- With TVS Credit you can avail a personal loan at affordable interest rates to meet planned and unplanned financial needs.
- These loans can be availed through a completely digital and paperless process which makes the entire process time saving and hassle-free.
- These loans are easier to obtain since they do not require any collateral or security.
- TVS Credit personal loans come with flexible repayment terms and can be repaid with easy EMI options.
- These loans have no hidden charges and are disbursed almost instantly on approval.
TVS Credit Personal Loan
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
100% Paperless Process
Flexible Repayment Options
Minimum Documentation Needed
Instant Approval and Quick Disbursal

Calculate Your Personal Loan EMI
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50K1Cr
8%30%
1Y 10Y
Your Monthly EMI Payment
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Principal Amount₹0
Interest Amount₹0
Total Amount₹0
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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Pre-approved Offers with Instant Disbursals
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
About TVS Credit Personal Loan
TVS Credit Personal Loan Highlights
| Interest Rate | 11.99%-29.99% p.a. (annualized) |
| Loan Amount | Rs 30,000-Rs 2 lakh |
| Tenure | 6 months-3 years |
| Processing Fees | Flat 2.8% |
TVS Credit Personal Loan Interest Rates
| Minimum Interest Rate | 11.99% p.a. (annualized) |
| Maximum Interest Rate | 29.99% p.a. (annualized) |
TVS Credit has not specified interest rate differentiation based on credit score, monthly income, job profile, employer’s profile, work experience, etc. However, most lenders consider these parameters while setting their personal loan interest rates. Therefore, individuals applying for personal loan should compare personal loan interest rates offered by as many lenders as possible before making the final application.
Fees & Charges of TVS Credit Personal Loan
| Particulars | Charges (inclusive of GST) |
|---|---|
| Processing Fees | Flat 2.8% |
| Penal Charges | Up to 36% p.a. on unpaid instalment |
| Foreclosure Charges | Cooling Period of 15 days from the Loan Agreement date.16 days to 12 months: 7.08% on principal outstanding 13-24 months: 4.72% on principal outstanding Above 24 months: 3.54 on principal outstanding |
| Bounce Charges | Up to Rs 750 |
| Duplicate NDC/NOC Charges | Up to Rs 500 |
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
Eligibility Criteria for TVS Credit Personal Loan
Documents Required for TVS credit Personal Loan
How to Apply for TVS Credit Personal Loan
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
FAQs
Does TVS Credit provide pre-approved personal loan?
TVS Credit has not specified whether it offers pre-approved personal loan scheme.
How quickly can I get online personal loan at TVS Credit?
TVS Credit claims to take around 24 hours to disburse personal loans after the completion of the digital journey.
How can I apply for TVS Credit personal loan?
You can apply for TVS Credit Personal Loan by downloading TVS Credit Saathi App and signing up using your mobile phone.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
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