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Muthoot Finance Business Loan

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Valid till 31st March '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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15.5L Reviews

5.7cr+Satisfied Customers
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Muthoot Finance Business Loan Interest Rates – 2022

Big Business Loan from Muthoot Finance

Low-Interest Rates with maximum LTV

  • Muthoot Big Business Loan Silver: 12% p.a. onwards
  • Muthoot Big Business Loan Platinum: 11% p.a. onwards
  • Muthoot Big Business Loan Diamond: 10% p.a. onwards
  • Muthoot Big Business Loan Elite: 9% p.a. onwards

Loan Amount: ₹5 Lakhs to ₹500 lakhs as per Schemes
Repayment Tenure: 12 months
Free insurance for pledged gold ornaments

Online Gold Loan Facility Available.

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank, NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Check & Compare – Business Loan Interest Rate of Top Banks

Eligibility Criteria for Muthoot Finance Personal Loan

Following is the eligibility criteria for applying loan from Muthoot Finance:

  • The applicant shouldn’t belong to the banking sector
  • Age must be more than 21 years when applying for a loan
  • The applicant can belong to any of the working sectors, that is, manufacturing, service or trading
  • The applicant must belong to the any of the following categories:
    • Partnership firms
    • Sole proprietorship
    • Self-employed individuals/professionals
    • Private limited companies
    • Closely-held limited companies
  • Micro enterprises like grocery shops, vegetable vendors, etc.
  • SMEs like electronic shops, tailors, etc.

Calculate your Monthly EMI on – Business Loan EMI Calculator

Documents Required for Loan Application

  • Identity proof
  • Address proof
    • Telephone bill
    • Electricity bill
    • Registered Lease Deed
    • Bank statement
  • Ownership proof of the office with the name of the applicant
  • Business continuity proof
    • Bank statements for last 6 months
    • Sales Tax Challans
    • Income Tax Returns for the last 2 years
    • Shops and Est. Certificate
    • Certificate of Incorporation
    • Partnership Deed
  • Balance Sheet
  • Profit & Loss sheet
  • Passport size photograph of all the applicants and co-applicants

Features and Benefits

  • The aim of this loan plan is to empower poor women and improve the living condition of marginalized people
  • This loan allows micro; small and medium businesses to perform expansion, buy supplies and can be used as working capital, for both farm and non-farm sector
  • The business loans are provided at competitive interest rates
  • Insurance schemes are also provided for the deprived
  • Pension schemes are available for workers from the unorganized sector
  • The repayment period can range from 12 months to 30 months depending on the ongoing cycle and the scheme
  • Disbursal of loans is done within a few days, as there might be an urgency of loan for the applicant
  • For micro enterprises, a minimum of a month of moratorium period is compulsory. For small and medium enterprises, there is no moratorium period
  • Prepayment options are available. You can contact the customer care for more information about the ways of prepayment
  • No foreclosure charges are imposed by Muthoot finance for business loans
  • The application of loan can be done through the online portal or by visiting the nearest branch
  • Hassle free documentation, without troubling the applicant to run from place to place to get the documents ready
  • No hidden charges or regulatory charges as their system is transparent

Also Read: Loan for Business without Security in India

Avail Muthoot Finance For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankICICI BankICICI BankIDFC First BankIDFC First BankKotak bankKotak bankTata CapitalTata Capital
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FAQs

Microfinance is offered for providing financial assistance to microbusinesses, low-cost house buildings, student finance, generating income for widows, unmarried women, people with disabilities, etc.

Yes, the applicants are covered under the insurance benefits.

The people who don’t fall under the formal banking system, who live in urban slum areas or villages can avail the benefits of the loan.

The loan is delivered on the bases of schemes and repaying capacity of the applicant.

No, the loan can be availed by anyone, especially  those individuals who are not able to get financial help from the formal banking systems.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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