Whizdm Finance Bonds

Whizdm Finance Private Limited (WFPL) is a RBI (Reserve Bank of India) registered non-banking financial company (NBFC), which raises funds by issuing high-yield bonds, including Non-Convertible Debentures (NCDs). Investors can explore bonds issued by WhizDM Finance and review key details such as interest rate, tenure, credit rating and payment frequency before investing.

High returns

Earn fixed returns of up to 13.50%

Low investment

Start investing with as little as ₹1,000

Low risk

Invest in AAA–BBB rated bonds

No brokerage

0% brokerage or commission fees

Google Play Store

4.5_/5

15.8L Reviews

6Cr+Satisfied Customers

₹3,064 CrsInvestment Enabled

100+Bonds

Invest as Low as ₹1000 & Getup to 13.50% Returns

High returns

Earn fixed returns of up to 13.50%

Low investment

Start investing with as little as ₹1,000

Low risk

Invest in AAA–BBB rated bonds

No brokerage

0% brokerage or commission fees

Google Play Store

4.5_/5

15.8L Reviews

6Cr+Satisfied Customers

₹3,064 CrsInvestment Enabled

100+Bonds

Explore Bonds by Category

High Yield Bonds

Monedo

INDIA BBB-

Moderate Risk

You Invest

₹99,284

Returns (YTM)

14.5% bonds cross line

15%

You Get

₹1,10,468

Today

11 months

NBFC providing digital lending for SMEs, healthcare, and supply chain finance

Monedo

You Invest

₹99,284

Returns (YTM)

14.5% bonds cross line

15%

You Get

₹1,10,468

Today

11 months

NBFC providing digital lending for SMEs, healthcare, and supply chain finance

INDIA BBB-

Moderate Risk

Unifinz Capital

CRISIL BBB-

Moderate Risk

You Invest

₹9,954

Returns (YTM)

14.5%

You Get

₹11,918

Today

18 months

NBFC that delivers a 100% digital lending experience to salaried individuals

You Invest

₹39,617

Returns (YTM)

13.64% bonds cross line

13.89%

You Get

₹46,960

Today

24 months

Higher-yield exposure to digital personal and MSME lending.

Growth Plus 1.0

You Invest

₹39,617

Returns (YTM)

13.64% bonds cross line

13.89%

You Get

₹46,960

Today

24 months

Higher-yield exposure to digital personal and MSME lending.

About WhizDM Finance Private Limited Bonds

WhizDM Finance Private Limited is a Bengaluru-based NBFC that was incorporated in March 2017. The company has raised funds through debt instruments, including non-convertible debentures. The terms, coupon rate, maturity and other features can differ across individual debt issues. The company has been rated by India Ratings and Research as IND A- with a Stable outlook.

Key Features of Whizdm Finance Private Limited

Name of the Issuer	Whizdm Finance Private Limited
Issuer Type	Non-Banking Financial Company (NBFC)
Key Sector	Banking
Registered Office	Bengaluru
CIN	U65929KA2017PTC101703
Bond Instruments	Non-Convertible Debentures (NCDs)
Credit Rating	Ind-Ra A- (Stable) by India Ratings and Research
Debenture Trustee	Catalyst Trusteeship Limited

Whizdm Finance Private Limited Bonds at a Glance

ISIN Number of Bonds	Issue Size	Maturity Date	Coupon Rate
INE0MHC07567	50.00Cr	20 Sep 2026	11.70%
INE0MHC07518	425.00Cr	31 Oct 2027	12.50 %
INE0MHC07476	20.00Cr	01 Mar 2027	13.10 %
INE0MHC07435	80.00Cr	15 Sep 2026	13.25 %
INE0MHC07260	40.00Cr	19 Feb 2027	13.25 %
INE0MHC07450	348.00Cr	28 Feb 2027	13.56 %
INE0MHC07047	20.00Cr	28 Sep 2026	13.95 %
INE0MHC07039	50.00Cr	15 Nov 2026	13.95 %
INE0MHC07385	100.00Cr	01 Nov 2026	14.05 %
INE0MHC07351	35.00Cr	30 Sep 2026	14.07 %
INE0MHC07302 (IND BBB+)	30.00Cr	30 Sep 2026	14.07 %

Whizdm Finance Private Limited Credit Rating Explained

Whizdm Finance Private Limited bonds are rated IND A- by India Ratings and Research in 2025. The outlook is stable. This rating indicates an ‘adequate level of safety’, suggesting that the issuer has an adequate capacity to meet its financial obligations. However, the issuer may be more vulnerable to adverse economic or business conditions compared with higher-rated entities.

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FAQs

What is the coupon rate of Whizdm Finance Private Limited Bonds?

The coupon rate of whizdm finance bonds are between 11.70% and 14.07% p.a. with monthly or quarterly interest payments.

What is the credit rating of Whizdm Finance Private Limited Bonds?

Whizdm Finance Bonds holds an A- rating by India Rating and Research Limited. The outlook is stable.

What is the ISIN number of Whizdm Finance Private Limited Bonds?

The ISIN (International Securities Identification Number) number may vary depending on the Whizdm finance bonds. The ISIN number is a 12-character unique identification code assigned to each bond and NCD. It helps the investors identify the exact bond or NCD series.

What is the interest payout frequency of whizdm finance Private Limited Bonds?

The interest payout frequency may vary from bond to bond. Depending on the terms of the bond, investors may receive interest payments either monthly or quarterly.

Is the interest earned on Whizdm Finance NCDs taxable?

Yes. The interest earned from whizdm finance NCDs are taxable as per your applicable income tax slab. Capital gains tax may apply if you sell your bond holdings before maturity, depending on the holding period and applicable tax.