Get Free Credit Score
Download App

CIBIL Commercial Report & CIBIL Rank

Home CIBIL CIBIL Commercial Report

CIBIL Commercial Report is like a report card of a company's (MSMEs, etc.) credit behaviour. It's important to get CIBIL CCR (Company Commercial Report) and CIBIL Rank (1-10) for a company as the lender will check its (company's) CIBIL Rank.

600 or 750? What's your credit
score? Check for FREE.

meter

Your credit health matters...

Your credit score is more than just a number. A better score can help unlock the things you want most - like a new credit card or best loan rates in the market.

Already have a report? Click Here

Free Credit Score

Get your credit report free, with monthly updates.
Error: Enter a valid Full Name
+91
Error: Enter a valid Mobile Number
Note: We will verify this number on the next step.
Error: Enter a valid Email Address
Error: PAN is required
Error: Date of Birth is required
Error: This is mandatory. We need to check availability of service in your area
City: Gurgaon
OTP Verification

Verify your mobile

Please enter the OTP we sent via SMS

Didn’t receive your OTP? Send it again
Your OTP resend limit exceeded. Please try again later.

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 23/09/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 23/09/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/09/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :23/09/2021

More

There is some technical issue. Please try again later.

हिंदी में पढ़े
Updated: 16-07-2021 10:09:15 AM

CIBIL Commercial Report refers to the reports prepared for potential commercial borrowers, such as public limited companies and private limited companies by TransUnion CIBIL.

In the following sections, key aspects of the CIBIL Commercial Report are discussed, including tips to improve your commercial CIBIL report.

What is CIBIL Commercial Report?

CIBIL Commercial Report, also known as CIBIL Company Credit Report (CCR) is a statement of a commercial consumer’s credit history.

CIBIL Rank & CIBIL Commercial Report

Just as CIBIL generates CIBIL Score and CIBIL Report for individuals, it generates CIBIL Rank and Company Credit Report (CCR) for commercial entities. This includes public limited companies, private limited companies, partnership firms and proprietorships.

CIBIL Commercial Report or CCR serves as a record of the company’s credit history, based on the data submitted by various lending institutions across India.

The main purpose of this report is to help lenders assess the credit behaviour of a prospective commercial borrower. It helps them in making better and quicker lending decisions objectively.

Additional Read: How to check my CIBIL score free?

A Good Credit Score ensures you manage Your Finances Well
Check Now

CIBIL Score vs CIBIL Rank – What is the difference?

Just like individuals, commercial entities also apply for loans to carry out their businesses and when they do, lenders pull their credit history from credit bureaus like CIBIL. That’s when the CIBIL commercial report and CIBIL rank helps.

We have drawn a comparison between the CIBIL Score and CIBIL Rank to help you better understand both terms and their differences. Refer to the table below:

CIBIL ScoreCIBIL Rank
For individualsFor companies
Ranges from 300 to 900Ranges from 1 to 10
Closer to 900 – higher the chances of loan approvalCloser to 10 – higher the chances of loan approval
Summary of CIBIL Credit ReportSummary of CIBIL Commercial Credit Report

Sections of Commercial Credit Information Report

Commercial Credit Information Report contains a host of information that is grouped in the following sections:

1. Identification: It is present at the top and contains Report Order Number, which indicates the number of times your report has been accessed from CIBIL’s database.

2. Enquiry Information: This section specifies the name of the company, an identification code and address.

3. Borrower Profile: It is further divided into 4 sub-sections:

  • Borrower Details: It includes company name, legal constitution, class of activity, etc.
  • Address and Contact Details: It includes the registered office address, phone number, etc.
  • Identification Details: It includes the company’s PAN, company registration number, etc.
  • Delinquencies Reported on the Borrower: It includes the payment status of the company and the guarantors.

4. CIBIL Rank: This section displays your credit rank, which ranges on a scale of 1 to 10. The lower the rank, the better are the chances of getting a loan.

5. Enquiry Summary: This section displays the list of enquiries done by lenders in the recent past.

6. Derogatory Information: This section contains information regarding defaults, overdue and dishonoured cheques.

7. Outstanding Balance Details: This section provides an overview of the company’s asset classification with respect to the credit facilities availed.

8. Location Details: This stion mentions additional contact information of the company.

9. Related Parties Details: It gives information about the related individuals or entities.

10. Credit Facility Details – As Borrower: This section contains details of the credit facilities availed by the company. It contains credit facility details, payment status and overdue details.

11. Credit Facility Details – As Guarantor: This section contains details about the credit facilities guaranteed by the company.

12. Suit Filed Details: It gives details of suits filed (if any) by any of the previous lenders for the company.

13. Credit Rating Summary: It contains the latest three credit rating information assigned to the company by an external accredited rating agency.

14. Enquiry Details (Last 24 Months): This section provides details regarding the enquiries made by lenders for your company’s credit application.

Get Free Credit Report with Complete Analysis of Credit Score
Check Now

Why is CIBIL Commercial Report Important?

Company Credit Report plays a key role in getting approval for business loans, as almost all the lenders assess the report before approving any loan application. The report acts as a reflection of the credit history and tells the potential lender about the financial behaviour of the commercial borrower. This is, therefore, a strong indicator of a commercial borrower’s creditworthiness.

