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Federal Bank Business Loan

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Federal Bank Business Loan

Loan Type/Category Interest Rate (Fixed) p.a.
Loans to borrowers with an aggregate credit limit up to Rs. 25 lakh (Including contractors/ real estate developers) 11.10% to 14.25%
Loans to borrowers with an aggregate credit limit above Rs. 25 Lakh to 2 Crore (Including contractors/ real estate developers) 11.20% to 14.25%
Loans to borrowers with an aggregate credit limit above Rs. 2 Crore to Rs. 5 Crore (Including Contractors) 11.80% to 13.30%
Loans to Real Estate Developers above Rs. 2 Crore to Rs. 5 Crore 11.95% to 13.45%
Rent Securitization Loans 11.20% to 12.70%
Commercial Vehicle Loans 9.95% to 11.25%
Microcredit to SHGs/ JLGs/ Kudumbasree and similar schemes 12.50%
Loans under NRLM/ NULM 12.50%
Loan under PM SVANidhi scheme 16.00%

Related Post: What is the interest rate on MSME Loan?

Repayment Tenure: Up to 120 months

Eligibility Criteria for Federal Bank Business Loan

The below-mentioned entities are eligible to apply for Federal Bank business loans:

  • Individuals
  • Self-employed professionals
  • MSMEs
  • Private and Public Limited Companies, Sole Proprietorships, Partnership Firms, Limited Liability Partnerships (LLPs)
  • Any other business entity engaged in Trading, Services, or Manufacturing sectors

Note: NBFCs and Companies dealing with Export Credit, Chit Fund, and Real estate are not eligible to apply for federal bank business loan

Also Know: What is the eligibility criteria for a Business Loan?

Corporate Finance Schemes offered by the Federal Bank

The Federal Bank also offers a variety of Corporate Finance to its customers that include the following:

  • Term Loans
  • Working Capital Loans
  • Letter of Credit
  • Bill Discounting
  • Project Finance
  • Bank Guarantee for Corporates
  • Packing Credit Limit
  • Pre-shipment Credit in Foreign Currency (PCFC)
  • Rediscounting of Export Bills Abroad (EBRD)

Documents Required for Federal Bank Business Loan

  • Duly filled application form with passport-sized photographs
  • Identity Proof: Passport, Voters ID card, Driving License, PAN Card
  • Address Proof: Utility Bills (Water/Electricity Bills), Passport, Ration Card, Trade License, Lease agreement
  • Last 12 months’ bank account statement
  • Business Address Proof along with PAN card
  • Business Incorporation Certificate
  • Last 2 years ITR, Sales tax returns with audited financials
  • Any other document required by the Federal Bank

Features of Federal Bank Business Loan

Following are the key specifications of the Federal Bank Business loan:

  • The bank provides different loan products for all individuals to SMEs and MNCs which suit the financial requirements of everyone.
  • Interest rates ranging between 11.10% onwards per annum
  • Flexible repayment options are available
  • Minimal documents are needed in order to apply for a Business Loan .

Federal Bank - Repayment Options for Business Loan

Federal Bank offers flexible repayment options. The borrower can repay the loan in any of the following forms:

    • Cheques
    • EMIs
    • FedNet - Internet Banking
    • Mobile Banking
    • National Automated Clearing House (NACH)
    • Standing Instructions (SI) at the nearest bank branch

Toll-Free Numbers: 1800-420-1199

Avail Federal Bank For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

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FAQs

Federal Bank offers multiple business loan products catering to all the business sections of the society.

One can repay the loan amount either through EMIs, Standing Instruction, Cheque, or ECS.

The interest rate is decided by the bank on the financial profile of the loan applicant. Credit Score plays an important role in finalizing the interest rate along with other credentials.

Business Loans can be availed for all business-related requirements like starting up a new venture, expanding the existing business, availing extra funds for operational requirements, starting new business-related projects, etc.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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