Jan Sewa Bima Yojana: Coverage & Claim

Updated: 01-10-2019 12:51:06 PM

Jan Seva Bima Yojana is an online policy which offers a single fixed cover and fixed price package insurance for rural and semi- urban householders. Also, through this policy, policyholders can avail comprehensive protection for all the assets, interests and self.

Whats is Jan Sewa Bima Yojana?

Jan Seva Bima Yojana is an online /policy which offers a single fixed cover and fixed price package insurance for rural and semi- urban householders. Also, through this policy, policyholders can avail comprehensive protection for all the assets, interests and self

What all Jan Sewa Bima Yojana Covers?

Mentioned below are the coverage offered under Jan Sewa Bima Yojana:

• Fire and Special Allied Perils
• Burglary, housebreaking and robbery
• Personal accidental claims
• Financial security to the dependent children

Eligibility Criteria

Parameters	Details
Entry Age	5-70 years
Minimum Premium	Option 1: Rs.275 Option 2: Rs.348
Features	Non-floating cover Issued on group or individual basis Education Protection Cover
Coverage
Fire- Contents	Option 1: Rs.1 lakh Option 2: Rs.50,000
Burglary	Option 1: Rs.1 lakh Option 2: Rs.50,000
Personal Accident	Option 1: Rs.50,000 Option 2: Rs.2 lakh
Education Protection Cover	Option 1: Rs.50,000 Option 2: Rs.2 lakh

Procedure to buy Jan Sewa Bima Yojana Online

Mentioned below are the steps to purchase policy online:

• Visit the official website of IFFCO-TOKIO at https://www.iffcotokio.co.in/micro-rural-insurance/jan-sewa-bima-yojna
• Click “Buy Online”
• Fill the required details
• Click “Buy”
• Login with E-mail ID and Password if you are a registered member otherwise register for the further process
• Make payment through different modes available

Documents required for Claim Process

Below mentioned are the lists of documents required for claim process:

Fire Claim

• Duly filled and signed the claim form
• List of damaged contents or items
• Newspaper cuttings/Fire Brigade report/Panchnama
• Photographs of the damaged site and/or goods
• Estimation of the insurance claim
• Insurance policy copy

Burglary Claim

• Duly filled and signed the claim form
• FIR of the burglary
• Burglary proof in the form of photographs
• Insurance policy copy

Personal Accident Claim

• Duly filled and signed the claim form
• Insurance policy copy
• FIR of the accident
• Post-mortem report in case of a death claim
• Doctor’s certificate
• Certificate of Death

Companies Offering Jan Sewa Bima Yojana in India

Currently, IFFCO-TOKIO is the only insurer offering this policy in India.

Advantages of buying Jan Sewa Bima Yojana

• This policy can be purchased online by simply visiting the official website of IFFCO-TOKIO general insurance.
• Comprehensive coverage that offers complete protection against all odds
• Personal accident cover in case of death or permanent total disability

FAQs

Q1. What is the age limit to buy Jan Seva Bima Yojana?

The minimum and maximum age limit to buy Jan Seva Bima Yojana are 18 years and 70 years respectively.

Q2. What is time taken to settle the claims?

The insurer settles the claim as early as possible, provided no fraudulent activity is involved.

Q3. Is Jan Sewa Bima Yojana a non-floating cover?

Yes, the policy offers coverage for the insured person whose name is mentioned in the policy.

Q4. Is Jan Sewa Bima Yojana available online?

Yes, individuals can purchase this insurance policy online by visiting the official website.