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HDFC Banking & Financial Services Fund Regular Growth

HDFC Banking & Financial Services Fund Regular Growth

Very High Risk
Equity
Sector - Financial Services
▲ 10.22%3Y Annualized
-0.88%1D Returns

NAV (15 Oct ’26)

₹17.36

Min SIP Amount

₹100.00

Fund Size (AUM)

₹4,425.37 Cr

Mutual Fund SIP Calculator

₹
/Month
₹100₹10L
Years
1Y40Y
%
1%30%
% /Year
0%25%

About HDFC Banking & Financial Services Fund Regular Growth

HDFC Banking & Financial Services Fund Regular Growth is a Sector - Financial Services mutual fund scheme from HDFC Asset Management Co Ltd. The fund was launched on 1 July 2021 and is managed by Dhruv Muchhal and Anand Laddha. As of 15 October 2026, the fund has an AUM of ₹4,425.37 Cr and its latest NAV is ₹17.36. The fund has a Very High Risk risk rating.

The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹100.

The fund primarily invests in Financial Services and its top holdings include ICICI Bank Ltd, HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd, and State Bank of India. The fund has delivered 0.6% returns over the last 1 year, 10.2% annualised returns over 3 years, 9.1% annualised returns over 5 years, and 10.9% annualised returns since inception.

HDFC Banking & Financial Services Fund Regular Growth may be suitable for investors looking for Sector - Financial Services and who are comfortable with Very High Risk risk.

Top 10 Holdings

NameValueWeighting
ICICI Bank LtdFinancial Services₹612.87 Cr13.85%
HDFC Bank LtdFinancial Services₹570.50 Cr12.89%
Kotak Mahindra Bank LtdFinancial Services₹380.95 Cr8.61%
Axis Bank LtdFinancial Services₹343.28 Cr7.76%
State Bank of IndiaFinancial Services₹268.66 Cr6.07%
Shriram Finance LtdFinancial Services₹186.71 Cr4.22%
Bajaj Finance LtdFinancial Services₹175.09 Cr3.96%
SBI Life Insurance Co LtdFinancial Services₹164.55 Cr3.72%
Five-Star Business Finance LtdFinancial Services₹118.01 Cr2.67%
AU Small Finance Bank LtdFinancial Services₹106.08 Cr2.40%

Returns & Rankings

Name3 Year4 Year5 Year
Fund returns+3.97%+10.22%+13.10%+9.07%
Category average (Sector - Financial Services)+2.90%+10.24%+12.33%+9.56%
Rank (Sector - Financial Services)67654751
cc-incontent-mobile

Fund Management

DM

Dhruv Muchhal

Experience: 3.28 Years

AL

Anand Laddha

Experience: 5.25 Years

Minimum SIP Amount, Expense Ratio & Exit Load

HDFC Banking & Financial Services Fund Regular Growth Overview
Minimum SIP Amount₹100.00
Expense Ratio

2.00%

Inclusive of GST

Exit Loadan Exit load of 1% is payable if units are redeemed/switchedout within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment.

Types of Mutual Funds to Invest in India

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HDFC Banking & Financial Services Fund Regular Growth FAQ's

What are the returns of HDFC Banking & Financial Services Fund Regular Growth?

HDFC Banking & Financial Services Fund Regular Growth has generated 0.6% returns over 1 year, 10.2% over 3 years and 9.1% over 5 years as of 15 October 2026.

What is today's NAV of HDFC Banking & Financial Services Fund Regular Growth?

Currently, the Net Asset Value (NAV) of HDFC Banking & Financial Services Fund Regular Growth is ₹17.36, as of 15 October 2026.

What are the ways to invest in HDFC Banking & Financial Services Fund Regular Growth?

You can invest in HDFC Banking & Financial Services Fund Regular Growth through a lumpsum, a monthly SIP and a daily SIP.

What is the minimum SIP investment in HDFC Banking & Financial Services Fund Regular Growth?

The minimum SIP amount for HDFC Banking & Financial Services Fund Regular Growth is ₹500 per instalment.

What is the expense ratio of HDFC Banking & Financial Services Fund Regular Growth?

The expense ratio of HDFC Banking & Financial Services Fund Regular Growth is 2%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹100.

What is the risk level of HDFC Banking & Financial Services Fund Regular Growth?

As per the fund factsheet published by the fund house, HDFC Banking & Financial Services Fund Regular Growth is considered to carry Very High Risk for its investors.

What are the top holdings of HDFC Banking & Financial Services Fund Regular Growth?

As an equity fund, the portfolio is mainly stock exposure. The top holdings of HDFC Banking & Financial Services Fund Regular Growth include ICICI Bank Ltd, HDFC Bank Ltd, Kotak Mahindra Bank Ltd, Axis Bank Ltd and State Bank of India, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for HDFC Banking & Financial Services Fund Regular Growth?

HDFC Banking & Financial Services Fund Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in HDFC Banking & Financial Services Fund Regular Growth?

You can redeem your investment in HDFC Banking & Financial Services Fund Regular Growth on any business day. The exit load is an Exit load of 1% is payable if units are redeemed/switchedout within 30 days from the date of allotment. No Exit Load is payable if units are redeemed/switched-out after 30 days from the date of allotment..

Who is the fund manager of HDFC Banking & Financial Services Fund Regular Growth?

HDFC Banking & Financial Services Fund Regular Growth is managed by Dhruv Muchhal and Anand Laddha. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Disclaimer

  • Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
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