ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

Moderately High risk

NAV (15 Oct ’26)

₹15.58

Min SIP Amount

₹100.00

Fund Size (AUM)

₹79.47 Cr

▲ 5.35%3Y Annualized

-0.15%1D Returns

NAV (15 Oct ’26)

₹15.58

Min SIP Amount

₹100.00

Fund Size (AUM)

₹79.47 Cr

Mutual Fund SIP Calculator

Amount I want to invest

₹

/Month

₹100₹10L

Time I want to invest for

Years

1Y40Y

Your expected Annual returns %

1%30%

Step Up

% /Year

0%25%

Invested Amount₹68.73 Lakh

Approx Profit₹1.3 Cr

Estimated Returns₹1.99 Cr

Invested

Estimated Returns

About ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is a mutual fund scheme from ICICI Prudential Asset Management Co Ltd. The fund was launched on 27 February 2019 and is managed by Darshil Dedhia, Sharmila D'Silva, and Rohit Lakhotia. As of 15 October 2026, the fund has an AUM of ₹79.47 Cr and its latest NAV is ₹15.58. The fund has a Moderately High risk risk rating.

The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹5,000.

Its top holdings include 6.94% Govt Stock 2036, 7.34% Govt Stock 2064, 6.45% Govt Stock 2034, Nirma Limited, and 6.48% Govt Stock 2035. The fund has delivered 2.1% returns over the last 1 year, 5.4% annualised returns over 3 years, and 4.8% annualised returns over 5 years.

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth may be suitable for investors looking for long-term wealth creation and who are comfortable with Moderately High risk risk.

Top 10 Holdings

Name	Sector	Value	Weighting
6.94% Govt Stock 2036	--	₹13.77 Cr	17.33%
7.34% Govt Stock 2064	--	₹9.51 Cr	11.97%
6.45% Govt Stock 2034	--	₹7.14 Cr	8.88%
Nirma Limited	--	₹6.01 Cr	7.56%
6.48% Govt Stock 2035	--	₹5.89 Cr	7.14%
Housing And Urban Development Corporation Limited	--	₹5.10 Cr	6.42%
LIC Housing Finance Ltd	--	₹5.08 Cr	6.39%
Muthoot Finance Limited	--	₹5.01 Cr	6.30%
Yes Bank Limited	--	₹5.00 Cr	6.25%
Summit Digitel Infrastructure Limited	--	₹5.00 Cr	6.10%

Returns & Rankings

Name	2 Year	3 Year	4 Year	5 Year
Fund returns	+4.24%	+5.35%	+5.47%	+4.76%
Category average	--	--	--	--
Rank	--	--	--	--

Fund Management

Darshil Dedhia

Experience: 2.69 Years

Sharmila D'Silva

Experience: 4.17 Years

Rohit Lakhotia

Experience: 3.31 Years

Minimum SIP Amount, Expense Ratio & Exit Load

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth Overview
Minimum SIP Amount	₹100.00
Expense Ratio	2.14% Inclusive of GST
Exit Load	NIL

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth Overview

Minimum SIP Amount

₹100.00

Expense Ratio

2.14%

Inclusive of GST

Exit Load

NIL

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ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth FAQ's

What are the returns of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth has generated 2.1% returns over 1 year, 5.4% over 3 years and 4.8% over 5 years as of 15 October 2026.

What is today's NAV of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

Currently, the Net Asset Value (NAV) of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is ₹15.58, as of 15 October 2026.

What are the ways to invest in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

You can invest in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

The minimum SIP amount for ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is ₹500 per instalment.

What is the expense ratio of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

The expense ratio of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is 2.14%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹107.

What is the risk level of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

As per the fund factsheet published by the fund house, ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is considered to carry Moderately High risk for its investors.

What are the top holdings of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

As a debt fund, the portfolio is mainly bond issuers. The top holdings of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth include 6.94% Govt Stock 2036, 7.34% Govt Stock 2064, 6.45% Govt Stock 2034, Nirma Limited and 6.48% Govt Stock 2035, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

You can redeem your investment in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth on any business day. The exit load is NIL.

Who is the fund manager of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth is managed by Darshil Dedhia, Sharmila D'Silva and Rohit Lakhotia. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Disclaimer

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
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ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

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About ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth

Top 10 Holdings

Returns & Rankings

Fund Management

Minimum SIP Amount, Expense Ratio & Exit Load

Types of Mutual Funds to Invest in India

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ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth FAQ's

What are the returns of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What is today's NAV of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What are the ways to invest in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What is the minimum SIP investment in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What is the expense ratio of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What is the risk level of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

What are the top holdings of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

Is there any lock-in period for ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

How can I redeem my investments in ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

Who is the fund manager of ICICI Prudential Retirement Fund Pure Debt Plan Regular Growth?

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