STCI Finance

Please Note: STCI Finance is not a Paisabazaar partner. Offers would be from partner banks/NBFCs only.

STCI Finance Ltd. is a non-deposit taking NBFC registered with RBI and is one of the leading market makers in corporate bonds, government securities and money market instruments. The company undertakes various lending, investment and financial activities. STCI Finance focuses on various areas of capital markets and corporate and structure finance. The company also undertakes trading in equity, money market instruments, interest rate swaps, government securities and corporate bonds. Further, let’s discuss regarding various lending products offered by STCI Finance.

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STCI Finance – Loan Products

Capital Market Products

Loan against Shares/Mutual Funds/Bonds (Securities)

STCI Finance offers loans against pledge of acceptable listed shares, mutual fund units and open ended diversified equity funds. Under capital market products category, NBFC also provides open ended gilt funds and bonds for various purposes, such as to meet working capital needs, capital expenditure, investments, acquisition of shares by promoters, etc.

Eligibility: Corporate or Individuals

Facility: Term Loan or Line of Credit

Tenure: Short- to Medium-term

Manufacture and Service Sector Products

The NBFC offers loans to corporates in the manufacturing sector for purposes like business expansion, capital expenditure, long-term working capital requirements, loan refinance, machinery replacement, etc.

Eligibility: Corporates

Facility: Term Loan

Tenure: Medium to Long term

Engineering, Procurement and Construction Contracts

STCI offers loans to corporates in EPC Sector to meet their long term working capital requirements. Loans are also offered for various other general corporate purposes related to construction, engineering and procurement contracts.

Eligibility: Corporates

Facility: Term Loan

Tenure: Short to Medium term

Healthcare

STCI offers lending options for various healthcare options like expansion, renovation, acquisition of hospitals or nursing homes and for any other related purposes.

Eligibility: Corporates and Non-corporates

Facility: Project Finance and Term Loan

Tenure: Medium to Long term

Education

Customers can avail loans for various purposes like renovation, expansion, modernization or acquisition of Educational Institutions and for any other special purpose.

Eligibility: Corporates/Non-corporates

Facility: Project Finance/Term Loan

Tenure: Flexible –Medium to Long term

Non-Banking Finance Companies (NBFCs) or Housing Finance Companies (HFCs)

STCI offers loans to established NBFCs engaged in small scale business to consumer (B2C) lending that include NBFCs engaged in lending to MSMEs, Asset Finance Companies, etc. Likewise, the NBFC offers business loans to established mid-sized Housing Finance Companies, registered with the National Housing Bank (NHB).

Eligibility: HFCs registered with NHB and NBFCs registered with RBI

Facility: Term Loan

Repayment Tenure: Medium to Long term

Warehousing

STCI offers loans for business expansion, modernization or acquisition of warehouses. It also offers long-term working capital loans for any other general corporate purposes.

Eligibility: Corporates and Non-corporates

Facility: Project Finance and Term Loan

Repayment Tenure: Medium to Long term

Additional loan products offered by STIC Ltd.

• Equipment Finance
• ESOP finance
• Loan against Bank Guarantee
• Loan Against Property
• Loan against Property and Securities
• Loan for subscribing IPO
• Margin Funding
• Project Finance
• Promoter Funding
• Structured Finance

Registered office

A/B 1-802, A-Wing, 8th Floor,
Marathon Innova, Marathon Nextgen Compound,
Off Ganapatrao Kadam Marg, Lower Parel,
Mumbai – 400 013

Email: enquiry@stcionline.com

Contact numbers: 022-61425100 / 9122-61425100