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Small Business FinCredit (SBFC) Business Loan

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Valid till 31st March '26*T&C Apply
Get Business Loan

Avail up to ₹1 Cr starting at 13%

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15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto 75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto 50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto 75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Types of Business Loans from SBFC – 2023

a) MSME Loan

Features:

  • Interest rate offered is 12.50% p.a. onwards
  • Loan amount: Min. Rs. 1 lakh & Max. up to Rs. 75 lakh
  • Loan tenor maximum up to 15 years
  • Loans disbursement time frame – 7 days
  • Assure maximum returns for your assets
Eligibility Criteria of MSME loan from SBFC - 2023
Category For Salaried For Self-employed
Age Limit Minimum 25 years of above Minimum 25 years of above
Income Proof Salary Slips (Min. Monthly Salary Rs. 20,000) Business related proofs
Residence Status Resident of India residing or owning a property Permanent resident of India

Documents Required

  • Legal Address Proof of business and individual
  • Copies of Sale and Purchase Bill
  • Copy of Partnership Task/ MoA and AoA
  • Certificate of salary for salaried individuals

b) Business Loan

Features :

  • Loan Amount: From Rs. 2 lakh to Rs. 15 lakh
  • Collateral Free Loans
  • Repayment Tenure: Up to 4 years
  • Loan Disbursal Tenure: Within 5 working days

Eligibility Criteria

Indian citizen with regular source of income with minimum age 25 years and maximum 70 years are eligible for business loan.

Documents Required

  • Identity, Age, Address and Income Proofs
  • Proof of Address of business and individual

Avail Business Loan For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Avail Business Loan For
All Your Needs

FAQs

According to the guidelines of RBI there is a requirement of Proof of Identity, Proof of Address, PAN card for KYC requirements, Income document and Bank Statement to evaluate your loan eligibility.

The maximum loan tenure is up to 15 years.

Yes, you can but there shall be prepayment charges applicable by the lender.

The loan amount shall get disbursed digitally to your mentioned bank account.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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