Tata Retirement Savings Conservative Fund Growth

Tata Retirement Savings Conservative Fund Growth has generated 0.9% returns over 1 year, 5.9% over 3 years and 4.8% over 5 years as of 15 October 2026.

Currently, the Net Asset Value (NAV) of Tata Retirement Savings Conservative Fund Growth is ₹32.12, as of 15 October 2026.

You can invest in Tata Retirement Savings Conservative Fund Growth through a lumpsum, a monthly SIP and a daily SIP.

The minimum SIP amount for Tata Retirement Savings Conservative Fund Growth is ₹500 per instalment.

The expense ratio of Tata Retirement Savings Conservative Fund Growth is 2.16%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹108.

As per the fund factsheet published by the fund house, Tata Retirement Savings Conservative Fund Growth is considered to carry Moderately High risk for its investors.

The top holdings of Tata Retirement Savings Conservative Fund Growth include 6.79% Govt Stock 2034, 7.17% Govt Stock 2030, 7.38% Govt Stock 2027, 6.36% Govt Stock 2031 and Jamnagar Utilities & Power Private Limited, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Tata Retirement Savings Conservative Fund Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

You can redeem your investment in Tata Retirement Savings Conservative Fund Growth on any business day. The exit load is (a) If redeemed / switched-out on or after attainment of retirement age i.e. 60 years of age - Nil (b) In case of Auto switch-out of units on occurrence of “Auto-switch trigger event” – Nil (c) For Redemption of units before 61 months from the date of allotment: 1% of the applicable NAV..

Tata Retirement Savings Conservative Fund Growth is managed by Murthy Nagarajan, Amit Somani and Sonam Udasi. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.