A good commercial credit report can increase the chances of getting your loan application approval.

Documents Required to Check CIBIL Commercial Report

1. For Public and Private Limited Companies

  • Proof of Address (any 1): Electricity or telephone bill, bank account statement or passbook, registered lease/ sale agreement of office premises, address proof issued by commercial or multinational banks, registration certificate issued under Shops & Establishment Act.
  • A copy of board resolution along with authorized signatory list and specimen signature.
  • Company PAN.
  • Proof of Identity of one of the authorized signatories: PAN/ Passport/ Driving Licence.

2. For Partnerships

  • Proof of Address (any 1): Electricity or telephone bill, registered lease or sale agreement, bank account statement, etc.
  • Copy of partnership deed or certificate of registration.
  • List of authorized signatories with specimen signatures.
  • PAN of the partnership firm.
  • Proof of Identity of Partner requesting for the Company Credit Report: PAN, Driving Licence or Passport.

3. For Proprietorships

  • Proof of Address (any 1): Electricity bill, registration certificate issued under Shops & Establishment Act, etc.
  • Proof of Identity of the Proprietor: PAN, Passport or Driving License.

NOTE: The above documents should be self-attested by the proprietor.

6 Factors Affecting CIBIL Commercial Report

Following is the list of the major factors that affect the Company Credit Report (CCR), and hence the CIBIL Rank:

  • Payment History: This refers to how a company managed its past loans and dues. It is always a good practice to be punctual with respect to making payments.
  • Credit Utilization Ratio: This refers to the ratio of credit used by the company out of the total credit (loans and overdraft) available to the company. A high credit utilization ratio portrays the company as credit hungry, and thus negatively impacts the Company Credit Report.
  • Length of Credit History: It refers to the duration over which the company has availed loans and repaid them. A longer credit history generally translates to a good CIBIL rank, provided the payments were made punctually.
  • Outstanding Debts: This refers to the sum of ongoing loans and other outstanding debts of the company. A large amount of such debts indicates lower repayment ability, and hence negatively impacts the CCR.
  • Age and Size of Company: Older and larger companies generally have better chances of getting a loan approved along with being offered at a lesser rate of interest. This is because such companies are considered more credible owing to longer operations and continuous growth.
  • Turnover and Profit of Business: This has a direct bearing on the repayment capacity of the business with respect to available loans. Typically higher profits/turnover make it easier for businesses to get additional loans.

How can I Improve my CIBIL Rank?

The following are some key actions that can help you improve the CIBIL Rank as these get recorded in your commercial CIBIL report:

  • Always pay the loan EMIs and other outstanding dues on time to maintain a good repayment history.
  • Try to maintain a low credit utilization ratio to improve the company’s creditworthiness.
  • Sustain a long and good credit history to improve your company’s credibility.
  • Always maintain a feasible amount of outstanding debts, so that the company’s repayment ability is not affected.
  • Maintain a good balance between the company’s assets and available liabilities.

Also Read: 10 Easy Ways to Improve & Increase your CIBIL Score Fast

A Good Credit Score can help in getting Loan Approvals Easily
Check Now

FAQs on CIBIL Commercial Report

Q. What is CIBIL CCR?

Ans. CIBIL CCR or Company Credit Report is a record of your credit payment history. This information is pulled from various credit institutions. CCR is used by prospective lenders (banks and other financial institutions) to determine your credit behaviour.

Q. Who is the borrower in CIBIL Commercial Report?

Ans. A borrower is the company/business entity of which the commercial report is requested.

Q. What is CIBIL rank?

Ans. CIBIL rank refers to the summary of your Company Credit Report in the form of one number. It ranges on a scale of 1 to 10.

Q. Who can access Company Credit Report and CIBIL rank?

Ans. Members of CIBIL, including leading banks and financial institutions can access Company Credit Report and CIBIL Rank.

Q. What is Report Order Number in the Company Credit Report?

Ans. Report Order Number refers to a unique number generated every time your Company Credit Report is accessed from CIBIL’s database.

Q. What does it mean, if my CIBIL Rank is NA?

Ans. When NA is displayed as CIBIL Rank, it means that the rank could not be generated for your Company Credit Report. This can happen because CIBIL generates the rank only for businesses with outstanding loans between Rs. 10 lakh and Rs. 50 crores.

Q. What should I do if there is a mistake in my Company Credit Report (CCR)?

Ans. You should raise a dispute to rectify the incorrect information in such a case. Click here to know how to file an online dispute with CIBIL.

Q. How is the CIBIL rank different from the CIBIL score?

Ans. CIBIL Rank is given to commercial entities, while the CIBIL Score is applicable only to individuals. Moreover, the CIBIL rank is measured from 1 to 10, whereas the CIBIL score ranges on a scale of 300 to 900.

Q. What is the best CIBIL rank?

Ans. The best CIBIL Rank any company can get is 1 while the worst would be 10.

Q. How can I download the Company Credit Report?

Ans. You can download the report from the Company Credit Report (Commercial) portal of CIBIL. For this, you should have a valid CIBIL membership.

Also Read: How to Download your free CIBIL score and CIBIL report online

Menu