HDFC Credit Risk Fund Growth Option

HDFC Credit Risk Fund Growth Option has generated 5.9% returns over 1 year, 7.5% over 3 years and 6.4% over 5 years as of 15 October 2026.

Currently, the Net Asset Value (NAV) of HDFC Credit Risk Fund Growth Option is ₹26.04, as of 15 October 2026.

You can invest in HDFC Credit Risk Fund Growth Option through a lumpsum, a monthly SIP and a daily SIP.

The minimum SIP amount for HDFC Credit Risk Fund Growth Option is ₹500 per instalment.

The expense ratio of HDFC Credit Risk Fund Growth Option is 1.51%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹76.

As per the fund factsheet published by the fund house, HDFC Credit Risk Fund Growth Option is considered to carry High Risk for its investors.

The top holdings of HDFC Credit Risk Fund Growth Option include GMR Airports Limited, Nirma Limited, TATA Projects Limited, Indus Infra Trust Unit and Triumph Composites Private Limited, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

HDFC Credit Risk Fund Growth Option has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

You can redeem your investment in HDFC Credit Risk Fund Growth Option on any business day. The exit load is In respect of each purchase/switch in of Units, 15% of the units (the limit) may be redeemed without any exit Load from the date of allotment. However, please note that the Units will be redeemed on First In First Out (FIFO) basis. Any redemption in excess of the above limit shall be subject to the following exit load. In respect of each purchase/switch in of Units, an Exit Load of 1% is payable if Units are redeemed/switched out within 12 months from the date of allotment. In respect of each purchase/switch in of Units, an Exit Load of 0.50% is payable if Units are redeemed/switched out after 12 months but within 18 months from the date of allotment. No Exit Load is payable if Units are redeemed/ switched out after 18 months from the date of allotment..

HDFC Credit Risk Fund Growth Option is managed by Dhruv Muchhal, Praveen Jain and Bhavyesh Divecha. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.