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HSBC Dynamic Term Fund Growth

HSBC Dynamic Term Fund Growth

Moderate Risk
Fixed Income
Dynamic Bond
▲ 5.98%3Y Annualized
-0.13%1D Returns

NAV (15 Oct ’26)

₹30.45

Min SIP Amount

₹1,000.00

Fund Size (AUM)

₹119.09 Cr

Mutual Fund SIP Calculator

₹
/Month
₹100₹10L
Years
1Y40Y
%
1%30%
% /Year
0%25%

About HSBC Dynamic Term Fund Growth

HSBC Dynamic Term Fund Growth is a Dynamic Bond mutual fund scheme from HSBC Asset Management (India) Private Ltd. The fund was launched on 30 August 2006 and is managed by Shriram Ramanathan and Mahesh Chhabria. As of 15 October 2026, the fund has an AUM of ₹119.09 Cr and its latest NAV is ₹30.45. The fund has a Moderate Risk risk rating.

The fund allows minimum SIP of ₹1,000 and lumpsum investment starting from ₹5,000.

Its top holdings include 6.36% Govt Stock 2031, 7.71% Govt Stock 2066, 6.94% Govt Stock 2036, 7.06% Govt Stock 2041, and Small Industries Development Bank Of India. The fund has delivered 1.6% returns over the last 1 year, 6.0% annualised returns over 3 years, 5.0% annualised returns over 5 years, and 5.7% annualised returns since inception.

HSBC Dynamic Term Fund Growth may be suitable for investors looking for Dynamic Bond and who are comfortable with Moderate Risk risk.

Top 10 Holdings

NameValueWeighting
6.36% Govt Stock 2031--₹14.91 Cr12.31%
7.71% Govt Stock 2066--₹10.28 Cr8.63%
6.94% Govt Stock 2036--₹10.11 Cr8.49%
7.06% Govt Stock 2041--₹10.15 Cr8.26%
Small Industries Development Bank Of India--₹10.01 Cr8.02%
6.68% Govt Stock 2040--₹9.75 Cr7.96%
6.9% Govt Stock 2065--₹8.81 Cr7.40%
LIC Housing Finance Ltd--₹8.04 Cr6.75%
National Highways Authority Of India--₹8.02 Cr6.50%
Power Finance Corporation Limited--₹7.73 Cr6.49%

Returns & Rankings

Name3 Year4 Year5 Year
Fund returns+3.98%+5.98%+5.87%+5.00%
Category average (Dynamic Bond)+4.56%+6.21%+6.40%+5.45%
Rank (Dynamic Bond)166167181175
cc-incontent-mobile

Fund Management

SR

Shriram Ramanathan

Experience: 11.67 Years

MC

Mahesh Chhabria

Experience: 2.42 Years

Minimum SIP Amount, Expense Ratio & Exit Load

HSBC Dynamic Term Fund Growth Overview
Minimum SIP Amount₹1,000.00
Expense Ratio

0.83%

Inclusive of GST

Exit LoadExit Load: “A switch out or withdrawal under SWP or transfer under STP (Except a transfer under STP (except a switch out or transfer under STP into any of the equity schemes or Fund of Fund schemes) may also attract an exit load like any redemption. No Exit Load will be chargeable in case of switches made between different options of the Scheme. No Exit Load will be chargeable in respect of redemption / switch out of redemption of; (i) Units allotted on account of dividend. In case of units switched out/systematically transferred to another option/plan within the same plan/Scheme and if subsequently redeemed, for the purpose of determining the Exit Load, the date when such units were first allotted in the respective plan/Scheme will be considered as the purchase/allotment date.

Types of Mutual Funds to Invest in India

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HSBC Dynamic Term Fund Growth FAQ's

What are the returns of HSBC Dynamic Term Fund Growth?

HSBC Dynamic Term Fund Growth has generated 1.6% returns over 1 year, 6.0% over 3 years and 5.0% over 5 years as of 15 October 2026.

What is today's NAV of HSBC Dynamic Term Fund Growth?

Currently, the Net Asset Value (NAV) of HSBC Dynamic Term Fund Growth is ₹30.45, as of 15 October 2026.

What are the ways to invest in HSBC Dynamic Term Fund Growth?

You can invest in HSBC Dynamic Term Fund Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in HSBC Dynamic Term Fund Growth?

The minimum SIP amount for HSBC Dynamic Term Fund Growth is ₹500 per instalment.

What is the expense ratio of HSBC Dynamic Term Fund Growth?

The expense ratio of HSBC Dynamic Term Fund Growth is 0.83%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹42.

What is the risk level of HSBC Dynamic Term Fund Growth?

As per the fund factsheet published by the fund house, HSBC Dynamic Term Fund Growth is considered to carry Moderate Risk for its investors.

What are the top holdings of HSBC Dynamic Term Fund Growth?

As a debt fund, the portfolio is mainly bond issuers. The top holdings of HSBC Dynamic Term Fund Growth include 6.36% Govt Stock 2031, 7.71% Govt Stock 2066, 6.94% Govt Stock 2036, 7.06% Govt Stock 2041 and Small Industries Development Bank Of India, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for HSBC Dynamic Term Fund Growth?

HSBC Dynamic Term Fund Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in HSBC Dynamic Term Fund Growth?

You can redeem your investment in HSBC Dynamic Term Fund Growth on any business day. The exit load is Exit Load: “A switch out or withdrawal under SWP or transfer under STP (Except a transfer under STP (except a switch out or transfer under STP into any of the equity schemes or Fund of Fund schemes) may also attract an exit load like any redemption. No Exit Load will be chargeable in case of switches made between different options of the Scheme. No Exit Load will be chargeable in respect of redemption / switch out of redemption of; (i) Units allotted on account of dividend. In case of units switched out/systematically transferred to another option/plan within the same plan/Scheme and if subsequently redeemed, for the purpose of determining the Exit Load, the date when such units were first allotted in the respective plan/Scheme will be considered as the purchase/allotment date..

Who is the fund manager of HSBC Dynamic Term Fund Growth?

HSBC Dynamic Term Fund Growth is managed by Shriram Ramanathan and Mahesh Chhabria. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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15.7L reviews

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Disclaimer

  • Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
  • Paisabazaar Marketing and Consulting Private Limited is an AMFI registered Mutual Fund Distributor - ARN-336712 | ARN Validity period: 08 Aug 2025 to 07 Aug 2028
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