Bandhan Banking & PSU Debt Fund Regular Growth

Moderate Risk

Fixed Income

Banking & PSU

NAV (15 Oct ’26)

₹26.28

Min SIP Amount

₹100.00

Fund Size (AUM)

₹11,893.32 Cr

▲ 6.76%3Y Annualized

-0.05%1D Returns

NAV (15 Oct ’26)

₹26.28

Min SIP Amount

₹100.00

Fund Size (AUM)

₹11,893.32 Cr

Mutual Fund SIP Calculator

Amount I want to invest

₹

/Month

₹100₹10L

Time I want to invest for

Years

1Y40Y

Your expected Annual returns %

1%30%

Step Up

% /Year

0%25%

Invested Amount₹68.73 Lakh

Approx Profit₹1.3 Cr

Estimated Returns₹1.99 Cr

Invested

Estimated Returns

About Bandhan Banking & PSU Debt Fund Regular Growth

Bandhan Banking & PSU Debt Fund Regular Growth is a Banking & PSU mutual fund scheme from Bandhan Asset Management Company Limited. The fund was launched on 7 March 2013 and is managed by Brijesh Shah, Gautam Kaul, and Suyash Choudhary. As of 15 October 2026, the fund has an AUM of ₹11,893.32 Cr and its latest NAV is ₹26.28. The fund has a Moderate Risk risk rating.

The fund allows minimum SIP of ₹100 and lumpsum investment starting from ₹1,000.

Its top holdings include 7.06% Govt Stock 2041, 6.68% Govt Stock 2040, Small Industries Development Bank of India, ICICI Bank Limited, and HDFC Bank Limited. The fund has delivered 4.9% returns over the last 1 year, 6.8% annualised returns over 3 years, 5.9% annualised returns over 5 years, and 7.4% annualised returns since inception.

Bandhan Banking & PSU Debt Fund Regular Growth may be suitable for investors looking for Banking & PSU and who are comfortable with Moderate Risk risk.

Top 10 Holdings

Name	Sector	Value	Weighting
7.06% Govt Stock 2041	--	₹533.38 Cr	4.40%
6.68% Govt Stock 2040	--	₹507.43 Cr	4.18%
Small Industries Development Bank of India	--	₹468.96 Cr	3.87%
ICICI Bank Limited	--	₹397.21 Cr	3.34%
HDFC Bank Limited	--	₹394.04 Cr	3.31%
Power Grid Corporation Of India Limited	--	₹376.77 Cr	3.17%
Indian Railway Finance Corporation Limited	--	₹352.08 Cr	2.96%
Axis Bank Ltd.	--	₹291.99 Cr	2.46%
Bank of Baroda	--	₹294.87 Cr	2.43%
National Bank For Agriculture And Rural Development	--	₹273.47 Cr	2.30%

Returns & Rankings

Name	2 Year	3 Year	4 Year	5 Year
Fund returns	+6.23%	+6.76%	+6.72%	+5.92%
Category average (Banking & PSU)	+6.04%	+6.59%	+6.65%	+5.83%
Rank (Banking & PSU)	58	88	93	82

Fund Management

Brijesh Shah

Experience: 2.31 Years

Gautam Kaul

Experience: 4.83 Years

Suyash Choudhary

Experience: 5.18 Years

Minimum SIP Amount, Expense Ratio & Exit Load

Bandhan Banking & PSU Debt Fund Regular Growth Overview
Minimum SIP Amount	₹100.00
Expense Ratio	0.66% Inclusive of GST
Exit Load	Nil. All switches will be treated as redemption in the source scheme and subscription in the destination scheme, with the entry and exit load as may be applicable.

Bandhan Banking & PSU Debt Fund Regular Growth Overview

Minimum SIP Amount

₹100.00

Expense Ratio

0.66%

Inclusive of GST

Exit Load

Nil. All switches will be treated as redemption in the source scheme and subscription in the destination scheme, with the entry and exit load as may be applicable.

