Kotak Banking and PSU Debt Growth is a Banking & PSU mutual fund scheme from Kotak Mahindra Asset Management Co Ltd. The fund was launched on 29 December 1998 and is managed by Deepak Agrawal and Dharmesh Thakkar. As of 15 October 2026, the fund has an AUM of ₹4,761.48 Cr and its latest NAV is ₹69.35. The fund has a Low to Moderate Risk risk rating.
The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹100.
Its top holdings include Power Finance Corporation Limited, National Bank For Financing Infrastructure And Development, Power Grid Corporation Of India Limited, 6.98% Gujarat Sgs 2032, and HDFC Bank Limited. The fund has delivered 4.1% returns over the last 1 year, 6.8% annualised returns over 3 years, and 5.9% annualised returns over 5 years.
Kotak Banking and PSU Debt Growth may be suitable for investors looking for Banking & PSU and who are comfortable with Low to Moderate Risk risk.






