| Interest Rate | Depends on the applicant’s credit profile |
| Loan Amount | Up to Rs 5 crore |
| Tenure | Up to 10 years |
| Processing Fee | Up to 4% of the loan amount |
Note: Updated as of 18 March 2025
Protium Finance Business Loan
Paisabazaar Exclusive Benefits
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
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15.5L Reviews
51M+Satisfied Customers
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800+Cities across India
Grow your Business with Loans
Starting at 14.99%
Lowest Interest Rates4.5/5
15.5L Reviews
51M+Satisfied Customers
65+Lending Partners
800+Cities across India
Paisabazaar Exclusive Benefits
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
Find Best Business Loan Offers
HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Max Loan Amt.Upto ₹1Cr
Rate of Interest9.50% - 30.50%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
Choose from 20+ Partner Banks/NBFCs
Pick from Secured & Unsecured Options
Get Working Capital & Top-Up Loan Solutions
Flexible Tenure of Up to 4 years
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Highlights of Protium Finance Business Loan
Protium Finance Business Loan Fees & Charges
| Description | Charges |
|---|---|
| Processing Fee | For Unsecured Business Loans: Up to 7% of the loan amount;For Equipment Backed Loans: Up to 4% of the loan amount;
For Property Backed Loans: Up to 4% of the loan amount |
| Application Fees | For Unsecured Business Loans: Up to Rs 30,000;For Equipment Backed Loans: Up to Rs 75,000
For Property Backed Loans: Up to Rs 30,000 |
| Part Prepayment/Foreclosure Charges | 5% of principal outstanding |
| Legal Charges/Stamp Duty Charges | At actuals |
| Asset Verification Charges | Up to Rs 1,000 per asset |
| Cheque/NACH Bounce Charges (per presentation) | For loan amount up to Rs 10 lakh: Rs 1,000For loan amount above Rs 10 lakh: Rs 2,000 |
| Loan Cancellation Charges | Rs 10,000 + interest rate from the date of disbursement till date of request for cancellation |
| Delayed Instalment Payment Charges | 3% p.m. on the instalment overdue |
| Modification of loan terms after first disbursement including but not limited to addition/ deletion of co-borrower(s), re-scheduling of loan repayment terms, etc. | Upto 2% of outstanding principal amount |
| Cash Collection Charges | 1% of the receipt or collected amount |
| Repayment Instrument Swap Charges | Rs 1,000 |
Types of Protium Finance Business Loan
Business Finance
Purpose: Protium Finance offers unsecured business loans to Micro, Small and Medium Enterprises (MSME) engaged as manufacturers, traders, service providers, and retailers. The NBFC also offers customised loans for hotels, restaurants, travel agents, retailers, and eCommerce businesses.
Prospective borrowers can use the lender’s integrated online application process to finance their equipment purchases, business expansion, renovation, new staff hiring and marketing activities. The types of credit facilities offered through Protium Finance include Line of credit/Overdraft (OD), Term loan, Merchant Cash Advance and Invoice Financing loan solutions.
Loan amount: Up to Rs 50 lakh
Loan Against Property
Purpose: Protium offers loan against property facility to self-employed professionals and business owners whose business has been operational active for at least 3 years.
Loan amount: Up to Rs 5 crore
LTV Ratio- 80% of the property value
Educational Institutional Finance
Purpose: Schools (Kindergarten to 12th Grade) and colleges (Nursing, B.Ed, Pharma, Veterinary) can avail Educational Institutional Finance Funding for expansion, modernization/upgradation of existing facilities and addition of new infrastructure.
Loan amount: Rs 25 lakh to Rs 5 crore
Tenure: Up to 10 years
Collateral: School/Commercial/Residential
Equipment & Machinery Finance
Purpose: Individuals can avail of this facility for financing their equipment and machinery purchases. First charged on machinery purchased through this loan. The key focus segments of this product include light engineering, food processing, material handling, plastic/injection moulding, packaging, printing, extrusion, wood-work accessories and gensets.
Loan amount: Rs 10 lakh to Rs 3 crore
Tenure: 1 to 5 years
LTV: Up to 85% of the asset cost
Collateral: First charged only on the machinery funded
Eligibility Criteria for Availing Protium Business Loan
Business Finance
Loan Against Property
Avail Protium Finance Limited For
All Your Needs
Documents Required for Protium Business Loan
Business Loan Documentation
E-Commerce Business Loan Documentation
How Can I Apply for a Business Loan Online?
Get up to ₹1 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Explore Our Business Loan Lenders
View All Partners
Avail Protium Finance Limited For
All Your Needs
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Written By
Sumit Kumar
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Shamik GhoshPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
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