SBI Banking & Financial Services Regular Growth

Very High Risk

Equity

Sector - Financial Services

NAV (15 Oct ’26)

₹42.46

Min SIP Amount

₹500.00

Fund Size (AUM)

₹10,420.42 Cr

▲ 13.47%3Y Annualized

-1.05%1D Returns

NAV (15 Oct ’26)

₹42.46

Min SIP Amount

₹500.00

Fund Size (AUM)

₹10,420.42 Cr

Mutual Fund SIP Calculator

Amount I want to invest

₹

/Month

₹100₹10L

Time I want to invest for

Years

1Y40Y

Your expected Annual returns %

1%30%

Step Up

% /Year

0%25%

Invested Amount₹68.73 Lakh

Approx Profit₹1.3 Cr

Estimated Returns₹1.99 Cr

Invested

Estimated Returns

About SBI Banking & Financial Services Regular Growth

SBI Banking & Financial Services Regular Growth is a Sector - Financial Services mutual fund scheme from SBI Funds Management Ltd. The fund was launched on 26 February 2015 and is managed by Milind Agrawal. As of 15 October 2026, the fund has an AUM of ₹10,420.42 Cr and its latest NAV is ₹42.46. The fund has a Very High Risk risk rating.

The fund allows minimum SIP of ₹500 and lumpsum investment starting from ₹5,000.

The fund primarily invests in Financial Services and Technology and its top holdings include HDFC Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, Bajaj Finance Ltd, and State Bank of India. The fund has delivered -3.1% returns over the last 1 year, 13.5% annualised returns over 3 years, 9.7% annualised returns over 5 years, and 13.1% annualised returns since inception.

SBI Banking & Financial Services Regular Growth may be suitable for investors looking for Sector - Financial Services and who are comfortable with Very High Risk risk.

Top 10 Holdings

Name	Sector	Value	Weighting
HDFC Bank Ltd	Financial Services	₹1,358.35 Cr	13.04%
ICICI Bank Ltd	Financial Services	₹1,330.85 Cr	12.77%
Kotak Mahindra Bank Ltd	Financial Services	₹1,061.59 Cr	10.19%
Bajaj Finance Ltd	Financial Services	₹713.29 Cr	6.85%
State Bank of India	Financial Services	₹530.00 Cr	4.87%
HDFC Life Insurance Co Ltd	Financial Services	₹485.82 Cr	4.66%
Angel One Ltd Ordinary Shares	Financial Services	₹362.22 Cr	3.49%
One97 Communications Ltd	Technology	₹360.77 Cr	3.46%
Future on Bank of India	--	₹328.56 Cr	3.17%
Bank of Baroda	Financial Services	₹308.45 Cr	2.96%

Returns & Rankings

Name	2 Year	3 Year	4 Year	5 Year
Fund returns	+4.67%	+13.47%	+13.56%	+9.71%
Category average (Sector - Financial Services)	+2.90%	+10.24%	+12.33%	+9.56%
Rank (Sector - Financial Services)	57	28	37	45

Fund Management

Milind Agrawal

Experience: 7.17 Years

Minimum SIP Amount, Expense Ratio & Exit Load

SBI Banking & Financial Services Regular Growth Overview
Minimum SIP Amount	₹500.00
Expense Ratio	2.15% Inclusive of GST
Exit Load	For exit on or before 30 Days from the date of allotment 0.50%. For exit after 30 days from the date of allotment Nil. The AMC reserves the right to modify / change the load structure on a prospective basis.

SBI Banking & Financial Services Regular Growth Overview

Minimum SIP Amount

₹500.00

Expense Ratio

2.15%

Inclusive of GST

Exit Load

For exit on or before 30 Days from the date of allotment 0.50%. For exit after 30 days from the date of allotment Nil. The AMC reserves the right to modify / change the load structure on a prospective basis.

Types of Mutual Funds to Invest in India

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SBI Banking & Financial Services Regular Growth FAQ's

What are the returns of SBI Banking & Financial Services Regular Growth?

SBI Banking & Financial Services Regular Growth has generated -3.1% returns over 1 year, 13.5% over 3 years and 9.7% over 5 years as of 15 October 2026.

What is today's NAV of SBI Banking & Financial Services Regular Growth?

Currently, the Net Asset Value (NAV) of SBI Banking & Financial Services Regular Growth is ₹42.46, as of 15 October 2026.

What are the ways to invest in SBI Banking & Financial Services Regular Growth?

You can invest in SBI Banking & Financial Services Regular Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in SBI Banking & Financial Services Regular Growth?

The minimum SIP amount for SBI Banking & Financial Services Regular Growth is ₹500 per instalment.

What is the expense ratio of SBI Banking & Financial Services Regular Growth?

The expense ratio of SBI Banking & Financial Services Regular Growth is 2.15%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹108.

What is the risk level of SBI Banking & Financial Services Regular Growth?

As per the fund factsheet published by the fund house, SBI Banking & Financial Services Regular Growth is considered to carry Very High Risk for its investors.

What are the top holdings of SBI Banking & Financial Services Regular Growth?

As an equity fund, the portfolio is mainly stock exposure. The top holdings of SBI Banking & Financial Services Regular Growth include HDFC Bank Ltd, ICICI Bank Ltd, Kotak Mahindra Bank Ltd, Bajaj Finance Ltd and State Bank of India, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for SBI Banking & Financial Services Regular Growth?

SBI Banking & Financial Services Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in SBI Banking & Financial Services Regular Growth?

You can redeem your investment in SBI Banking & Financial Services Regular Growth on any business day. The exit load is For exit on or before 30 Days from the date of allotment 0.50%. For exit after 30 days from the date of allotment Nil. The AMC reserves the right to modify / change the load structure on a prospective basis..

Who is the fund manager of SBI Banking & Financial Services Regular Growth?

SBI Banking & Financial Services Regular Growth is managed by Milind Agrawal. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Disclaimer

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
Paisabazaar Marketing and Consulting Private Limited is an AMFI registered Mutual Fund Distributor - ARN-336712 | ARN Validity period: 08 Aug 2025 to 07 Aug 2028

SBI Banking & Financial Services Regular Growth

Mutual Fund SIP Calculator

About SBI Banking & Financial Services Regular Growth

Top 10 Holdings

Returns & Rankings

Fund Management

Minimum SIP Amount, Expense Ratio & Exit Load

Types of Mutual Funds to Invest in India

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Investment Calculators

SBI Banking & Financial Services Regular Growth FAQ's

What are the returns of SBI Banking & Financial Services Regular Growth?

What is today's NAV of SBI Banking & Financial Services Regular Growth?

What are the ways to invest in SBI Banking & Financial Services Regular Growth?

What is the minimum SIP investment in SBI Banking & Financial Services Regular Growth?

What is the expense ratio of SBI Banking & Financial Services Regular Growth?

What is the risk level of SBI Banking & Financial Services Regular Growth?

What are the top holdings of SBI Banking & Financial Services Regular Growth?

Is there any lock-in period for SBI Banking & Financial Services Regular Growth?

How can I redeem my investments in SBI Banking & Financial Services Regular Growth?

Who is the fund manager of SBI Banking & Financial Services Regular Growth?

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