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Kotak Banking & Financial Services Fund Regular Growth

Kotak Banking & Financial Services Fund Regular Growth

Very High Risk
Equity
Sector - Financial Services
▲ 9.77%3Y Annualized
-1.17%1D Returns

NAV (15 Oct ’26)

₹15.51

Min SIP Amount

₹100.00

Fund Size (AUM)

₹1,448.47 Cr

Mutual Fund SIP Calculator

₹
/Month
₹100₹10L
Years
1Y40Y
%
1%30%
% /Year
0%25%

About Kotak Banking & Financial Services Fund Regular Growth

Kotak Banking & Financial Services Fund Regular Growth is a Sector - Financial Services mutual fund scheme from Kotak Mahindra Asset Management Co Ltd. The fund was launched on 27 February 2023 and is managed by Shibani Sircar Kurian and Abhishek Bisen. As of 15 October 2026, the fund has an AUM of ₹1,448.47 Cr and its latest NAV is ₹15.51. The fund has a Very High Risk risk rating.

The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹100.

The fund primarily invests in Financial Services and Technology and its top holdings include ICICI Bank Ltd, HDFC Bank Ltd, State Bank of India, Axis Bank Ltd, and Bajaj Finance Ltd. The fund has delivered -1.3% returns over the last 1 year, 9.8% annualised returns over 3 years, and 12.5% annualised returns since inception.

Kotak Banking & Financial Services Fund Regular Growth may be suitable for investors looking for Sector - Financial Services and who are comfortable with Very High Risk risk.

Top 10 Holdings

NameValueWeighting
ICICI Bank LtdFinancial Services₹183.51 Cr12.67%
HDFC Bank LtdFinancial Services₹163.41 Cr11.28%
State Bank of IndiaFinancial Services₹120.42 Cr8.31%
Axis Bank LtdFinancial Services₹106.59 Cr7.36%
Bajaj Finance LtdFinancial Services₹87.54 Cr6.04%
Shriram Finance LtdFinancial Services₹69.94 Cr4.83%
Kotak Mahindra Bank LtdFinancial Services₹53.46 Cr3.69%
BSE LtdFinancial Services₹41.09 Cr2.64%
Nippon Life India Asset Management Ltd Ordinary SharesFinancial Services₹36.80 Cr2.55%
Poonawalla Fincorp LtdFinancial Services₹36.50 Cr2.52%

Returns & Rankings

Name3 Year4 Year5 Year
Fund returns+3.19%+9.77%----
Category average (Sector - Financial Services)+2.90%+10.24%+12.33%+9.56%
Rank (Sector - Financial Services)9272----
cc-incontent-mobile

Fund Management

SK

Shibani Sircar Kurian

Experience: 3.59 Years

AB

Abhishek Bisen

Experience: 3.59 Years

Minimum SIP Amount, Expense Ratio & Exit Load

Kotak Banking & Financial Services Fund Regular Growth Overview
Minimum SIP Amount₹100.00
Expense Ratio

2.25%

Inclusive of GST

Exit LoadFor redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL

Types of Mutual Funds to Invest in India

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Kotak Banking & Financial Services Fund Regular Growth FAQ's

What are the returns of Kotak Banking & Financial Services Fund Regular Growth?

Kotak Banking & Financial Services Fund Regular Growth has generated -1.3% returns over 1 year and 9.8% over 3 years as of 15 October 2026.

What is today's NAV of Kotak Banking & Financial Services Fund Regular Growth?

Currently, the Net Asset Value (NAV) of Kotak Banking & Financial Services Fund Regular Growth is ₹15.51, as of 15 October 2026.

What are the ways to invest in Kotak Banking & Financial Services Fund Regular Growth?

You can invest in Kotak Banking & Financial Services Fund Regular Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in Kotak Banking & Financial Services Fund Regular Growth?

The minimum SIP amount for Kotak Banking & Financial Services Fund Regular Growth is ₹500 per instalment.

What is the expense ratio of Kotak Banking & Financial Services Fund Regular Growth?

The expense ratio of Kotak Banking & Financial Services Fund Regular Growth is 2.25%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹112.

What is the risk level of Kotak Banking & Financial Services Fund Regular Growth?

As per the fund factsheet published by the fund house, Kotak Banking & Financial Services Fund Regular Growth is considered to carry Very High Risk for its investors.

What are the top holdings of Kotak Banking & Financial Services Fund Regular Growth?

As an equity fund, the portfolio is mainly stock exposure. The top holdings of Kotak Banking & Financial Services Fund Regular Growth include ICICI Bank Ltd, HDFC Bank Ltd, State Bank of India, Axis Bank Ltd and Bajaj Finance Ltd, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for Kotak Banking & Financial Services Fund Regular Growth?

Kotak Banking & Financial Services Fund Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in Kotak Banking & Financial Services Fund Regular Growth?

You can redeem your investment in Kotak Banking & Financial Services Fund Regular Growth on any business day. The exit load is For redemption / switch out within 30 days from the date of allotment: 0.5% If units are redeemed or switched out on or after 30 days from the date of allotment: NIL.

Who is the fund manager of Kotak Banking & Financial Services Fund Regular Growth?

Kotak Banking & Financial Services Fund Regular Growth is managed by Shibani Sircar Kurian and Abhishek Bisen. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Disclaimer

  • Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
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