Abhyudaya Co-operative Bank Business Loan

Businesses require a huge amount of investment of funds for either start-ups or to pay for business extensions. For this...

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Google Play Store

4.5_/5

15.6L Reviews

5.7cr+Satisfied Customers

65+Lending Partners

₹65k Cr+Loans Disbursed

Best Loan Offers

Curated Offers from 20+ Lenders

Unsecured Loan

Term Loan & OD Facilities Available

Expert Advice

Guidance & Assistance

Top Up Facility

Loan to Get Additional Funds

Find Best Business Loan Offers

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HDFC Bank

Max Loan Amt.Upto ₹75L

Rate of Interest10.75% - 28%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

ICICI Bank

Max Loan Amt.Upto ₹50L

Rate of Interest13.25% 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

Axis Bank

Max Loan Amt.Upto ₹75L

Rate of Interest15% - 19.25%

Tenure uptoUpto 5 Years

Processing FeeUpto 2%

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Choose from 20+ Partner Banks/NBFCs

Pick from Secured & Unsecured Options

Get Working Capital & Top-Up Loan Solutions

Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Abhyudaya Co-operative Bank Business Loan

Type of Loan facility	Rate of Interest (%) p.a.
Cash Credit / DBD / SBD / Channel Credit / RCL facilities (Combined) & Secured Loans	11.00
a) Udyog Vikas Loan (With 100% Collateral Securities)b) Udyog Vikas Loan (Less than 100% Collateral Securities)	10.0011.00
Loans & Advances to Educational Institutions	11.00
Textile Manufacturers and Traders	10.00
Bill Discounting under L/C (Inland) (One Time/Limit) a) Tenure of Bills upto 90 days b) Tenure of Bills above 90 days	8.509.00
Udupi Region Branches and Kankavali Branch. Cash Credit & all types of Secured Loans:- a) Upto Rs. 100.00 Lakh b) Above Rs. 100.00 Lakh and upto Rs. 500.00 Lakh	10.0011.00

Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.

Check - Competitive Business Loan Interest Rates in India

Features & Benefits

Abhyudaya Co-operative Bank provides the following:

The main objective of the Abhyudaya Co-operative Bank business loan is to provide financial support for the new entrepreneur, as well as for the businesses looking for extensions
The applying company can gain up to 75% of the project cost. 75% for new machinery and 50% for second-hand machinery with attractive interest rates
Holiday periods are provided for a firm’s projects
Industrial finance team set up by Abhyudaya Co-operative Bank to help and improve a company’s project
Self-employed professionals can get customized loans based on their needs
The applicants can repay with a maximum of 120 EMIs
Prepayment options are available, but can be done after a certain period of EMI payment is completed
Very low processing fee of 0.25% of the amount sanctioned and tax charges are applicable
No hidden charges and a transparent process

Categories of Business loans from Abhyudaya Co-operative Bank

Business Term Loan
Cash Credit Limit/Working Capital Term Loan (WCTL) to Retailers ( Shopkeepers)
Loan to Educational Institutes
Loan to Professional Self-Employed
Loans to Women Entrepreneurs
Medium Term Corporate Loan
Non- Fund based -Letter of Credit
Revolving Credit Limit
Short Term Corporate Loans
Udyog Vikas Loan Scheme
Working Capital Finance

Also Know: What are Mudra Loan Eligibility Criteria & Documents Required

Documents required

The following are the required documents for the successful sanctioning of a business loan from Abhyudaya Co-operative bank

Identity proof: Voter’s ID card, Driving Licence, Aadhar card, Employer’s card
For residence proof: Aadhar card, Electricity bill, Telephone bill, Ration card
Company’s history and profile and its promoters if any
Bank statements for the last 12 months of all existing loans
Sanction letter of an existing bank limit

Customer Care Number: 022-24115047, 24105097

Also Read: Loan for Business Without Security

Avail Abhyudaya Co Operative Bank For
All Your Needs

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

Avail Abhyudaya Co Operative Bank For
All Your Needs

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

Ishita SinghDec 28, 2025

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