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IndusInd Bank Business Loan

IndusInd Bank offers unsecured business loan at fixed interest rate of 13% – 22% p.a. for business purposes, such as business expansion, meeting medium/long-term working capital requirements. The loan amount offered is maximum up to Rs. 50 lakh with a repayment tenure of up to 4 years. The loan is sanctioned on the basis of the company’s 3 years of audited financials and business vintage.
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Avail up to ₹1 Cr starting at 13%

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

IndusInd Bank Business Loans Highlights

Interest Rate 13% to 22% p.a. (Fixed)
Purpose For business purposes, including expansion and to meet medium and long-term working capital requirements
Loan Amount Up to Rs. 50 lakh
Repayment Tenure Up to 48 months
Doorstep Delivery Available

Comparison of Business Loan offered by IndusInd vs other Banks/NBFCs

Bank/NBFCs Interest Rate
Axis Bank 10.75% p.a. onwards
Flexiloans 1% per month onwards
HDB Financial Services Ltd. 8% - 26% p.a.
HDFC Bank 10.75% - 25% p.a.
IDFC First Bank 10.50% p.a. onwards
Indifi 1.50% per month onwards
Kotak Mahindra Bank 16% - 26% p.a.
Lendingkart 12% - 27% p.a.
Mcapital 2% per month onwards
NeoGrowth Finance 15% - 40% p.a.
Tata Capital 12% p.a. onwards
UGRO Capital 9% - 36% p.a.
Bajaj Finserv 10% to 26%

IndusInd Bank Business Loan Processing Fees & Charges

Category Charges
Processing Fee Up to 3% (plus applicable taxes) of the facility amount for sanctioned cases only
Foreclosure Charges Up to 5.5% depending upon scheme and tenure completed
Cheque Dishonour Charges Rs. 500 + GST per instance
Stamp Duty/ statutory and other charges As per applicable laws of the state

Co-lending Partner

Blue Jay Finlease Limited (Zip Loans)

Interest Rate (Fixed) 21%-30% depending on ZipScore
Product type Small size Business Loan (Unsecured) with Fixed Monthly EMI
Loan Amount Up to 5 lakh for new customers, Up to 10 lakh for Top Up customers
Repayment Tenure Up to 3 years

Purpose of Business Installments Loan

  • To meet working capital requirements
  • To manage short term cash needs
  • For business expansion or to acquire another business
  • To add new inventory and pay salaries
  • To pay vendors or buy new equipment
  • For buying machinery/equipment and for timely vendor payment
  • Bridge Funding for covering the gap caused by delays in credit limit increases

Eligibility for IndusInd Bank Business Loan

Financials:

  • Minimum Turnover: Rs. 1 crore in latest financial year along with audited financials for 3 years
  • Profitability: Positive Profit Before Depreciation and Tax (PBDT) in the last 3 years
  • Paid up Capital should be more than or equal to Rs.10 lakh

Non-Financials:

  • Age: 25 years – 70 years (For 2nd generation business owner age 21 years)
  • Business Tenure: Minimum 3 years
  • Past Payment History: 12 months’ clean track for minimum Rs. 4 lakh loan
  • Applicant should own a property

Avail Indusind Bank For
All Your Needs

Documents Required for availing Business Loan

KYC Documents: Valid Identity, Address, Date of Birth and Signature Proof

Business Continuity Proofs: Company PAN card, GST registration, Shop & establishment registration, Excise registration, SSI certificate, Last 3 years’ ITR showing business income and any other Govt. Issued Certificate establishing business existence

Ownership Proof: Copy of Sales Deed/ EC/ Govt. Leased Deed/ Latest Property tax receipt/ Water bill along with Latest Paid Electricity bill

Banking: Latest 6 months’ bank statements of all CA/ SA/ CC/ OD account (Self-attested)

Financials:

  • Copy of the Latest 3 years’ ITR along with Computation and Acknowledgement
  • 3 years financials with full schedules &audit report (Form 3CD & 3CB)
  • Details of all running loans

Constitutional Documents

  • Proprietary Concern: Bank statement infirm name along with any of the document, as mentioned in Business Continuity Proof
  • Partnership: Deed and PAN card of Firm
  • Company: MOA / AOA / Certificate of Incorporation/ PAN Card

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankICICI BankICICI BankIDFC First BankIDFC First BankKotak bankKotak bankTata CapitalTata Capital
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Avail Indusind Bank For
All Your Needs

FAQs

The repayment tenure of business loan ranges between 12 months – 48 months

The minimum loan amount that can be availed is Rs. 10 lakh and the maximum are up to Rs. 50 lakh

Being an unsecured loan, there is no need to submit any security or collateral.

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What our customers say

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Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

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Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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