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Category: Credit Card

Home Category: Credit Card (Page 15)
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Credit Card Comparison: HDFC Millennia Vs. Flipkart Axis Vs. Amazon ICICI

Shruti Sharma
When it comes to shopping, the most sought-after features are rewards and cashback. HDFC Millennia, Flipkart Axis and Amazon ICICI are some of the popular credit cards that offer maximum value back on credit card spends in certain categories. Among these, Amazon ICICI and Flipkart Axis stand out as co-branded cards that offer decent cashback...
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How Does Balance Transfer Affect Your Credit Score?

Team PaisaBazaar
When it comes to overdue bills on credit cards, a balance transfer is one of the most preferred and cost-effective ways to manage the debt. Under this, you pay off the balances on your existing credit card by transferring them to another credit card account. A lot of users ask how a balance transfer affects...
Credit limit increase

Should you get a limit increase on your credit card?

Team PaisaBazaar

Getting a credit card limit increase may be a matter of personal preference as much as a need. If you are a responsible spender and know how to handle your finances effectively, increasing your credit limit may help you deal with your financial difficulties. Otherwise, you risk accruing a lot of debt and jeopardising your money and credit score.

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International Credit Card Spends brought under LRS, 20% TCS Applicable

Shruti Sharma
Update as on 29th June 2023 The government has announced to defer its decision of including international credit card transactions under LRS and neither will TCS be imposed on such transactions as of now. The timeline of levying 20% TCS on credit card transactions in a foreign country has now been postponed and it will...
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4 Questions To Ask About Your Credit Card Rewards Program

Shruti Sharma

One of the major attractions of owning a credit card is the associated rewards program that comes with it. However, you have to make the most relevant choice from an array of options that are present in the market. Different cards come with different perks. There are miles, cashback, reward points etc. that you are […]

What Happens When You Don’t Use Your Credit Card?

What Happens When You Don’t Use Your Credit Card?

Sumit Kumar
A credit card is a great financial tool that helps you manage your finances, earn rewards, build credit and more. But what happens when due to certain reasons or for financial stability, you decide to limit your credit card spending? On one hand, putting a limit on your spending and not using your credit card...

What happens when you default on credit cards?

Team PaisaBazaar
Missing credit card payments repeatedly could mark you as a credit card defaulter and can impact your financial withstanding. Defaulting on your credit card payments could be either due to circumstances beyond the control or unintentionally missed payments. Loss of a job, medical crisis, or business failure are some of the reasons when, even a...
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What Happens If You Don’t Activate Your Credit Card?

Shruti Sharma

You may think that just because you did not activate the card, it would cause no harm to your finances. But you must note that even if you did not activate the card, your credit card account is still open. If it carries any annual fee, you will have to pay the same. However, if the card is free, you can keep the account open and not use the card as the unused credit limit will improve your credit score.

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