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Credit Card Offers in India 2026

Home Credit Card Credit Card Offers in India 2025

Most credit cards are designed to offer benefits across various spending categories, such as shopping, travel, dining, entertainment, and fuel. In addition to these category-specific features, credit cards often provide special offers occasionally. These offers are typically issuer-specific, meaning they apply to all cards from a particular card issuer. They may come in the form of direct discounts, cashback, or EMI options.

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Updated: 07-01-2026 11:02:37 AM

Credit cards also feature exclusive offers on popular brands within several spending categories. However, these offers usually have a limited validity period and change frequently. Therefore, cardholders should regularly check the updated offer list to ensure they don’t miss out on the best deals. It’s important to note that these offers often come with certain terms and conditions that need to be met to qualify. Given below are some of the best credit card offers in India for 2026 from the top card providers:

Top Credit Card Offers 2026
Festive Credit Card Offers
HDFC Bank Credit Card Offers Axis Bank Credit Card Offers
ICICI Bank Credit Card Offers SBI Credit Card Offers
Standard Chartered Bank Credit Card Offers Kotak Mahindra Bank Credit Card Offers
American Express® Credit Card Offers

Note: Credit card offers are subject to change. It is advisable to verify the latest offers directly on the merchant’s or card issuer’s website.

Festive Credit Card Offers
HDFC Bank Credit Card Offers
Axis Bank Credit Card Offers
ICICI Bank Credit Card Offers
SBI Credit Card Offers
Standard Chartered Bank Credit Card Offers
Kotak Mahindra Bank Credit Card Offers
American Express® Credit Card Offers

Festive Credit Card Offers

Festive Sale Offer Details
Amazon Great Indian Festival 10% discount on SBI Credit Cards & Credit Card EMI
Flipkart Big Billion Days 10% discount on Axis & ICICI Bank Credit Cards
Myntra Big Fashion Festival 10% discount on HDFC Credit Cards & EASYEMI

HDFC Bank Credit Card Offers

Category Brand Offer Details Validity
Health Apollo Pharmacy Up to 15% discount on medicines 30 September 2025
Shopping Aldo Additional 5% discount 28 February 2026
Dining Swiggy Dineout 40% off up to Rs. 110 on orders above Rs. 199 30 September 2025
More Offers on HDFC Bank Credit Cards

Axis Bank Credit Card Offers

Category Brand Offer Details Validity
Travel Ixigo Flat 8% off, up to Rs. 1,000 30 September 2025
Shopping Myntra 10% instant discount, up to Rs. 1,000 on a minimum spend of Rs. 3,500 30 September 2025
Shopping Apple Instant discount of up to Rs. 8,000 on in-store & online spends 30 September 2025
Food & Grocery Swiggy Instamart 10% discount, up to Rs.150 on orders above Rs. 999 30 September 2025
Electronics Lenovo Additional Rs. 2,000 off on laptops & PCs at online Lenovo store on a minimum transaction of Rs. 60,000 30 September 2025

More Offers on Axis Bank Credit Cards

ICICI Bank Credit Card Offers

Category Brand Offer Details Validity
Travel MakeMyTrip Up to 10% instant discount on domestic flights (Max. Rs. 1,800), on a minimum transaction value of Rs. 10,000 and only on Mondays 30 September 2025
Travel EaseMyTrip Up to 15% discount on travel bookings made on Saturdays 30 September 2025
Shopping Apple Up to Rs. 5,000 cashback on apple products 31 October 2025
Dining Biryani by Kilo 10% discount, up to Rs. 1,000 on a minimum order value of Rs. 999 30 September 2025
Apollo Up to 15% discount 20% discount, up to Rs. 500 on a minimum transaction of Rs. 1,200 19 February 2026
More Offers on ICICI Bank Credit Cards

SBI Credit Card Offers

Category Brand Offer Details Validity
Travel MakeMyTrip Up to 25% off on travel bookings 30 September 2025
Travel Yatra.com Up to 15% off on travel bookings 30 September 2025
Electronics Godrej Up to 15% off on EMI transactions, up to Rs. 6,000 30 September 2025
Electronics Hitachi 10% off on EMI transactions, up to Rs. 4,500 31 October 2025
Pharmacy mCHEMIST 18% discount on medicines and flat 8% discount on OTC products 30 September 2025
More Offers on SBI Credit Cards

Standard Chartered Bank Credit Card Offers

Category Brand Offer Details Validity
Travel EaseMyTrip Up to Rs. 1,000 off on travel bookings 30 September 2025
Shopping Myntra Extra 10% off on a minimum order of Rs. 999 30 September 2025
Food Faasos 40% off up to Rs. 110 30 September 2025
Shopping Mokobara 10% off 31 October 2025
Travel ITC Hotels Free night stay 15 May 2026
More Offers on Standard Chartered Credit Cards

Kotak Mahindra Bank Credit Card Offers

Category Brand Offer Details Validity
Electronics Apple Up to Rs. 10,000 instant cashback on latest Apple devices 28 October 2025
Grocery Zepto 10% instant discount up to Rs. 150 30 September 2025
Health Cult.fit No Cost EMI offers 31 December 2025
More Offers on Kotak Credit Cards

American Express® Credit Card Offers

Category Brand Offer Details Validity
Travel Belair 12% off up to Rs. 2,000 on domestic flights 30 September 2025
Shopping Joyalukkas 25% off on gold Jewellery making charges 1 October 2025
Shopping United Colors of Benetton 10% off on select items at select stores 30 September 2025
Dining Olive Bar & Kitchen Up to 15% off 1 November 2025
Travel Taj 25% off on suites at select Taj Hotels, Resorts, Palaces, & Safaris 31 December 2025
Health Fortis Up to 25% off on Apollo ProHealth program 31 January 2026
More Offers on American Express Credit Cards
EMI Offers on Credit Cards
EMI Offers on Credit Cards

In addition to offering discounts, cashback, and other deals, credit card providers also offer EMI options on purchases. These can be in the form of Merchant EMI, No-cost EMI, and Post Purchase EMI Conversion.

No-cost EMI: This option allows you to purchase an item and pay for it over a period of months without incurring any additional interest. Typically, you can get no-cost EMI for up to 9 months on certain e-retailer websites.

Merchant EMI: Unlike no-cost EMI, this option comes with an interest rate. You can choose a tenure of up to 24 months, but keep in mind that the interest incurred can be quite significant. Generally, merchant EMI rates are lower than post-purchase EMI conversion rates.

Post Purchase EMI Conversion: If you’re unable to pay off a large purchase by the due date, you can convert it into an EMI even after the purchase. This option helps break down your payment into manageable installments.

Also Read: HSBC Credit Card Offers | Canara Bank Credit Card Offers

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Note: Visit the bank’s/brand’s website for detailed terms and conditions on each offer.

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