Interest 24% p.a.

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Compare – Business Loan Interest Rate of top Banks in India

Standard Chartered Bank Business Loan – Eligibility

Applicants must fall under the following categories in order to be eligible for Standard Chartered Business loan:

  • Sole proprietors or proprietorship firms
  • Partnership firms
  • Private limited companies
  • Closely held and public limited companies
  • Professionals – doctors, architects, chartered accountants, business consultants

Calculate Your Monthly EMI on – Business Loan EMI Calculator

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Standard Chartered Bank Business Loan – Categories

Currently, Standard Chartered Bank offers two types of business loans; Business Installment Loan and Guaranteed Installment Loan , which are explained further.

Business Installment Loan

  • The interest rate charged on Business Installment Loan starts from 17.25% p.a. onwards
  • Applicants can avail Interest refunds of up to Rs. 50,000 in a year on making timely payments on the loan amount and maintaining the minimum balance in the current account
  • Customers get access to various SME related offerings such as foreign exchange and cash management offerings, trade and working capital solutions, and other banking products

Guaranteed Installment Loan

  • The interest rate charged on Guaranteed Installment Loan starts from 14% p.a. onwards
  • It can be bundled with Business Installment loan. Hence maximum loan amount that can be applied for becomes Rs. 100 lakh
  • The loan is covered under CGTMSE scheme . Customers only have to pay a nominal guarantee fee

Standard Chartered Bank Business Loan – Tenure

The maximum tenure offered on Standard Chartered Bank business loan is 4 Years .

Customers must pay the loan amount before the end of their repayment period or face hefty fines. Moreover, if customers fail to repay the loan amount then they may be labelled as Defaulter. This will greatly lower the customer’s credit score thus, lowering their ability to apply for a loan in the future.

Documents Required for Loan Application

Documents required when applying for Standard Chartered business loans are listed below:

  • Bank statements for previous 6 months
  • GST statements for the past 1 year
  • Last 2 years balance sheet, income tax returns and financial statements detailing profit or loss

Additional documents required are:

Identity Proof Aadhaar Card , Passport, Voter ID Card, PAN Card , Driving License
Address Proof Aadhaar Card, Passport, Voter ID Card, Driving License

Also Know: What are the documents required for applying for Mudra loan?

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Avail Standard Chartered Bank For
All Your Needs

FAQs

Indian Residents who run Small Micro Enterprises (SMEs) can apply for Standard Chartered business loan

Yes, customers can make prepayments on their loDo note that they can only do this after 12 months and will have to pay applicable pre-payment charges

The minimum loan tenure for Standard Chartered business loan is 1 Year. Also, the maximum loan tenure can go as high as 5 years.

No, Standard Chartered Bank does not require collateral or security for its business Installment loans.

Yes, customers can get a line increase on Standard Chartered business loan after making regular payments for 10 months.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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