IndusInd Bank Forex Cards

IndusInd Bank offers two forex cards catering to different international travel requirements. The table below shows the top IndusInd Forex Cards along with their joining and annual fees:

The following are the key features and benefits of the top IndusInd Bank Forex Cards:

1. Indus Multicurrency Forex Card

Issuance Fee: Rs. 300

Key Features & Benefits:

• Load and manage up to 14 foreign currencies on a single card, including USD, EUR, GBP, AUD, CAD, AED, CHF, HKD, JPY, NZD, SAR, SGD, ZAR and THB
• Zero currency conversion charges & processing fees
• 2 free ATM withdrawals per month
• Lock the exchange rate at the time of loading
• Reload the card multiple times, as per the applicable limits and regulations
• Manage the card through the IndusFX Card App, including checking balances and transactions, activating or blocking the card, generating a new PIN, setting transaction limits and reloading the card
• Use the card for international payments and bookings at hotels, restaurants, airlines and petrol outlets
• Encash the remaining balance after returning to India, subject to applicable regulations

Indus Multicurrency Forex Card is suitable for travellers visiting multiple countries as it allows up to 14 currencies to be loaded on a single card. Its online management features also make it convenient to monitor transactions, manage limits and reload funds during an international trip. It can be considered by travellers who prefer a dedicated forex card for managing overseas expenses.

2. Tata Neu IndusInd Bank Forex Card

Issuance Fee: Rs. 300

Key Features & Benefits:

• Load 14 foreign currencies on a single card, including USD, EUR, GBP, AUD, CAD, AED, SAR, SGD, HKD, JPY, NZD, ZAR, THB and CHF
• Use the card at Visa-enabled merchant outlets and ATMs worldwide, including for eligible online and e-commerce transactions
• Set currency priority to determine which currency wallet is used first
• Benefit from automatic wallet selection if the balance in the selected currency is insufficient, based on the set currency priority
• Manage the card through the Tata Neu App, IndusFX Card App or FX Card online portal
• Enable or disable ATM, POS, e-commerce and contactless transactions and set transaction limits through the Tata Neu App
• Make contactless payments at enabled terminals

Tata Neu IndusInd Bank Forex Card is a suitable option for travellers who prefer managing their forex card digitally. Its multi-currency functionality, currency-priority feature and insurance covers provide additional convenience for international travel. The card may be particularly useful for consumers who already use the Tata Neu app and prefer to manager their travel-related financial requirements through a digital platform.

The applicable charges vary between the two IndusInd Bank forex cards. The key charges are as follows:

Consumers can apply for an IndusInd Forex Card through the bank’s official website or app, or by visiting the nearest IndusInd Bank branch. Here is how you can apply for an IndusInd Bank Forex Card online:

1. Visit the IndusInd Bank/IndusForex platform or an applicable bank channel
2. Select the forex card you wish to apply for
3. Enter the required personal, KYC and travel-related details
4. Select the currency/currencies and amount to be loaded on the card
5. Submit the required documents and complete the payment and applicable formalities
6. Once the application is processed, the card will be provided through the available delivery or branch collection option
7. Activate the card and set the required PIN and transaction preferences before using it abroad

An IndusInd Bank Forex Card is suitable for consumers who frequently travel abroad and prefer carrying foreign currency in a prepaid card instead of cash. It can be useful for:

• International travellers who want to manage multiple currencies through a single card
• Students travelling overseas for education and looking for a convenient way to manage foreign expenses
• Business travellers who make frequent international payments and withdrawals
• Multi-country travellers who need access to different currencies during the same trip
• Consumers who prefer digital card management, particularly those who want to monitor transactions, manage limits and reload the card online