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L&T Business Loan

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Valid till 30th April '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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15.6L Reviews

5.7cr+Satisfied Customers
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₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

L&T Micro Loans Details

L&T Microfinance - Features
Interest Rate 24% onwards
Nature of loan Term loans via Joint Liability Group (JLG)
Loan Amount Up to Rs. 45,000
Repayment Tenure Up to 24 months
Collateral Not required
Processing Fee 1% of the loan amount (fixed)

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility Criteria:

  • Age requirement: Minimum 20 years - Maximum 60 years at time of loan maturity
  • Offered to women borrowers, only

Documents Required:

  • Income Proof, Aadhar Card , Voter’s ID card, Ration card and MGNREGA card

Farm Equipment Finance

L&T - Farm Equipment Finance
Interest Rate 10.75% p.a. onwards
Nature of loan Financing on tractors
Loan Amount As per business requirements
Repayment Tenure Up to 6 years
Finance Available For used tractors, as well
Customized loans for customers With different size of land holdings

Note: The above mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the NBFC and RBI. GST and service tax shall be levied extra on the mentioned charges.

Eligibility Criteria:

  • Age requirement: Min. 18 years - 65 years at time of loan maturity
  • Income requirement: Enunciated with the size of landholdings and per acre yield
  • Any other requirements: KYC documents

Documents Required

  • Identity Proof: Aadhar Card, PAN card
  • Age Proof: Passport, PAN card, Voter’s ID card, Driving License, Aadhar card
  • Last 6 months’ bank statement
  • Income Proof: As per submissions done at time of filing ITR
  • Address Proof: Address Proof: Passport, and latest bank account statement, latest telephone bill (landline) and electricity bill

Related Post: Know Documents required for Business Loan

Toll-Free Number: 1800-209-4747

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All Your Needs

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How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

Explore Our Business Loan Lenders

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FAQs

The interest rate offered under Micro loans is 24% onwards.

Yes, micro loans offered by L&T finance are dedicated to women of India.

No, there is no requirement of collateral to be submitted.

The repayment tenure is up to 24 months.

The interest rate offered under farm equipment finance is 10.75% p.a. onwards.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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