UTI Retirement Fund - Regular Plan is a mutual fund scheme from UTI Asset Management Co Ltd. The fund was launched on 26 December 1994 and is managed by V Srivatsa and Anurag Mittal. As of 15 October 2026, the fund has an AUM of ₹4,578.02 Cr and its latest NAV is ₹49.44. The fund has a Moderately High risk risk rating.
The fund allows minimum SIP of ₹500 and lumpsum investment starting from ₹500.
The fund primarily invests in Financial Services, Industrials, and Energy and its top holdings include 7.18% Govt Stock 2037, HDFC Bank Ltd, 7.24% Govt Stock 2055, 7.32% Govt Stock 2030, and ICICI Bank Ltd. The fund has delivered -1.3% returns over the last 1 year, 7.4% annualised returns over 3 years, 7.2% annualised returns over 5 years, and 9.9% annualised returns since inception.
UTI Retirement Fund - Regular Plan may be suitable for investors looking for long-term wealth creation and who are comfortable with Moderately High risk risk.






