Kissht Business Loan

Kissht, a digitally enabled platform operated by ONEMi Technology Solutions Pvt. Ltd., provides business loans to self-employed individuals and business enterprises. The business loan products offered by Kissht include line of credit, credit based QR limit and credit for small business purchases. Loan applicants can use the funds procured from the business loan to purchase tools and equipment of their trade, stocking up on their inventory, accepting payments from their customers using the Kissht Credit QR, etc. The business loan schemes offered by Kissht include Kissht Business Loan Line of Credit, Kissht Business Loan Credit based QR limit and Kissht Business Loan Credit for Small Business Purchases. The platform claims to offer business loans with online processing and loan disbursal within 5 minutes.

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Valid till 31^st August '26 *T&C Apply

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Avail up to ₹1 Cr starting at 13%

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Best Loan Offers

Curated Offers from 20+ Lenders

Unsecured Loan

Term Loan & OD Facilities Available

Expert Advice

Guidance & Assistance

Top Up Facility

Loan to Get Additional Funds

Kissht Business Loan Highlights

Interest Rate	For loans with tenures of less than 6 months: Up to 45% p.a. For loans with tenures of 6 months and above: Up to 36% p.a.
Foreclosure Charges	Nil

Note: Interest rates as of 15th April 2024

Kissht Business Loan Interest Rates

Kissht Business Loan interest rates can go up to 45% p.a. The interest rates for different business loan tenures are as follows:

Loan tenures	Interest Rates (p.a.)
Below 6 months	Up to 45%
6 months and above	Up to 36%

Fees and Charges for Business Loans from Kissht

The fees and charges for availing Kissht Business Loans are mentioned below:

Fees and Charges for Kissht Business Loans

Particulars	Fees and Charges
Foreclosure Charges	Nil
Penal Charges	Up to Rs 2,000

Kissht Business Loan Eligibility Criteria

Although Kissht has not specified the eligibility criteria for their business loans, lenders usually consider the following parameters for determining the business loan eligibility of their applicants:

Number of years of work experience or business operations (from the date of registration),
Business turnover and whether the business is profitable
Age of the borrower and or/co-borrowers,
Type of business (proprietors, LLPs, partnership firms, private limited companies, public limited companies, closely held limited companies etc.)

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Documents Required for Kissht Business Loan

The documents required for availing different types of Kissht business loan schemes are mentioned below:

PAN Card
Aadhar Card for address proof
Cheque
Bank statement of 3 months
Utility bills (Electricity/Gas/Broadband Internet Bill/Water Bill/Landline Bill)
If the address proof is in the name of the business loan applicant’s parent, spouse, sibling or any other family member, they can submit document(s) as relationship proof:
- Passport
- Birth Certificate
- School Leaving Certificate
- Ration card
- PAN Card
- SSC Certificate
- Aadhar card
- Marriage Certificate

Note: The lender may ask its business loan applicants to submit additional documents for availing Kissht Business Loan based on their profile.

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What our customers say

Convenient Business Loan

Running a small manufacturing unit means constantly managing working capital. I always check my CIBIL score on Paisabazaar app. I have taken the business loan twice from Paisabazaar, have already paid once and am going to close the second loan soon. Very convenient for me and transparent as well.

Param SinghAug 7, 2026

Easy Credit Score Tracking

As a small business owner, I know that maintaining a healthy credit profile is important before applying for a business loan. This Paisabazaar app helped me stay updated with my credit score and get the business loan at just 13%. All in all a very useful app for entrepreneurs as well.

Manoj KumarAug 3, 2026

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar's (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

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