IDFC FIRST Bank Credit Card Offers - October 2026

Make the most of your spending with exciting offers on IDFC FIRST Bank Credit Cards across travel, dining, shopping, electronics, groceries, fashion, hotel stays, and more. From instant discounts and cashback to No Cost EMI deals, cardholders can unlock savings across top brands throughout the festive season (Oct-Nov). Whether you are booking flights, ordering food, shopping online, or purchasing gadgets on EMI, IDFC FIRST Bank brings a wide range of exclusive credit card offers to help you save more every month. Read on to know about the top IDFC FIRST Bank Credit Card Festive Offers.

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Featured Monthly Offers on IDFC Credit Cards – October 2026

Brand	Category	Offer details	Validity
EazyDiner	Dining	Flat Rs. 1,000 off on IDFC FIRST Private and Gaj Credit Cards; flat Rs. 400 off on eligible other IDFC FIRST cards	1–31 Oct 2026
Zomato / District	Dining	Flat Rs. 350 off on eligible IDFC FIRST Credit Cards	1–31 Oct 2026
RedBus	Travel	10% instant discount up to Rs. 500	1–31 Oct 2026
Apollo 24/7	Healthcare	Flat 5% instant discount, up to Rs. 200	1–31 Oct 2026
BigBasket	Grocery	Flat Rs. 100 off	1–5 Oct 2026

Travel Offers on IDFC FIRST Bank Credit Cards

Save on flights, hotel bookings, holiday packages, and travel experiences through the following partner offers.

IDFC FIRST Credit Card offer on Yatra

Offer validity: 1–31 October 2026

Booking type	Offer details	Maximum discount	Minimum transaction value
Domestic flights	12% instant discount + 3/6-month No Cost EMI	Rs. 2,000	Rs. 7,500
International flights	10% instant discount + 3/6-month No Cost EMI	Rs. 6,000	Rs. 15,000

IDFC FIRST Credit Card offer on Ixigo

Offer validity: 1–31 October 2026.

Booking type	Offer details	Maximum discount	Minimum transaction value
Domestic flights and hotels	Instant discount + 3-month No Cost EMI	Rs. 2,500	Rs. 5,000
Domestic flights and hotels	Instant discount + 6-month No Cost EMI	Rs. 5,000	Rs. 5,000
International flights and hotels	Instant discount + 3-month No Cost EMI	Rs. 5,000	Rs. 5,000
International flights and hotels	Instant discount + 6-month No Cost EMI	Rs. 10,000	Rs. 5,000

IDFC FIRST Credit Card Offer on MakeMyTrip

Offer validity: 1–31 October 2026. Minimum transaction values and applicable EMI tenures vary by booking type.

Booking type	Offer details	Maximum discount
Domestic flights	Up to 15% instant discount + No Cost EMI	Rs. 2,000
Domestic hotels	Flat 15% instant discount on selected hotels + No Cost EMI	Rs. 7,500
International flights	Flat 10% instant discount + No Cost EMI	Rs. 7,500
International flights (business class)	Flat 10% off + No Cost EMI	Rs. 15,000
International hotels	Up to 15% instant discount + No Cost EMI	Rs. 10,000
Holidays	Up to 30% instant discount + No Cost EMI	Rs. 20,000
Tours and attractions	Flat 12% instant discount + No Cost EMI	Rs. 1,500

IDFC FIRST Credit Card Offer on Goibibo

Offer validity: 1–31 October 2026

Booking type	Offer details	Maximum discount
Domestic flights	Up to 15% instant discount + No Cost EMI	Rs. 2,000
Domestic hotels	Flat 15% instant discount on selected hotels + No Cost EMI	Rs. 5,000
International flights	Flat 10% instant discount + No Cost EMI	Rs. 7,500
International flights (higher-value bookings)	Flat 10% instant discount + No Cost EMI	Rs. 10,000
International hotels	Up to 15% instant discount + No Cost EMI	Rs. 10,000

IDFC FIRST Credit Card Offer on EaseMyTrip

Offer validity: 1–31 October 2026. Minimum transaction values vary by booking type.

