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Cholamandalam Business Loan

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Valid till 31st March '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto 75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto 50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto 75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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End-to-End Digital Process

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

SME loans from Cholamandalam Finance

Chola SME Loans or business loans are offered exclusively to Small and Medium Enterprises (SMEs) for them to expand and grow in their business. Cholamandalam offers various financial solutions to meet working capital requirements, enhance business cash flow, and meet short-term or long-term funding requirements.

Features:

  • Interest Rate: Depends on business requirements
  • Minimum Loan Amount: Rs. 10 lakh
  • Maximum Loan Amount: Rs. 5 crore
  • Flexible repayment options
  • Floating or fixed rate of interest
  • Loans for Small and Medium Enterprises, Private Limited Company, and Partnership or Proprietorship Company
  • Collateral: Residential and commercial property and industrial or factory land and building

Rural and Agri Loans

Cholamandalam also provides funding solutions to the farming community. The company’s relationship managers understand the needs of its customers and help them in choosing the right loan that meets their business requirements.

Features:

  • For the purchase of tractors and farming equipment
  • Competitive interest rates
  • Loan amount, as per business requirements
  • Flexible repayment options
  • Hale-free documentation
  • Instant loan processing

Vehicle Finance

Cholamandalam is a leader in the commercial vehicle segment and has supported customers for the past 20 years in the field of commercial transportation. The company provides finance for a range of vehicle types, such as commercial vehicles, two-wheelers, tractors, construction equipment, cars, and MUVs.

Features:

  • Competitive interest rates
  • Loan Amount: Rs. 1 lakh onwards
  • Loans for new and used vehicles
  • Dedicated relationship manager
  • Life insurance, motor insurance, and personal accident cover

Customer Care:

Customers can write email at customercare@chola.murugappa.com

Dial a Toll-free number: 1800-102-4565 (9:00 AM TO 7:00 PM)

Or can SMS on 9500000312

Avail Business Loan For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to 1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Avail Business Loan For
All Your Needs

FAQs

The interest rate offered shall depend on business requirements and the applicant’s profile.

The minimum loan amount offered is Rs. 1 lakh and the maximum can exceed up to Rs. 5 crores.

The following entities can avail funding from Cholamandalam, such as Individuals, Small and Medium Enterprises, business owners, sole proprietorships, partnerships, private limited companies, etc.

You can contact us by reaching out at the below-registered office address
Registered Office:
Cholamandalam Investment
Finance Company Limited (CIFCL),
Dare House 1st Floor, 2, NSC Bose Road,
Chennai 600001

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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Ishita SinghDec 28, 2025
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