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Branch Loan App 2026

Branch Loan App offers personal loans up to Rs. 5 lakh. The short-term personal loan allows applicants to get quick cash for a short period to manage their finances in emergencies with low scrutiny. You can apply for a Branch personal loan on Paisabazaar.
Paisabazaar Promise
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.99%

Provider Highlights
Interest Rate

Interest Rate

2% to 4% per month

Processing Time

Processing Time

1 - 2 Days

Processing Fee

Processing Fee

Up to 2.5%

Max Loan Amount

Max Loan Amount

Up to 5 Lakhs

4.5/5

15.8L Reviews

6Cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed

Branch Loan App: Key Highlights

The key features of the Branch Loan App personal loan are given below:

  • Loan amount: Up to Rs. 5 lakh
  • Loan tenure: Up to 24 months
  • Interest rate: 2% to 4% per month
  • Application: 100% digital

Branch Loan Interest Rate & Charges 2026

Branch loan apps charge 2%- 4% per month on personal loans. Multiple factors will affect the interest rate on your Branch personal loan, including:

  • Your credit score
  • Your debt-to-income ratio
  • Your repayment history
  • Your income range and employment profile

Branch Loan Eligibility Criteria

The common eligibility criteria for personal loans in India are mentioned below:

  • Credit score: 760+
  • Income: Usually a minimum of Rs. 25,000
  • Existing debt-to-income ratio: Below 50-55%
  • Job experience: A minimum of 1 year in the current job

Documents Required for Branch Loan

The following documents will be required for a Branch loan application:

  • Application form duly completed and signed
  • Photograph
  • Photo Identity Proof
  • Pan Card
  • Aadhaar Card
  • Photo Address Proof
  • Aadhaar Card

Branch Loan Customer Care Number & Grievance Redressal

You can contact them at

  • Phone numbers: +91-8655937426, +91-8655937429
  • Email ID: india@branch.co

For Grievance redressal, reach out to them at:

  • Branch Grievance Redressal Officer & Principal Nodal Officer
    • Vishal Kaushik
    • Phone +91 8655937427
    • Email gro@branch.co
  • Vivriti Capital (legal name: Hari and Company Investments Madras Private Limited) Grievance Redressal Officer
    • Ajit K Menon
    • Phone 044 40074801
    • Email grievanceredressal@vivriticapital.com
  • Northern Arc Capital Limited Grievance Redressal Officer
    • Madan Mohan K
    • Phone: 1800 419 8766
    • Email gro@northernarc.com
Why Choose Paisabazaar?
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End-to-End Digital Process

FAQs

Is Branch loan app safe? 

Yes, the Branch loan app is an RBI-registered NBFC and completely safe to use. Branch loan is also available on the Paisabazaar app, which is trusted by more than 6 crore satisfied customers.

What is the maximum loan amount on Branch?

Branch offers a maximum loan amount of Rs. 5 lakh. However, the final amount offered to you will depend on multiple factors, including credit score, income and debt-to-income ratio.

What is the Branch loan interest rate?

Branch offers personal loans at monthly interest rates that range from 2% to 4% per month.

How long does Branch take to approve a loan?

While Branch has not disclosed the loan approval timeline, short-term personal loans in India usually take a few minutes to a few hours to get approved.

Can I get a Branch loan without a CIBIL score?

Usually, lenders in India prefer a CIBIL score of 760+ for personal loans in India.

Is the Branch loan app available on iPhone?

No, the Branch Loan app is not available on iPhone.

How to Apply for a Branch Loan Online

To apply for a Branch personal loan, you can visit the Paisabazaar website or Loan app, compare loan offers from similar lenders and apply for it online if it suits your requirements.

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What our customers say

Get My Personal loan disbursed

I would like to give a huge shoutout to Munni Nayak from Paisabazaar for her incredible support in helping me get my personal loan disbursed within just a few days. She was extremely cooperative throughout the entire process and demonstrated great knowledge by explaining every step in detail with patience and clarity. I truly appreciate her dedication, professionalism, and the smooth experience she provided. Thank you so much, Munni, for all your help and support!

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Preeti BhattMay 16, 2026

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026
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Sushmita Mishra profile
Written ByLinkedIn icon
Sushmita Mishra
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh
Disclaimer

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.

The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.

The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.

Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001

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