Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth

Low to Moderate Risk

NAV (15 Oct ’26)

₹10.64

Min SIP Amount

₹100.00

Fund Size (AUM)

₹1,105.74 Cr

▲ 6.11%All Annualized

-0.00%1D Returns

NAV (15 Oct ’26)

₹10.64

Min SIP Amount

₹100.00

Fund Size (AUM)

₹1,105.74 Cr

Mutual Fund SIP Calculator

Amount I want to invest

₹

/Month

₹100₹10L

Time I want to invest for

Years

1Y40Y

Your expected Annual returns %

1%30%

Step Up

% /Year

0%25%

Invested Amount₹68.73 Lakh

Approx Profit₹1.3 Cr

Estimated Returns₹1.99 Cr

Invested

Estimated Returns

About Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is a mutual fund scheme from Kotak Mahindra Asset Management Co Ltd. The fund was launched on 24 September 2025 and is managed by Manu Sharma. As of 15 October 2026, the fund has an AUM of ₹1,105.74 Cr and its latest NAV is ₹10.64. The fund has a Low to Moderate Risk risk rating.

The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹100.

Its top holdings include Rec Limited, National Bank For Agriculture And Rural Development, Rec Limited, LIC Housing Finance Ltd, and LIC Housing Finance Ltd. The fund has delivered 6.0% returns over the last 1 year and 6.1% annualised returns since inception.

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth may be suitable for investors looking for long-term wealth creation and who are comfortable with Low to Moderate Risk risk.

Top 10 Holdings

Name	Sector	Value	Weighting
Rec Limited	--	₹124.96 Cr	11.30%
National Bank For Agriculture And Rural Development	--	₹100.22 Cr	9.49%
Rec Limited	--	₹100.20 Cr	9.49%
LIC Housing Finance Ltd	--	₹99.18 Cr	8.97%
LIC Housing Finance Ltd	--	₹75.09 Cr	7.11%
Bajaj Housing Finance Limited	--	₹74.99 Cr	6.78%
HDFC Bank Ltd.	--	₹48.49 Cr	4.59%
Tata Capital Limited	--	₹50.09 Cr	4.53%
National Housing Bank	--	₹50.05 Cr	4.53%
Power Finance Corporation Limited	--	₹30.01 Cr	2.84%

Returns & Rankings

Name	2 Year	3 Year	4 Year	5 Year
Fund returns	--	--	--	--
Category average	--	--	--	--
Rank	--	--	--	--

Fund Management

Manu Sharma

Experience: 1.02 Years

Minimum SIP Amount, Expense Ratio & Exit Load

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth Overview
Minimum SIP Amount	₹100.00
Expense Ratio	0.30% Inclusive of GST
Exit Load	Nil

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth Overview

Minimum SIP Amount

₹100.00

Expense Ratio

0.30%

Inclusive of GST

Exit Load

Nil

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Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth FAQ's

What are the returns of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth has generated 6.0% returns over 1 year as of 15 October 2026.

What is today's NAV of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Currently, the Net Asset Value (NAV) of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is ₹10.64, as of 15 October 2026.

What are the ways to invest in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

You can invest in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

The minimum SIP amount for Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is ₹100 per instalment.

What is the expense ratio of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

The expense ratio of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is 0.3%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹15.

What is the risk level of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

As per the fund factsheet published by the fund house, Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is considered to carry Low to Moderate Risk for its investors.

What are the top holdings of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

As a debt fund, the portfolio is mainly bond issuers. The top holdings of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth include Rec Limited, National Bank For Agriculture And Rural Development, Rec Limited, LIC Housing Finance Ltd and LIC Housing Finance Ltd, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

You can redeem your investment in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth on any business day. The exit load is Nil.

Who is the fund manager of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth is managed by Manu Sharma. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Disclaimer

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
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Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth

Mutual Fund SIP Calculator

About Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth

Top 10 Holdings

Returns & Rankings

Fund Management

Minimum SIP Amount, Expense Ratio & Exit Load

Types of Mutual Funds to Invest in India

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Investment Calculators

Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth FAQ's

What are the returns of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What is today's NAV of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What are the ways to invest in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What is the minimum SIP investment in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What is the expense ratio of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What is the risk level of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

What are the top holdings of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Is there any lock-in period for Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

How can I redeem my investments in Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

Who is the fund manager of Kotak CRISIL-IBX Financial Services 9-12 Months Debt Index Fund Regular Growth?

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