Booking type	Offer details	Maximum discount
Domestic flights	Flat 12% instant discount + No Cost EMI	Rs. 1,800
Domestic hotels	Flat 10% instant discount + No Cost EMI	Rs. 6,000
International flights	Flat 15% instant discount + No Cost EMI	Rs. 4,000
International hotels	Flat 15% instant discount + No Cost EMI	Rs. 6,000

Dining & Food Delivery Offers on IDFC FIRST Bank Credit Cards

Brand	Offer details	Minimum transaction value	Validity
EazyDiner	Flat Rs. 1,000 off on IDFC FIRST Private and Gaj Credit Cards	Rs. 5,000	1–31 Oct 2026
EazyDiner	Flat Rs. 400 off on eligible IDFC FIRST Credit Cards	Rs. 4,000	1–31 Oct 2026
Zomato / District	Flat Rs. 350 off on eligible IDFC FIRST Credit Cards	Rs. 3,500	1–31 Oct 2026
Swiggy	Flat Rs. 75 off on eligible transactions	Rs. 750	Saturdays (1–30 Nov)
Zomato	Flat Rs. 75 off on eligible transactions	Rs. 750	Sundays (1–30 Nov)

Grocery & Quick Commerce Offers on IDFC FIRST Bank Credit Cards

Save more on grocery shopping and quick commerce orders with instant discounts and EMI benefits

Brand	Offer details	Minimum transaction value	Validity
Swiggy	Flat Rs. 75 off	Rs. 750	Saturdays, 1–30 Nov 2026
Zepto	Flat Rs. 75 off	Rs. 750	Sundays, 1–30 Nov 2026
Blinkit	Flat Rs. 75 off	Rs. 750	Saturdays, 1–30 Nov 2026
Zomato	Flat Rs. 75 off	Rs. 750	Sundays, 1–30 Nov 2026
BigBasket	Flat Rs. 100 off	Rs. 999	1–5 Oct 2026

Electronics & Gadget Offers on IDFC FIRST Credit Cards

Purchase electronics, mobiles, and gadgets with instant discounts and No Cost EMI benefits.

Mobile Offers

Brand	Offer details	Minimum transaction value
Amazon — mobiles	10% instant discount, up to Rs. 1,000	Rs. 10,000
Croma	Up to Rs. 4,000 instant discount on eligible iPhone 17 Pro / Pro Max models	Rs. 50,000
Reliance Digital	Up to Rs. 12,000 instant discount	Rs. 10,000
Vijay Sales	5% instant discount, up to Rs. 10,000	Rs. 5,000
Motorola	Up to Rs. 12,500 instant discount; also available on Full Swipe	Rs. 10,999
OnePlus	Instant discount, up to Rs. 4,500	Rs. 9,999
OPPO	Up to Rs. 20,000 instant discount	Rs. 20,000
realme	10% instant discount, up to Rs. 2,699	Rs. 9,999
vivo	Up to Rs. 23,000 instant discount	Rs. 20,000
Xiaomi	Up to Rs. 10,000 instant discount	Rs. 7,500

Large Appliance Offers

Brand	Offer details	Maximum discount	Minimum transaction value
LG	Up to 26% instant discount	As per offer terms	Rs. 9,999
Samsung	Up to 27.5% instant discount	As per offer terms	Rs. 10,000
Sony	Up to 10% instant discount (maximum cashback Rs. 27,500)	Rs. 27,500	Rs. 7,000
Haier	Up to 27.5% instant discount	As per offer terms	Rs. 10,000
IFB	Up to 20% instant discount	Rs. 9,000	Rs. 10,000
Bosch Siemens	Up to 15% instant discount	Rs. 7,000	Rs. 15,000
Godrej Appliances	Up to 20% instant discount	Rs. 8,000	Rs. 9,000
Kelvinator	Instant discount	Rs. 20,000	Rs. 7,000
Kent	Up to 10% instant discount	Rs. 1,500	Rs. 15,000
Livpure Smart	Instant discount	Rs. 2,500	Rs. 10,000
Lloyd	Up to 25% instant discount	Rs. 8,000	Rs. 9,999
Pureit	10% instant discount	Rs. 2,300	Rs. 8,500
TCL	10% instant discount	Rs. 10,000	Rs. 8,000
Whirlpool	Instant discount	Rs. 20,000	Rs. 9,999
Blue Star	Up to 10% instant discount (maximum cashback Rs. 4,000)	Rs. 4,000	Rs. 18,000
Toshiba	Instant discount	Rs. 50,000	Rs. 12,000