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ELSS (Tax Saving)

Sectoral/Thematic

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Bandhan Banking & PSU Debt Fund Regular Growth FAQ's

What are the returns of Bandhan Banking & PSU Debt Fund Regular Growth?

Bandhan Banking & PSU Debt Fund Regular Growth has generated 4.9% returns over 1 year, 6.8% over 3 years and 5.9% over 5 years as of 15 October 2026.

What is today's NAV of Bandhan Banking & PSU Debt Fund Regular Growth?

Currently, the Net Asset Value (NAV) of Bandhan Banking & PSU Debt Fund Regular Growth is ₹26.28, as of 15 October 2026.

What are the ways to invest in Bandhan Banking & PSU Debt Fund Regular Growth?

You can invest in Bandhan Banking & PSU Debt Fund Regular Growth through a lumpsum and a monthly SIP.

What is the minimum SIP investment in Bandhan Banking & PSU Debt Fund Regular Growth?

The minimum SIP amount for Bandhan Banking & PSU Debt Fund Regular Growth is ₹500 per instalment.

What is the expense ratio of Bandhan Banking & PSU Debt Fund Regular Growth?

The expense ratio of Bandhan Banking & PSU Debt Fund Regular Growth is 0.66%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹33.

What is the risk level of Bandhan Banking & PSU Debt Fund Regular Growth?

As per the fund factsheet published by the fund house, Bandhan Banking & PSU Debt Fund Regular Growth is considered to carry Moderate Risk for its investors.

What are the top holdings of Bandhan Banking & PSU Debt Fund Regular Growth?

As a debt fund, the portfolio is mainly bond issuers. The top holdings of Bandhan Banking & PSU Debt Fund Regular Growth include 7.06% Govt Stock 2041, 6.68% Govt Stock 2040, Small Industries Development Bank of India, ICICI Bank Limited and HDFC Bank Limited, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for Bandhan Banking & PSU Debt Fund Regular Growth?

Bandhan Banking & PSU Debt Fund Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in Bandhan Banking & PSU Debt Fund Regular Growth?

You can redeem your investment in Bandhan Banking & PSU Debt Fund Regular Growth on any business day. The exit load is Nil. All switches will be treated as redemption in the source scheme and subscription in the destination scheme, with the entry and exit load as may be applicable..

Who is the fund manager of Bandhan Banking & PSU Debt Fund Regular Growth?

Bandhan Banking & PSU Debt Fund Regular Growth is managed by Brijesh Shah, Gautam Kaul and Suyash Choudhary. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Written By

Vandana Punj

Reviewed By

Shamik Ghosh

Disclaimer

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.
Paisabazaar Marketing and Consulting Private Limited is an AMFI registered Mutual Fund Distributor - ARN-336712 | ARN Validity period: 08 Aug 2025 to 07 Aug 2028

Bandhan Banking & PSU Debt Fund Regular Growth

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About Bandhan Banking & PSU Debt Fund Regular Growth

Top 10 Holdings

Returns & Rankings

Fund Management

Minimum SIP Amount, Expense Ratio & Exit Load

Types of Mutual Funds to Invest in India

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Bandhan Banking & PSU Debt Fund Regular Growth FAQ's

What are the returns of Bandhan Banking & PSU Debt Fund Regular Growth?

What is today's NAV of Bandhan Banking & PSU Debt Fund Regular Growth?

What are the ways to invest in Bandhan Banking & PSU Debt Fund Regular Growth?

What is the minimum SIP investment in Bandhan Banking & PSU Debt Fund Regular Growth?

What is the expense ratio of Bandhan Banking & PSU Debt Fund Regular Growth?

What is the risk level of Bandhan Banking & PSU Debt Fund Regular Growth?

What are the top holdings of Bandhan Banking & PSU Debt Fund Regular Growth?

Is there any lock-in period for Bandhan Banking & PSU Debt Fund Regular Growth?

How can I redeem my investments in Bandhan Banking & PSU Debt Fund Regular Growth?

Who is the fund manager of Bandhan Banking & PSU Debt Fund Regular Growth?

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