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Short Term Business Loans

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Avail up to ₹1 Cr starting at 13%

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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Features and Benefits

The features and benefits of short-term business loans vary from one lender to another; however some of the common points are given as below:

  • Anyone can apply: One can apply for this loan as an individual or as a business
  • Minimal paperwork: The lack of scrutiny in acquiring short-term loans translates directly to less requirement of paperwork. As a result, this can be a completely digital process
  • Quick access to funds: The minimal inclusion of paperwork due to digitisation results in faster access to short-term loans
  • Fast loan approval: Based on a scheme’s or the company’s policy, the time taken for the loan approval can be less than a minute
  • Secured and unsecured loan options: Depending upon the lender, the applicant have both secured and unsecured options on these loans
  • Need specific loans: Short-term business needs can be tended through these types of loans
  • Short repayment period: The repayment of short-term loans usually extends up to 12 months

Also Read: Types of Business Loans in India

Documents Required for Short Term Loans

The document requirement for short-term business loans vary from one lender to another; however some of the common documents are given as below:

  • PAN card of an individual or the business
  • Bank statements of the last 6 months
  • Copy of address proof, such as telephone bill, electricity bill, bank statements, voter ID card, Aadhaar card, passport or driving license
  • Copy of identity proof, such as voter ID card, Aadhaar card, driving license and passport
  • Copy of age proof such as 10th Grade Education Board issued the certificate
  • Certification of Company Incorporation or Establishment Certificate is required
  • Memorandum of Association and Articles of Association of the company

How to avail a Short-term Business Loan?

The process to avail short-term business loans involves the following:

Step 1: Check if you are eligible for the loan.

Step 2: Prepare the documents necessary to avail the loan.

Step 3: Check and compare from the loan deals by visiting paisabazaar.com

Step 4: Choose and pick the loan deal by submitting the loan application form online

Step 5: Once the documents are verified, the bank will approve the loan

Step 6: After loan approval, the loan amount will be disbursed in the mentioned bank account

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All Your Needs

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How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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FAQs

In the initial stage of your business’ growth phase, you might find yourself in need of funds. While most of it is manageable through personal capital but you can’t wait around for finances. Short-term business loans ensure that critical matters are met properly.

Yes, the credit limit for a business loan can be increased. However, it is subjective to the criteria of the scheme you have chosen and the bank you have chosen to take the loan from.

A short-term business loan is usually repaid within one year.

To get a short-term loan with bad credit or low CIBIL score, you need to first try to improve your credit score to further secure your financial future. CIBIL or credit score above 700 is considered good by private and public sector banks. Rest, to avail short-term loan you can apply with Non-banking Financial Companies (NBFCs), Small Finance Banks (SFBs), Micro Finance Institutions (MFIs), crowd funding, POS loans providers, peer-to-peer lending, etc. These institutions offer business loans on behalf of your current financial health, source of income, business stability and repayment capability. Credit score or CIBIL score is not the primary factor of these institutions in offering business loans.

You can check the eligibility for the loans at the bank websites.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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