Validity: 1–31 October 2026. Confirm the maximum-discount wording and eligibility terms for each brand against its offer-specific terms before publishing.

Other Offers

Brand	Offer details	Maximum discount	Minimum transaction value
Acer	Up to 10% instant discount	Rs. 20,000	Rs. 30,000
ASUS	Instant discount	Rs. 2,500	Rs. 30,000
HP	Instant discount	Rs. 18,000	Rs. 39,999
Lenovo	Up to 10% instant discount	Rs. 15,000	Rs. 30,000
Dell	Instant discount	Rs. 20,000	Rs. 30,000
BenQ	10% instant discount	Rs. 2,000	Rs. 7,500
Canon	Up to 10% instant discount	Rs. 10,000	Rs. 23,000
Bose	Instant discount	Rs. 7,000	Rs. 10,000
JBL	10% instant discount	Rs. 800	Rs. 3,999
Nikon	Up to 10% instant discount	Rs. 10,000	Rs. 25,000
Marshall	Instant discount	Rs. 4,000	Rs. 7,999
Philips	Instant discount on party speakers and sound bars	Rs. 2,000	Rs. 8,000

Healthcare Offers on IDFC FIRST Credit Cards

Brand	Offer details	Minimum transaction value	Validity
Apollo 24/7	Flat 5% instant discount, up to Rs. 200	Rs. 1,500	1–31 Oct 2026

Furniture Offers on IDFC FIRST Credit Cards

Brand	Offer details	Maximum discount	Minimum transaction value
HomeTown	Instant discount	Rs. 8,000	Rs. 30,000
Interio by Godrej	Instant discount	Rs. 15,000	Rs. 15,000
Wooden Street	Online instant discount	Rs. 25,000	Rs. 20,000
Pepperfry	10% instant discount	Rs. 3,500	Rs. 5,000
Pepperfry	7.5% instant discount	Rs. 3,000	Rs. 5,000
The Sleep Company	Instant discount	Rs. 15,000	Rs. 30,000

Note: The Sleep Company offer is valid from 10–31 October 2026. The other furniture offers are listed for 1–31 October 2026.

Two-wheeler Offers on IDFC FIRST Credit Cards

Validity: 1–31 October 2026

Brand	Offer details	Maximum discount	Minimum transaction value
Ather	Up to 7.5% instant discount	Rs. 10,000	Rs. 50,000
Honda	Up to 10% instant discount	Rs. 10,000	Rs. 20,000
River	7.5% instant discount	Rs. 10,000	Rs. 1,00,000
Hero	Up to 7.5% instant discount	Rs. 10,000	Rs. 20,000

Additional Merchant Offers on IDFC FIRST Credit Cards

Amazon Offers

Transaction category	Offer details	Minimum transaction value
Mobiles	10% instant discount, up to Rs. 1,000	Rs. 10,000
Fashion, home, kitchen and furniture	10% instant discount, up to Rs. 500	Rs. 10,000
All other categories	10% instant discount, up to Rs. 1,500	Rs. 10,000
Eligible EMI transactions	Additional flat Rs. 750 instant discount on 6-month-or-longer EMI	Rs. 34,990
Eligible EMI transactions	Additional flat Rs. 1,000 instant discount on 6-month-or-longer EMI	Rs. 49,990

Validity: 1–31 October 2026. The maximum discount per card per month is Rs. 3,250. The booklet notes that the offer may be paused during the sale period.

