Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth

Moderate Risk

NAV (15 Oct ’26)

₹13.52

Min SIP Amount

₹500.00

Fund Size (AUM)

₹13.55 Cr

▲ 4.51%3Y Annualized

-0.17%1D Returns

NAV (15 Oct ’26)

₹13.52

Min SIP Amount

₹500.00

Fund Size (AUM)

₹13.55 Cr

Mutual Fund SIP Calculator

Amount I want to invest

₹

/Month

₹100₹10L

Time I want to invest for

Years

1Y40Y

Your expected Annual returns %

1%30%

Step Up

% /Year

0%25%

Invested Amount₹68.73 Lakh

Approx Profit₹1.3 Cr

Estimated Returns₹1.99 Cr

Invested

Estimated Returns

About Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is a mutual fund scheme from Aditya Birla Sun Life AMC Ltd. The fund was launched on 12 March 2019 and is managed by Harshil Suvarnkar. As of 15 October 2026, the fund has an AUM of ₹13.55 Cr and its latest NAV is ₹13.52. The fund has a Moderate Risk risk rating.

The fund allows minimum SIP of ₹500 and lumpsum investment starting from ₹1,000.

Its top holdings include 6.57% Govt Stock 2033, 7.34% Govt Stock 2064, Gs06may2030c, HDFC Bank Limited, and 7.49% Rajasthan Sgs 2035. The fund has delivered 1.4% returns over the last 1 year, 4.5% annualised returns over 3 years, 3.7% annualised returns over 5 years, and 4.0% annualised returns since inception.

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth may be suitable for investors looking for long-term wealth creation and who are comfortable with Moderate Risk risk.

Top 10 Holdings

Name	Sector	Value	Weighting
6.57% Govt Stock 2033	--	₹2.91 Cr	21.46%
7.34% Govt Stock 2064	--	₹1.19 Cr	8.77%
Gs06may2030c	--	₹1.06 Cr	7.78%
HDFC Bank Limited	--	₹1.01 Cr	7.46%
7.49% Rajasthan Sgs 2035	--	₹0.78 Cr	5.76%
7.25% Maharashtra Sdl 2026	--	₹0.25 Cr	1.85%

Returns & Rankings

Name	2 Year	3 Year	4 Year	5 Year
Fund returns	+3.34%	+4.51%	+4.74%	+3.67%
Category average	--	--	--	--
Rank	--	--	--	--

Fund Management

Harshil Suvarnkar

Experience: 5.53 Years

Minimum SIP Amount, Expense Ratio & Exit Load

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth Overview
Minimum SIP Amount	₹500.00
Expense Ratio	2.05% Inclusive of GST
Exit Load	Nil

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth Overview

Minimum SIP Amount

₹500.00

Expense Ratio

2.05%

Inclusive of GST

Exit Load

Nil

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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth FAQ's

What are the returns of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth has generated 1.4% returns over 1 year, 4.5% over 3 years and 3.7% over 5 years as of 15 October 2026.

What is today's NAV of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Currently, the Net Asset Value (NAV) of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is ₹13.52, as of 15 October 2026.

What are the ways to invest in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

You can invest in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth through a lumpsum and a monthly SIP.

What is the minimum SIP investment in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

The minimum SIP amount for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is ₹500 per instalment.

What is the expense ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

The expense ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is 2.05%. It represents the annual expenses levied for managing and operating the fund scheme and is deducted from the fund's NAV rather than being charged separately. For example, if you invest ₹5,000, the annual expense is about ₹103.

What is the risk level of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

As per the fund factsheet published by the fund house, Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is considered to carry Moderate Risk for its investors.

What are the top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

As a debt fund, the portfolio is mainly bond issuers. The top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth include 6.57% Govt Stock 2033, 7.34% Govt Stock 2064, Gs06may2030c, HDFC Bank Limited and 7.49% Rajasthan Sgs 2035, based on the latest portfolio disclosure. The fund's holdings may change over time depending on the fund manager's investment strategy.

Is there any lock-in period for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth has no lock-in period for its investors. Thus, the investors of this fund are free to redeem their investments on any date as per their requirements.

How can I redeem my investments in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

You can redeem your investment in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth on any business day. The exit load is Nil.

Who is the fund manager of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth is managed by Harshil Suvarnkar. A fund manager is an experienced finance professional responsible for making investment decisions and managing the fund's portfolio in line with its investment objective.

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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth

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About Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth

Top 10 Holdings

Returns & Rankings

Fund Management

Minimum SIP Amount, Expense Ratio & Exit Load

Types of Mutual Funds to Invest in India

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Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth FAQ's

What are the returns of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What is today's NAV of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What are the ways to invest in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What is the minimum SIP investment in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What is the expense ratio of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What is the risk level of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

What are the top holdings of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Is there any lock-in period for Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

How can I redeem my investments in Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

Who is the fund manager of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Pln Regular Growth?

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