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YES Bank Uni Credit Card is designed to offer value back across all categories, whether it’s travel, dining, shopping, or more. Users can earn 1% cashback across all spends without any merchant restrictions and maximum capping. At an annual fee of Rs. 499, the card charges a 0% forex markup fee, which makes it a suitable option for frequent travellers. While the card may not include travel benefits like complimentary lounge access, it still offers basic benefits, such as an annual fee waiver and a 1% fuel surcharge waiver, enhancing its overall value. For those looking to maximize their benefits and get the most out of this credit card, read on to know more.
Key Highlights of YES Bank Uni Credit Card |
|
| Joining Fee | Rs. 499 (Waived off on spending Rs. 5,000 in the first 30 days) |
| Annual Fee | Rs. 499 (Waived off on spending Rs. 50,000 in a year) |
| Cashback Benefit | Unlimited 1% cashback across all transactions |
| Travel Benefit | 0% forex markup fee |
| Fuel Benefits | 1% fuel surcharge waiver across all fuel stations |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit YES Bank’s website.
Cardholders can avail below-mentioned benefits through this credit card:
| Type of Fee/ Charge | Amount |
| Joining Fee | Rs. 499 (Waived off on spending Rs. 5,000 in the first 30 days) |
| Annual Fee | Rs. 499 (Waived off on spending Rs. 50,000 in a year) |
| Finance Charges | 3.99% per month (47.88% p.a.) |
| Late Payment Fee | For outstanding amount of: Up to Rs. 500: Nil Above Rs. 500: Rs. 1,350 or 10% of total outstanding amount, whichever is lower |
Click here to view other fees & charges and terms & conditions.
| Type of Fee/ Charge | Amount |
| Age Requirement | 21 to 60 years |
| Occupation | Salaried or Self-employed |
| Min. Income Eligibility | Net Salary of Rs. 25,000 per month OR ITR of Rs. 7.5 lakh per annum |
Note: The existing YES Bank credit cardholders are not eligible for Uni card.