Other Merchant Offers

Validity: 1–31 October 2026, subject to the individual offer terms.

Brand	Offer details	Maximum discount	Minimum transaction value
Zepto	Flat 5% off	Rs. 4,000	Rs. 3,000
AJIO	10% instant discount	Rs. 1,000	Rs. 3,000
Maple	10% instant discount	Rs. 2,500	Rs. 15,000
Sangeetha Mobiles	7.5% instant discount	Rs. 2,500	Rs. 10,000
Croma	Up to Rs. 4,000 instant discount on eligible iPhone 17 Pro / Pro Max models	Rs. 4,000	Rs. 50,000
Croma — EMI	Additional Rs. 5,000 instant discount on eligible iPhone 17 Pro / Pro Max models	Rs. 5,000	Rs. 54,000
Reliance Digital	Up to Rs. 12,000 instant discount	Rs. 12,000	Rs. 10,000
Reliance Digital — EMI	7.5% instant discount	Rs. 15,000	Rs. 10,000
Vijay Sales	5% instant discount	Rs. 10,000	Rs. 5,000

UPI Offers on IDFC FIRST Credit Cards

Offer validity: 1 September 2026–31 July 2027.

Brand	Offer details	Coupon code	Minimum order value
INES (as displayed in booklet)	30% off, up to Rs. 100	INES30	Rs. 249
Yatra	Up to Rs. 1,000 off on domestic flight bookings	YATRARUPAY1K	As per offer terms
JBL	Flat 15% off	JBLTRDYRUPAY15	Rs. 299
redBus	Up to Rs. 500 off	RBINDIASOO*	Rs. 200
Max	Flat Rs. 200 off	RUPAYMAX200	Rs. 1,499
GIVA	Additional 25% off	RUPAYADNETO25*	As per offer terms
Behrouz Biryani	30% off, up to Rs. 125	INBB30	Rs. 249
Swarovski	10% off	ALADNETO10	Rs. 10,000

IDFC FIRST Credit Cards - Weekly Offers Calendar

IDFC FIRST Bank’s Everyday Xtras offers have a separate validity period of 1–30 November 2026. They should be included in the November update rather than the October offers table.

Day	Brand	Offer details	Minimum transaction value
Saturday	Swiggy	Flat Rs. 75 off	Rs. 750
Sunday	Zepto	Flat Rs. 75 off	Rs. 750
Saturday	Blinkit	Flat Rs. 75 off	Rs. 750
Sunday	Zomato	Flat Rs. 75 off	Rs. 750

How to Avail IDFC FIRST Bank Credit Card Offers

Follow these simple steps to avail the latest IDFC FIRST Bank Credit Card offers:

Visit the partner merchant website or app.
Select your preferred product or service.
Proceed to payment.
Choose IDFC FIRST Bank Credit Card as the payment option.
Apply the eligible promo code, if applicable.
Complete the transaction to receive the instant discount or EMI benefit.

Important Terms & Conditions

Offers are valid only on eligible IDFC FIRST Bank Credit Cards.
Discounts are subject to minimum transaction value requirements.
No Cost EMI tenure availability may vary by merchant.
Offers may be changed or withdrawn without prior notice.
Discounts are applicable while offer inventory lasts.
Additional merchant terms and conditions may apply.

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

FAQs

What are the latest IDFC FIRST Bank Credit Card offers?

The latest IDFC FIRST Bank Credit Card offers include discounts on MakeMyTrip, Goibibo, EazyDiner, Zomato, Tata CLiQ, Croma, Agoda, and more.

Are IDFC FIRST Bank Credit Card offers available on EMI transactions?

Yes, several offers are available on No Cost EMI transactions, especially on travel bookings, electronics, and gadgets.

Can I get discounts on travel bookings using IDFC FIRST Credit Cards?

Yes, cardholders can get discounts on flights, hotels, holidays, and travel experiences through MakeMyTrip, Goibibo, EaseMyTrip, Yatra, Ixigo, Agoda, and Klook.